Maximise your Avios, air miles and hotel points

LAST CHANCE to transfer TopCashback money into Tesco Clubcard and onto Avios

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One of the easiest ways of earning Avios points or Virgin Flying Club miles for the last couple of years has been via cashback site TopCashback.

TopCashback allowed you to take up to £50 of cashback from your day-to-day online shopping and convert it into 5,000 Tesco Clubcard points.  This means that it would turn into 12,000 Avios points – you were basically ‘buying’ Avios points for just 0.4p each.  This was repeatable every year.

It was a great deal and a fairly easy 12,000 Avios points per year for Head for Points readers.   If you had a British Airways household account you could do even better.

TopCashback 350

TopCashback announced in June that Tesco is withdrawing tomorrow, 31st July.

If you have any cashback sitting in your TopCashback account and you have yet to hit the £50 cap, you should send it across to Tesco IMMEDIATELY.

This move appears to be linked to the broader restructuring of the Clubcard scheme which is currently underway.  We have already seen the ending of Clubcard Boost ‘double up’ in store.  It has also been reported that Clubcard points will soon be instantly redeemable – like Nectar or Boots Advantage points – by swiping your card at checkout.

Interestingly, TCB said that 33% of users who chose Clubcard converted their points into Avios.  30% used them for restaurant vouchers and 20% for family day out vouchers.

That was bad news for Tesco.  If you assume that Tesco pays 0.75p per Avios point – and I think they actually pay more than that – the maths was crazy.  TopCashback sent Tesco £50 but, in 33% of cases, it had to immediately pay out (12,000 x 0.75p) £90 to Avios.  You can see why Tesco wanted out.

You will still be able to convert TopCashback money directly into Avios points.  This is an acceptable deal – you get 1.05 Avios points for every 1p of TopCashback money you convert – but nowhere near as generous as routing your points via Tesco Clubcard.

If you used TCB to earn Virgin miles then there is no alternative option.  I had heard rumours of Quidco teaming up with Virgin Atlantic but nothing has appeared.

If you never joined TopCashback and want to sign up – after all, buying unlimited Avios points for (1p / 1.05 Avios =) 0.95p is certainly not a bad deal – my refer a friend link is here.

This move could also be problematic for TCB itself.  It is generally seen as having poorer customer service than Quidco, but people put up with it because of the Tesco conversion option.  With that gone, TCB loses some appeal. Remember, however, that you can still buy Avios via TCB with zero effort for 0.95p and that is not a bad deal at all.


how to earn avios from credit cards

How to earn Avios from UK credit cards (August 2021)

As a reminder, there are various ways of earning Avios from UK credit cards.  Many cards also have generous sign-up bonuses!

There are two official British Airways American Express cards:

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points, such as:

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

We also recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card:

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

(Want to earn more Avios?  Click here to visit our home page for our latest articles on earning and spending your Avios points and click here to see how to earn more Avios this month from offers and promotions.)

Comments (38)

  • Genghis says:

    RIP

  • Michael says:

    +1

  • harry says:

    It’s still there

    It probably means it has lost your Tesco clubcard details – try and find the place to input them again

    Or possibly you have a combined payout total that includes amounts not allowed to transfer to Tesco, in which case eliminate those amounts & the Tesco option should reapper

    Careful to maximise your transfer amount to Tesco as you can’t transfer out more than once per 24 hrs

    • Billy says:

      Ahhh I found the problem. You need to fist go to your profile page and add your clubcard details. Once these are saved then Tesco Clubcard appears as an Option on the Payout page. It initially said please allow up to 72 hours for your changes to update which gave me a shock but now it’s gone through.

      All sorted now.

      • Brian says:

        Have just entered my Clubcard number but the payout page says that it is “Unavailable” and I will need to wait 72 hours.

        • Mark says:

          it is always “Unavailable” for certain retailers (other supermarets is an obvious one). You can split the payment and get what you can into CC points.

        • Peter K says:

          It said that they other day to me but I tried sending it straight away and it went through no problem! Don’t wait the 72hrs.

      • sinewaves says:

        hey there, am having the 72 hour problem. How quickly did it resolve for you? It’s using the security check excuse..

      • Brian says:

        Not resolved as yet. “Withdraw funds” is still greyed out. Sounds as though it’s too late.

        • NS says:

          just had the same, you need to confirm the email they send you and it then became immediately available. thanks for the reminder raffles

  • BrianDT says:

    Me too, so I opted for Avios.

  • Lumma says:

    Has anyone else had the transfers to club card taking ages recently. I did a couple of transfers back in April and they’ve only just hit my account, missing the current collection deadline.

    I’d actually forgotten about them, until my recent tesco receipt had an extra 1,500 points on it.

  • Fenny says:

    Yep

  • roberto says:

    Slightly o/t but has anyone got any updates on the alleged 20% Tesco to Virgin bonus? I understand that the auto converters have it already and was wondering if its going to be available for the ditherers like me.. Any news folks?

    • Rob says:

      No …. Bizarre. Got an article ready to go too 🙂

      • Tilly71 says:

        Please tell a little before tomorrows article..

        • Rob says:

          It is just the usual article I run when Virgin starts a transfer bonus, but now I’m not sure whether to run it or not!

  • harry says:

    As long as you send them today, they’ll arrive in your Tesco a/c

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