A lot of posts on Head for Points are dedicated to collecting miles and points from credit card sign-up bonuses. And there is a good reason for this – credit card sign-up deals are by far the easiest way to accumulate a large number of points quickly.
Your credit record is very important, and it is well worth taking a look at it every so often to ensure that it is up to date. You want to ensure, for example, that no erroneous information is listed against your name, in terms of missed payments or cards you have. It also enables you to watch out for any attempts at ID theft.
You have always been able to order a copy of your credit record by post from Experian for a small fee.
A website called Noddle (www.noddle.co.uk), though, takes this one step further in two ways:
You can view your credit report immediately, online
There is no fee whatsoever, ever
Noddle will automatically update your data as long as you log-in to the site once every three months
I have using Noddle since I first mentioned it on HFP 18 months ago. It is far better than the ‘one month free trial’ offered by Experian on their comparable offering.
If you are churning credit cards to build up your miles, it is worth taking a look at Noddle and see what data the banks already hold on you. (You need to be on a UK computer for it to work, note.) You’ve nothing to lose and you may be surprised by what you find.
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