A new Qatar Airways flight discount code is launched

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• Northern Lad says:

  6 Feb6 February 21:30

  My experience, questions and answers in respect of Curve: –

  I’ve held paid version since c.Sep 16
  Used ‘frequently’ to get higher limits in May 17:
  £5000 per single transaction and per day
  £15,000 per rolling 30 days
  £500 cash withdrawal per day
  £50,000 per rolling 365 days

  Swapped to Debit Card business recently.

  New limits:
  £3,750 spend per day
  £20,000 spend per month (rolling 30 days)
  £1,000 cash withdrawal per day
  £50,000 yearly (rolling 365 days)

  Managed to spend £20K to HMRC in 5 consecutive days (day one was an ‘error’ and £5K went through; £3.75K per day for next 4 days. All on HSBC Premier. No issues with Curve, HSBC or HMRC.

  No limit available now for c.25 days until transactions ‘drop off’ except ATM withdrawals.

  Question to Curve: “I’m assuming the ‘fair use’ policy of £200 ‘free’ ATM withdrawal per month is no longer applicable, as I’ve now got the debit card version?”
  Reply: “You will not be charged any fees when withdrawing cash from an ATM in the UK. Overseas withdrawals are subject to a £2 flat fee. ”

  My experience of Curve has been pretty much exemplary. Couple of billing issues, which were resolved almost immediately; queries answered within a couple of hours; acceptance levels very high.
  Loss of Amex and M&S rewards only real negatives bar limits, which I’ve requested to be increased. Report below:

  “Unfortunately we are unable to increase your limits any further at this time. You’re are still within your ATM limits which can be utilised.
  We are in discussions with MasterCard to be in a position to increase these limits further and we’ll be sure to update you when this is the case.”

  • Bob says:

    6 Feb6 February 22:09

    Straight from the Curve website:
    You may withdraw up to £200 from your credit cards each calendar month as per our Fair Use Policy, amounts over this are subject to a 2% fee

    • TGLoyalty says:

      6 Feb6 February 23:28

      “This limit does not apply to ATM debit card withdrawals.”.

      pretty sure they mean if your underlying card is a debit and not credit card.

    • Northern Lad says:

      7 Feb7 February 14:28

      Reply below, which corrects previous incorrectly supplied info.

      “I am sorry for the confusion caused – the ATM fair usage policy refers to the underlying card. If you withdraw using your Curve card with an underlying credit card attached, you can withdraw up to £200 per calendar month after which there is a %2 fee. When withdrawing with a debit card attached you can make up to 10 free withdrawals per calendar month after which you may be charged 50p.

      The new Curve debit card does not change this and the fair usage policy will still apply.”

    • John says:

      7 Feb7 February 17:46

      Hmm doesn’t seem worth it to withdraw £1800 on Tesco debit card to earn 225 clubcard points.

  • Mr dee says:

    6 Feb6 February 23:36

    Ah better be careful if there is a limit of 240k per year if your a high spender as that looks like their max.

    • Mr dee says:

      6 Feb6 February 23:37

      Sorry I meant 50k with their 365 day limit.

• william merrett says:

  6 Feb6 February 22:37

  Completely OT, ref melia rewards – as a Gold via amex plat who registered 2 years ago my account is still showing gold but the 3 x 20% off vouchers are not available. Is this a change or could it be that it’s due to some tech error as a result of qualifying through amex plat?

  Really used to make the most of that benefit!

• Matt says:

  6 Feb6 February 23:37

  I got a quick debit card replacement from Curve but I also got declined when trying to process HMRC. Will hope for a better result in July… Moving money in to Tesco Current Account, paying via Curve and Tesco Dedbit for Curve points and Clubcard points at 1 point per 8 pound and rounding up to the next £8.

• Hanna says:

  7 Feb7 February 11:36

  £50,000 yearly (rolling 365 days) is a bit low for HMRC payments, but it’s better than nothing. Maybe some better account or card will come up by the end of year.

  • Talay says:

    17 Feb17 February 03:24

    Yes, that wouldn’t touch the sides per quarter really.

• JD says:

  9 Feb9 February 09:32

  Hi all just tried to pay into my gov.uk tax free childcare account and got invalid card number message. Any one else having any luck here?

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