Get £20 for free when you load £50 on a Moneycorp prepaid Mastercard

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• Liz says:

  31 Jul31 July 10:11

  OT For anyone who has taken up the recent Amex offer to add a supp cardholder to their Platinum account and receive 5k MR pts – how long does it take for the points to post? Thanks

  • Lawro says:

    31 Jul31 July 11:34

    I’ve had 3 different answers from Amex on this. Ranges from 31 days from applying for supp to within 60 days or within 90 days…

  • Tom says:

    31 Jul31 July 11:38

    Hi Liz, just wondering where you saw this? I don’t appear to have the same offer. Perhaps it’s targeted.

    • Nick says:

      31 Jul31 July 11:54

      Send Amex an email and ask if you’re targeted.

    • Rob says:

      31 Jul31 July 12:05

      Yes, it was emailed to those who were targetted. 3k for Gold.

      • Lawro says:

        31 Jul31 July 13:00

        Not only those who were targeted
        Emailed them along the lines that I had seen the promo and assumed I was eligible, simply wanted to confirm I would receive the bonus. Confirmation via secure message that I would.

        • Tom says:

          31 Jul31 July 16:47

          Thanks Lawro, have just done the same. Worth a try.

    • Liz says:

      31 Jul31 July 13:35

      Yes we were targeted. Hubby upgraded from Gold to Platinum in his name only as we were only going to spend the £1k and cancel but he wasn’t charged the fee so we decided to keep it a bit longer. Then we got the email to add supps for 5k which we did!

      • Tom says:

        31 Jul31 July 16:46

        Great Liz, thanks. How lucky not to be charged!

        • Nathan says:

          31 Jul31 July 23:03

          I also didn’t get charged for upgrading.

  • LEE says:

    31 Jul31 July 12:34

    not had my points yet either

• Nick says:

  31 Jul31 July 11:53

  Sorry for another OT comment, Does anyone know if the Tesco Home Insurance promo code H4000GR for 4000 CC points is still working?

  • Rob says:

    31 Jul31 July 12:04

    See the Tesco article today and scroll to the bottom – there is a link to an article. Running to 31st August but code changed IIRC.

    • Nick says:

      31 Jul31 July 12:29

      Thanks Rob.

• James says:

  31 Jul31 July 12:01

  I’ve just brought one using my curve card. A 1.95% master card surcharge was added which I did not see as I had scrolled down to input the rest of my details. Still I’ll be £17 up for a few mins work (assuming I can get the £70 out of a British ATM).

  • Nick says:

    31 Jul31 July 12:31

    Exactly what I’m hoping. I used my IHG CC which means that I get 10000 IHG points even easier.

  • Genghis says:

    31 Jul31 July 12:41

    Good shout using Curve. Fees are added for cc regardless so might as well use Curve where bound to track as a purchase. £52 GBP card ordered.

    • Boris says:

      7 Aug7 August 11:32

      Interesting.

      Curve not accepted for me.

  • Genghis says:

    31 Jul31 July 15:05

    Do you know if it’ll go through on your Plat cash back card as a purchase and therefore not engage cash advance charges and interest?

    • Alan says:

      31 Jul31 July 15:06

      Taking a chance – fingers-crossed!

      • Genghis says:

        31 Jul31 July 15:07

        Good luck. Please report back on what happens.

        • Alan says:

          31 Jul31 July 15:10

          Will do – showing up as TTT Moneycorp £53.01 so far in pending. Will see what happens in a couple of days when it moves to become an established transaction. May make an extra payment of £53.01 by debit card to my Amex account anyway in case they treat things like Halifax Clarity do when making cash transactions that would incur interest.

    • Genghis says:

      31 Jul31 July 15:07

      When I was playing around with MS opportunities last year I got charged a cash advance fee and interest on Diamond club visa for topping up a post office loading card. Win some you lose some.

  • Alan says:

    31 Jul31 July 17:50

    Yup I see what you mean, although have also got £10k IHG target and £7k Lloyds so it’s still useful. Of course it may not get anything, we will see!

• KH says:

  31 Jul31 July 13:20

  Sounds like a good deal. Moneycorp charges £3 for inactivity per month (after 12 months) – is it possible to cancel the card before the 12 months? Can’t find it in the FAQ.

  • Genghis says:

    31 Jul31 July 13:23

    They charge £3 pcm if there’s balance on the card. No balance, no charge.

  • Rob says:

    31 Jul31 July 13:23

    The fee only applies if you have a balance, and I doubt you would leave a balance on it, untouched, for 12 months.

• scott says:

  31 Jul31 July 13:23

  tried 3 times to apply but keep getting an error saying unable to verify my identity ? anyone else had this ,given up now £20 just not worth the bother

  • Genghis says:

    31 Jul31 July 13:32

    Delivery address same as billing address?

    • scott says:

      31 Jul31 July 22:06

      yes everything matched address on card etc tried amex and a visa debit no dice oh well no biggy

  • Marwan says:

    31 Jul31 July 14:11

    Same issue here. Not worth the hassle.

  • Johnnycl says:

    31 Jul31 July 17:15

    Had this too, couldn’t get it to work after trying several times.

  • kevino says:

    31 Jul31 July 17:24

    I too can not have my identity verified! Using various cards too.

  • RIccati says:

    1 Aug1 August 04:25

    They might be on the cheap and using the Equifax for ID checks (not both, Experian & Equifax).

    Not all lenders report to Equifax (AMEX and Barclaycard do) — might happen that Equifax does not have any recent searches to confirm identity linked to the address.

• vol says:

  31 Jul31 July 13:28

  OT: Rob, I have studied your ‘move Avios from Iberia plus to BA’ at great length, however I am hitting a barrier.

  I have the link that says ‘transfer Avios’ so this is positive. But if I log in through BA, I only have the BA –> Iberia transfer, and if I log into Iberia Plus, I still only have the transfer option going in the direction of BA–> Iberia.

  I have a single Avios account, and a further problem. It’s only offering me Avios to BA.

  Avios = single account
  BA = primary account holder, household
  Iberia = single account

  Help? :-S

  • Genghis says:

    31 Jul31 July 13:31

    I think last time I did this I ‘pushed’ from Iberia to Avios and then ‘pulled’ from Avios to BAEC.

    • vol says:

      31 Jul31 July 13:40

      Hi Genghis, thanks but I don’t have the option of transferring Iberia—->Avios either. Just Iberia to BA. It’s a bit odd…

      • vol says:

        31 Jul31 July 13:46

        haha, I was in thick mode.

        I have done this now – push/pull method as described by Genghis above

        Thanks!

      • Genghis says:

        31 Jul31 July 13:47

        Try logging into Avios and pulling from IB to avios. I have that option on mine.

  • Rob says:

    31 Jul31 July 16:36

    The rules are:

    “Members of a Household Account under the Programmes may not use CMA other than (a) from a British Airways Executive Club Household Account to an individual account under the Avios Programme or the Iberia Plus Programme and (b) from the individual account under the Avios Programme to a Household Account under the British Airways Executive Programme. Any other Household account transaction will not be permitted under CMA.”

    What this means in English is:

    A member of a BA household account CAN move Avios to or from their Iberia or avios.com account (as long as the avios.com account is not a household one)
    A member of an avios.com household account CANNOT move Avios to or from BA or Iberia

    so you should be able to move from inside avios.com, as long as all the email, date of birth etc info matches.

• Tom says:

  31 Jul31 July 16:30

  Thanks Rob (and Harry),

  I’ve just opened a moneycorp explorer card and a weswap card in both my name and my partners.

  £50.23 per explorer card to buy $65USD for our forthcoming US holiday, £50 exactly on each weswap card.

  That’s a £200.46 spend for a return of £276. Not bad for a few clicks of a mouse!

  Weswap confirmed instantly that we were both in the first one thousand applicants (therefore will receive the £18 bonus).

  Moneycorp warn it could take up to 90 days to add the credit which works for us with a holiday in late October.

  Another great day on head for points.

  • Fenny says:

    31 Jul31 July 17:23

    How did you get the confirmation of being in the first 1000? I’ve just signed up, but there’s nothing to indicate I’ll get the bonus.

    • Craig says:

      31 Jul31 July 18:44

      I’ve just signed up and am showing a promo load of £18 in activity. Not showing on the balance yet though.

      • Fenny says:

        31 Jul31 July 19:29

        I tried loading off my CC, but it kept looping round and not accepting the transaction. I’ve sent a bank transfer through, but that won’t show until tomorrow.

        I may drop them an email.

        • Fenny says:

          31 Jul31 July 19:38

          Ah! I see what the problem might be. You can load off debit cards, but not CC. When it said Visa or MC, I just assumed they meant CC. I so rarely use my debit card, I forget about it except for cash withdrawals.

    • Andrew says:

      31 Jul31 July 18:52

      + 1

      I signed up at 13:21 today and in the “My Latest Activities” section of the dashboard I can see “Promo load 18 GBP 31st Jul 2016, 12:21 pm”. So even though “My Travel Wallet” only shows a balance of 50 GBP I assume I should be good for the 18 GBP bonus.

      However, my wife signed up about 5 minutes after me, and she has no such message…

      So did anyone sign up significantly after 13:30 and receive confirmation that they were in the first 1000? And did confirmation come only through seeing the same message or…?

      Thanks!

      • Craig says:

        31 Jul31 July 18:53

        Just signed up now and it’s showing, she did use the Money Supermarket link didn’t she?

        • Andrew says:

          31 Jul31 July 20:53

          LOL Craig. Yes! I was watching….closely! 😉

      • Mr Dee says:

        31 Jul31 July 19:26

        Just signed up and got the message but no balance update.

    • Tom says:

      31 Jul31 July 19:17

      Hi Fenny,
      Exactly as per Craig’s comment.

      • Fenny says:

        31 Jul31 July 19:36

        Ta. I’ve emailed them. Others after me seem to have been successful, so I’ll see what they say tomorrow.

• Talay says:

  31 Jul31 July 17:18

  OT – is this revolut safe ?

  I see it as potentially ok for paying a bill as there is no warranty to the end product so no use to buy “stuff” you need credit card back up on.

  • Alan says:

    31 Jul31 July 17:22

    Definitely no section 75 protection with it, but personally I’d be using it more for ATM withdrawals or small purchases using contactless. With Supercard or Curve you’re likely not covered either given the charges go through them as intermediaries.

  • John says:

    31 Jul31 July 17:55

    Agree with Alan, you really shouldn’t use Revolut, Supercard or Curve etc for anything where there is any chance you’ll need to dispute the transaction later (for reasons other than the payment being recharged incorrectly to your real card).

    So only for things which you are about to consume or have already consumed and know the amount you are going to be charged.

    • Talay says:

      31 Jul31 July 18:31

      Tried to contact Revolut today and despite their advertising an online function until 6pm today, the whole thing, online and through the app was non functioning.

      Will try tomorrow.

      Probably won’t work for me as their THB FX rate is shockingly bad. Quoting 44.8603 today against an inward TT rate of 45.32625 which is just over 1% but that is a bank rate. At interbank rates, at nigh on flat 46, that is around 1.5% off.

      • Alan says:

        31 Jul31 July 18:44

        Online chat was OK for me midafternoon, that’s quite frustrating though. Haven’t done any transfers yet myself so haven’t compared their rates yet. Transferwise were fairly good on AUD when I used them before although they’ve sadly introduced some extra charges now for that currency. I’m hoping Revolut add them as a main currency soon so I can load AUD on and covert to GBP or USD (if they’ve got a good rate of course!)

      • Craig says:

        31 Jul31 July 19:11

        I’ve noticed that Revolut’s transfer rates are reduced at the weekend. Have another look in the morning, it must be a safety catch to allow for volatility when the markets open on a Monday morning.

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