BA sale

Does the Barclays Travel Plus Pack make sense for Barclays account holders?

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If you have your bank current account with Barclays, you may be interested in taking a look at the Barclays Travel Plus Pack add-on.

In general, buying an ‘add-on’ pack to your current account from your bank is a waste of money.  The services you get will usually not outweigh the cost.

This one, however, is a bit different if you are a regular traveller.


Full details of the Travel Plus Pack are here.

In summary, you get:

Worldwide family travel insurance

RAC comprehensive breakdown cover in the UK and Europe

Airport lounge access

I am normally sceptical about ‘free’ travel insurance offers since the cover is often poor and can land you in trouble if you rely on it and have major problems.  Barclays claims that the travel insurance in the Travel Plus Pack has been awarded a 5-star rating by Defaqto, however, so it may well be all you need.

EDIT: feedback from readers confirms that the insurance is good and does cover many pre-existing conditions.  This is very rare with ‘free’ policies.

Note that each account holder and their domestic partner must be under 80 years old and the partner must live with the account holder.  All trips must start and end in the UK and last no longer than 31 days.

The airport lounge passes also have value.  You will receive six lounge passes each year which are good for most independent airport lounges.

Barclays uses the Dragonpass network which has similar coverage to Priority Pass / Lounge Club with some extra quirks, eg Regus airport business centres are included.

What does it cost?

The Travel Plus Pack costs £15.50 per month.  There is now a minimum six month commitment.  (You could previously exploit the deal by signing up for one month, using the six lounge passes and then cancelling.)

To get maximum value, it makes sense to just sign up for six months, covering your main annual travel period.  You would be paying £93 for six airport lounge passes and comprehensive travel insurance.  You could then cancel and reapply the following year.

As an airport lounge visit can be valued at £15 (you can rarely buy access for less, and £15 is the ‘additional guest fee’ for American Express Platinum and Preferred Rewards Gold card holders), the travel insurance and RAC membership are effectively free.

Or, put another way, if you usually pay £100 for family travel insurance then the airport lounge passes are free.

If you already have a Barclays current account, you should think about whether the Travel Plus Pack would work for you.  Full details are here.

I wouldn’t necessarily want to keep in all year, however.  The annual cost is £186.  This compares poorly with an American Express Platinum charge card which has a £450 fee but comes with unlimited airport lounge access for two people, travel insurance, Eurostar lounge access, Hilton / Starwood / Marriott / Carlson / Shangri-La / Melia hotel status and 30,000 Avios or other miles for signing up!  My full review of Amex Platinum is here.

Thanks to Jo for giving me a nudge to finally cover this.

(Want to earn more miles and points from credit cards?  Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)

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  1. One of the common disadvantages of packaged travel insurance is that they won’t ordinarily cover pre-existing medical conditions without paying a hefty supplement to the basic premium. I wonder how this Barclays policy fares in this respect?

    • Dougie Forde says:

      I found them pretty good. I have a couple of conditions (asthma and high blood pressure) and they were absolutely fine about it. A few years back Nationwide wanted £60 a year on top for those so cancelled the bank account. Lounge access didn’t get us into a lounge at Boston but we utilised it in Dublin. Under 23’s still in full time education are covered as well.

      • Dougie Forde says:

        Should add, before I took out the package I called them to ask about pre-existing conditions and they were happy to go through it

    • Lloyds do cover many pre conditions, but charged £83 extra because I had had a Basal Cell Carcinoma removed (after taking it to Canada for three weeks).

  2. Anyone just seen Tom Otleys post over on Biz Traveller re Qatar sale. Apparently 50% off biz and Y if bought on the HKG site.. interesting. Haven’t looked closely at it, but seems good for pairs too.

    • The ex-UK offers are weak – best deal is apparently Lahore (I was with the Qatar team today down at T4).

      Tom has published the press release from the HK office which quotes prices out of Hong Kong.

      There will no doubt be a few nuggets out of Europe but I’ll give the combined forces of Flyertalk a day to pick them out 🙂

      • Yes, just tried it for BKK and HKG business exEDI, coming in around £400 more expensive than the better scheduled KLM and £200 more expensive than Qatar’s own prices before the sale! John flagged up great fare on TK exLON yesterday, still have to check if it’s also available from regions.

        Thanks Polly, it was worth a look.

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