Maximise your Avios, air miles and hotel points

MBNA Diamond Club credit cards to end 30th September

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I knew it was coming, but I thought we may get more notice than this.  It seems not.

If you still have an MBNA bmi Diamond Club credit card, you will no longer be able to earn Avios after 30th September 2016.

This is, to put it mildly, a bit of a disappointment.  This is especially true if – like me – you have the MasterCard which earns 2.5 Avios per £1!  It was obviously not sustainable in the current ‘0.3% interchange fee’ environment even with a £60 annual fee.

It is not clear what happens to those of us who pay a fee for the card.  I would expect MBNA to offer a full or partial refund or some other form of compensation.

The credit card itself will continue to be accepted after 30th September but you will no longer earn any rewards.

bmi credit cards

Diamond Club will close completely on 30th November 2016.  Any Diamond Club points not transferred to British Airways Executive Club by that time will be forfeited.

The 10% discount on British Airways flights for Diamond Club credit card holders will also end on 30th November.

Full details can be found on diamondclub.org.

This will, finally, be the end of the old bmi British Midland and Diamond Club.  Those of us who have been in this game a long time will be sad to see it go, especially as Diamond Club was a fantastic way to access Star Alliance redemptions at disproportionately cheap redemption rates.

I’m going to need a new MasterCard credit card.  I will do a round-up of the best alternatives in the next day or so.


Want to earn more points from credit cards? – December 2020 update

If you are looking to apply for a new credit or charge card, here are our December 2020 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here.

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these:

American Express Business Gold card

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

Earn both Avios and BA On Business points with your business spending Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

Comments (114)

  • Matt says:

    Sorry for the daft question – but how do I make HMRC payments using the diamond club card, and what is the fee?
    Do MBNA regard this as a purchase or a cash advance?

    Thanks Matt

    • Rob says:

      Purchase, 0.38%

      • Hamish says:

        Seriously? Why haven’t I been doing this for years?

        So I pay £10,000 to HMRC, Amex Diamond Club charges me £38, and I get 20,000 Avios. Have I got that right?

        Surely 20,000 Avious is worth >£200 — I must have something wrong!

  • Frenske says:

    Does anybody know how to contact Diamond Club people directly? My wife is in a pickle. Her last name on Diamond Club does not match the last name on BAEC and cannot transfer the accumulated points. The contact form on the website crashes (with all browsers) and the phone number links to BA who cannot help her!?

    • Simon B says:

      There is still a Diamond Club team but you need to contact the BAEC by phone who will ask them to make the change. My wife did this a few weeks ago via the Gold line, as she never changed her name from her maiden name on the BMI Diamond Club account, and it was changed immediately.

  • Sandy says:

    Having had experience with Amex both in the US and UK there are a large number sites who will not accept AMEX due to their charging process and as a result the banks now are supplying a Visa card which feeds back to your Amex account . However in using this Visa card we are penalised by the banks either in reduced or no reward points being given.
    In short the user has to either argue the point with the vendor to take Amex and if unsuccessful either walk away or pay with Visa and not get a rewards. Seems pointless (pardon the pun)

  • Nick says:

    I’m surprised that I read it here first and that there hasn’t been any communication from MBNA on this. I have both the MC and Visa/Amex combo from years ago. It’s time for a BA amex/visa combo card…

  • Hamish says:

    It says we’ll no longer be able to earn Avios from 30 Sept, but what if we have an unpaid balance on that date? Any ideas?

    • Rob says:

      The card carries on as usual and you earn on every transaction booked by 30th, even if you haven’t paid the bill to MBNA.