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MBNA Diamond Club credit cards to end 30th September

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I knew it was coming, but I thought we may get more notice than this.  It seems not.

If you still have an MBNA bmi Diamond Club credit card, you will no longer be able to earn Avios after 30th September 2016.

This is, to put it mildly, a bit of a disappointment.  This is especially true if – like me – you have the Mastercard which earns 2.5 Avios per £1!  It was obviously not sustainable in the current ‘0.3% interchange fee’ environment even with a £60 annual fee.

It is not clear what happens to those of us who pay a fee for the card.  I would expect MBNA to offer a full or partial refund or some other form of compensation.

The credit card itself will continue to be accepted after 30th September but you will no longer earn any rewards.

Diamond Club will close completely on 30th November 2016.  Any Diamond Club points not transferred to British Airways Executive Club by that time will be forfeited.

The 10% discount on British Airways flights for Diamond Club credit card holders will also end on 30th November.

Full details can be found on

This will, finally, be the end of the old bmi British Midland and Diamond Club.  Those of us who have been in this game a long time will be sad to see it go, especially as Diamond Club was a fantastic way to access Star Alliance redemptions at disproportionately cheap redemption rates.

I’m going to need a new Mastercard credit card.  I will do a round-up of the best alternatives in the next day or so.

Want to earn more points from credit cards? – May 2022 update

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In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards. You qualify for the bonus on these cards even if you have a British Airways American Express card:

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You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

The Platinum Card has doubled its sign-up bonus to 60,000 Membership Rewards points, which convert to 60,000 Avios or other airline miles, if you apply by 1st June 2022.

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

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American Express Amex Gold

American Express Preferred Rewards Gold

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The Platinum Card from American Express

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Virgin Rewards Plus credit card

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Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

Amex Platinum Business American Express

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British Airways Accelerating Business American Express card

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Capital on Tap Visa card

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For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

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Comments (114)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Genghis says:

    V annoying. Although I’ve been using the IHG card recently to hit the £10k spend for the free night, the plan was to resort back to the DC afterwards.
    Raffles – I look forward to your updated review of other Mastercards / Visas on the market.

  • Godot says:

    Aw dammit, this has been the consistent workhorse of my credit cards for a long while now.

    Going to have to look into the best options for long-term spend on Amex/non-Amex now that I can’t just rely on the Diamond Club cards – I’m assuming Raffles will have an article on this in the next couple of weeks?

  • Nick M says:

    Looking forward to the update on other cards – now that my wife has benefited from a few flights/hotel stays (with status) she is quite happy to use whichever card I tell her to rather than complaining that it was too complicated!!

  • Scott says:

    Sorry to be the bearer of bad news guys, I couldn’t believe it when I saw the message this morning 🙁

    I’m going to have to find another card now for normal spending! I’ve got the Tesco card but I think the points rate was hit recently so don’t think that’s any good. Sad day indeed.

    • harry says:

      kill the messenger! lol

      not literally (whoever that person was who told me off last night)

  • Andrew says:


    I never thought I’d be so disappointed to hear that a credit card benefit was being withdrawn…

    Saying that. Don’t they have to give their customers a full months notice of changes like this? I haven’t had anything by post or by email yet…

    • ee says:

      I would have thought so but might be based on the date the letter is sent rather than received. Reckon we’ll have letters by the weekend….

      • Roger* says:

        [NOT the Roger who posted above – I’ve added an asterisk]

        Mrs Roger and I had e-mail messages yesterday.

  • Yuff says:

    I was always jealous of you guys 😉
    It’s been a tough 18 months in this game, BA/Etihad devaluation, interchange cap etc but one door closes and another will open…..there are always opportunities/loopholes out there 🙂

    • Worzel says:

      I’m a little relieved, although I feel HFP pain- of course!

      Having chopped in the BMI Amex card a couple of years ago I’ve been kicking my backside ever since- so, one job less to do in the morning 🙂 .

      • harry says:

        ain’t that Schadenfreude, Worz?

        just tell me the best alternative on Oct 1st lol

        might consider 6 months of Lloyds Amex @ 2 points?

        • Genghis says:

          2.5, harry. Good on the Amex, not so on the MC

          • harry says:

            might just go for plat points after all this time, I know the bonus maths Mr & Mrs intros etc (thanks!) so might as well forget the earning points

            plus I have always been a bit of a lounge lizard

          • Genghis says:

            You know the plat makes sense. We’ll be doing it again in Oct / Nov for 92k MR points with the target 2 x £2k spend all going on work expenses. Easy points.

        • JPR says:

          I’ve had the Lloyds a couple of years ago. Anyone know how are they at allowing the X2 bonus for old customers or even a referral bonus, which I think is theoretically available?

    • harry says:

      my Canadian mate thanks me for his Economist sub 🙂

    • Genghis says:

      You need to adapt to survive. I seem to ge doing alright points wise at the moment.

  • Alan says:

    Official email just received from BAEC…

    Dear Alan,

    We are sorry to inform you that the Diamond Club will be closing on 30 November 2016.

    Please be assured that up until this date, you can still use your 10% discount on British Airways flights.

    If you have a Diamond Club Credit Card issued by MBNA Limited, you will no longer be able to collect Destinations miles from 30 September 2016, however you will be able to convert them in to Avios using the Combine My Avios tool when you log in to your Executive Club account. You will need to do this by 30 November 2016, otherwise your miles will not be transferred and will expire.

    If you have any further queries, please contact us.

    Yours sincerely,

    The Diamond Club

    • Andrew says:

      Received the identical email…

      However, I was only ever on the “standard” Diamond Club so wasn’t entitled to 10% off BA flights.

      How odd… Although if it has suddenly become valid, I’d better start booking for next summer.

      • Rob says:

        It was always valid …. it just wasn’t meant to be.

        • Rupert S says:

          The 10% off closed in May – not sure how it worked but we got some great deals via that link – often much more that 10%

          • HAM76 says:

            Seriously? I could have saved a few thousands on BA flights in the past years as a plain Diamond Club member getting a 10% discount?

      • Alan says:

        It was valid for everyone that could login to a Diamond Club account I believe… 😉

  • harry says:

    we was rough – but we was diamonds 🙂

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