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Get 9,600 Avios with Tesco Home Insurance

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These days we are able to do pretty much everything online and usually we’d say taking out home insurance is one of those things that can be done with a few clicks.  

However Tesco Bank seems to be missing its telephone customers and has got a generous offer on their home insurance which can not be claimed or even found online.

(The real reason for doing this is to avoid having to pay commission to cashback or comparison sites.)

Until 29th April Tesco Bank is giving 4000 Clubcard points to everyone who takes out home insurance (contents and building) via telephone (0345 366 8632) when quoting the code H4000GR.  That would convert into 9600 Avios points or 10000 Virgin Flying Club miles.

This is a very generous deal if you live in a low risk area and don’t pay much for your insurance.  However, because of the need to take out contents and buildings insurance, it is no use if you live in a flat where your buildings insurance is arranged centrally.  There is no offer for just taking out contents insurance.

You also need to have your existing coverage ending in the next 2-3 months.  There is no point paying for two lots of overlapping insurance as it will soon eat away the value of the points.

If you want to get a rough quote from Tesco before calling, you can do so on their website – but you must call to buy if you want the 4000 points.  The Tesco website will accept the promotional code but are breaking the rules of the deal by buying online so I wouldn’t risk it.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (47)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Scott says:

    I read on the shopper points article comments that someone bought online and just quoted the code will this work does anyone know? Cba to ring up

    • Genghis says:

      Hi Scott. That was me. I only applied on Tuesday and so no points yet posted but the leaflet I received said I could apply online.

      • Scott says:

        Hi genghis
        Thanks for the reply I did a quote online and see there was a box for putting a code in so the shouldn’t be any reason why it won’t work?. Only thing that worries me is the article says it’s for phone customers only so it would be a waste of time doing it online if the points weren’t awarded.

        • Genghis says:

          I’m hoping the points post! If not, I still have the flyer showing I could apply online and get 4,000 cc points so a complaint will be duly made.

          • Rob says:

            Someone else told me they had a leaflet saying that online applications were OK. This is definitely not what the original version on the leaflet said – perhaps it drove no business so they decided to change it?

          • Scott says:

            Would be nice if someone put a scan of said leaflet to confirm this….. Anyone? Wink wink

  • Tilly71 says:

    I dont think we will see the bonus points posted in a few days, I would expect the same 5-6 weeks but maybe a little sooner. I’m not sure if this is relevant but last year I took out their home insurance for the £30 gift card offer, it arrived just after 4 weeks.

  • Simon says:

    Anyone know how quickly the 4000 points will post?

    I’m shortly about to complete on a house I’m going to renovate then going to run it as a holiday rental once done. Just need basic house insurance to start then a more specialised insurance thereafter so this may work.

  • Tilly71 says:

    I would estimate 4-6 weeks to get the bonus points added to your account.

    • Mick says:

      I’ve just got a policy today saving me £70 a year with more cover than my previous policy.. Points will post in 6 weeks I was told … Happy Bunny.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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