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What are the best credit card sign-up deals for June? – plus a news round-up

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It is time for our regular round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals.

The market is slowly coming to terms with the interchange fee caps and is moving forward.  The key news in May was the notification of the official closing dates for the Etihad Guest, American Airlines and Virgin Atlantic credit cards.

Our directory of the 16 main UK travel credit cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.

Etihad Guest credit cards closed

What is new in the last month?

The Etihad Guest and American Airlines cards are closing on 27th July

MBNA has finally announced the closing date for these cards.

You will be swapped onto their Horizon Visa card.  This is a surprisingly impressive card to use when travelling as I explained in this article.

If you are looking for alternatives to the American Airlines credit card, read this article.  For alternatives to the Etihad Guest credit card, read this article.

There is still no word on when the United, Emirates and Lufthansa credit cards will close but it will happen.

American Airlines credit card closed

Meanwhile, the Virgin Atlantic cards close on 6th July

The MBNA Virgin Atlantic cards will switch earlier.  Charges must post to your statement by 6th July if you want to earn Flying Club miles.  From the 7th, your card will be operating as a Horizon Visa.

This article will help you decide which of the two new Virgin Money issued Virgin Atlantic cards is best for you.  The website for the two new cards is here.

Remember that:

You CAN apply for the new cards – and get a sign-up bonus – if you already have the MBNA Virgin Atlantic credit cards.  You don’t need to wait for your MBNA cards to be closed on 7th July.

The free Reward card has a 5000 miles sign-up bonus, earns 0.75 miles per £1 and comes with a 241 or upgrade voucher for spending £20,000 per year

The £160 Reward+ card has a 15000 miles sign-up bonus, earns 1.5 miles per £1 and comes with a 241 or upgrade voucher for spending £10,000 per year

The cards are issued by Virgin Money so it is very unlikely that you will be conflicted due to having any other cards from the same bank

As long as your credit is excellent, picking up 5000 miles from the free Virgin Reward credit card seems a no-brainer especially as there is no minimum spend threshold.

Legal stuff: I need to tell you that the free Reward card has a representative APR of 22.9% variable.  The Reward+ card has a representative APR of 63.9% based on a notional £1200 credit limit and the annual fee.  The representative APR on purchases is 22.9%.

New Virgin Atlantic credit cards

You can still get 2,400 Avios with the FREE Tesco credit card

Of the (few) temporary special offers currently running, don’t forget the 2,400 Avios or 2,500 Virgin Flying Club miles sign-up bonus on the FREE Tesco Clubcard Mastercard.

The bonus is actually 1,000 Tesco Clubcard points but that converts into Avios or Virgin miles at the rates above.

We rarely see a bonus on this card.  You don’t even need to hit a spend target – you get the bonus as soon as you make your first transaction.  The representative APR is 18.9% variableMy full article on the deal is here and you can apply here.

The Tesco Clubcard Mastercard is the most generous free Visa or Mastercard for earning Avios unless you have a £75k+ salary and qualify for HSBC Premier.

The Tesco Premium card is still offering 12,000 Avios

The Tesco Premium credit card is offering a sign-up bonus of 5,000 Tesco Clubcard points until 11th July.  This means that the bonus is worth 12,500 Virgin Flying Club miles or 12,000 Avios.

There is no spend target.  You simply need to make one purchase in Tesco within the first two months.

The snag is the £150 annual fee, which basically nets off the bonus.  This means that whether you get the card depends on how you value the other benefits, including free travel insurance and a strong (for Avios) earning rate which works out at 0.6 Avios per £1 spent.

If you spend over £5000 per year with Tesco on this card, including petrol, you receive an end-of-year bonus of another 5,000 Clubcard points.  This does make it a decent proposition but clearly not many people spend that much.

You can apply here but read my full article on the deal first.  Representative APR 56.5% variable, including the fee, assuming a £1200 credit limit.

Finally, remember that the Marriott Rewards Mastercard is returning in August.  We don’t know the terms yet but Creation will be the issuer.

What are the best travel credit card sign-up deals for June?

If you are looking to apply for a new credit or charge card, here are my top recommendations based on the current sign-up bonus.   The British Airways and Tesco offers are special deals, the Virgin Atlantic cards are new whilst the IHG and Amex cards are consistently strong offers.

These deals are listed in no particular order and their position on the list is not a sign of how good or bad the offer is.

British Airways American Express

For an unspecified period, the bonus on this free card increased from 3,000 Avios to 5,000 Avios.  My full review of the card is here.  You can apply here.  Representative APR 22.9% variable.

British Airways American Express Premium Plus

For an unspecified period, the bonus is increased from 18,000 Avios to 25,000 Avios.  I wrote a full review of the British Airways Premium Plus card here.  You can apply here.  Representative APR 76.0% variable including the £195 annual fee based on a notional £1200 credit limit.

American Express Platinum

The sign-up bonus on this card is 30,000 American Express Membership Rewards points.  You need to spend £2,000 in 90 days to trigger the bonus.

Your points can be transferred into various airline and hotel programmes.  You could get 30,000 Avios, 30,000 Virgin miles, 60,000 Hilton Honors points, 90,000 Radisson Rewards points, 2,000 Club Eurostar points etc etc.

You receive a pro-rata refund on the £450 fee when you cancel the card and you will retain most of the benefits – Starwood Gold (which you can instantly match to Marriott Gold), Radisson Gold, Hilton Gold, Melia Gold and Shangri-La Jade – for the rest of the year even after you cancel. The Amex Platinum benefits package is extensive, though, and once you’ve got it you might find the numbers add up for you. I have had one for 15 years.

My full review of the Amex Platinum card is here. Amex’s own home page is here.

American Express Preferred Rewards Gold

This is currently an outstanding deal which is showing no signs of going away. You pay no fee for the first year and earn 20,000 Membership Rewards points (see here for what 20,000 MR points can get you – 20,000 Avios points for a start!).  You need to spend £2,000 in 90 days to trigger the bonus.

If you are new to this hobby, I would make this your first American Express card.  One benefit of earning American Express points is that you only need to transfer them to an airline or hotel scheme when you are ready to redeem – there is no risk of being caught out by devaluations!

My full review of Amex Gold is here. The Amex home page to apply is here.

Representative APR 57.6% variable including the annual fee (free in year 1) based on a notional £1,200 credit limit. Interest rate on purchases 22.9% APR variable.

IHG Rewards Club Premium Mastercard

This is my preferred hotel Visa / Mastercard because of the strong overall package.  Whilst there is a £99 annual fee, this is offset in Year 1 by the 20,000 bonus IHG points you receive.  You get IHG Rewards Club Platinum status for as long as you hold the card.  You will also receive a voucher for a free night at any IHG Rewards Club property when you spend £10,000 per year.  Representative APR 41.5% variable including fee based on a notional £1200 credit limit.

Virgin Atlantic Reward and Reward+ Mastercard

The two new Virgin Flying Club credit cards are the most generous Mastercard or Visa cards for day to day spending.  The free Reward card (with a 5,000 miles sign-up bonus) earns 0.75 miles per £1 whilst the annual fee Reward+ card (with a 15,000 mile sign-up bonus) earns 1.5 miles per £1.  There is no spending target to hit to receive the bonus.  Reward: representative APR 22.9% variable.  Reward+: representative APR 63.9% variable including £160 fee based on a notional £1200 credit limit Interest rate on purchases 22.9% variable.

Tesco Clubcard Mastercard 

There is a rare sign-up bonus on this FREE card at the moment.  Apply via this special link and you will receive 1,000 Tesco Clubcard points with your first purchase.  These convert into 2,400 Avios or 2,500 Virgin Flying Club miles.  This is a quick and easy return on a card with no annual fee.  Representative APR 18.9% variable.

Bonus on small business cards

Head for Points focusses primarily on personal cards. However, if you are a sole trader or run a very small business, you may also want to check out the American Express Platinum Business Card (click here) and the American Express Gold Business Card (click here).  There is currently a 20,000 points (= 20,000 Avios) bonus on the Gold Business card and a 40,000 points (40,000 Avios) bonus on the Platinum Business card.

(Want to earn more miles and points from credit cards?  Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

Comments (105)

  • Nick says:

    Canvassing for opinions please (and kind-of on-topic!)…
    Assuming I’ve exhausted PRGC and Plat upgrade, but wanting another Amex, what would you go for? I can’t decide between BA (free) and Nectar. Possible outlier is SPG but would cancel quick to reduce fee rather than ongoing spend. BAPP is out as I won’t spend enough for the 2-4-1 (and usually travel alone anyway). Thoughts?

    • MarkH says:

      Why not get BAPP and cancel once you have the 26k sign on bonus?

    • Genghis says:

      SPG Amex is a seriously underrated card (by those not in the know)

      • the real harry1 says:

        Marriott packages?

        • the real harry1 says:

          35% bonuses?

        • the real harry1 says:

          Plat #1 his ‘n hers ‘n its referrals?

        • Genghis says:

          🙂 not forgetting the “pluripotentiality” of the points. Avios are kinda the lowest order of points, not really valuably converted to anything else

        • the real harry1 says:

          You reckon I can start referring my eldest once he turns 18 in December? I don’t want to mess with the the truth before then, he’s 17. Figuring on Plat #1 & Plat supp #2 getting 4 of us into lounge. He never needs to even handle the card/s (not capable).

          That way, his income (lack of, full time education) is irrelevant.

        • the real harry1 says:

          mixed up 2 different aspects there, sorry 🙂

      • Nick says:

        No partner for his and hers, but yes I think I might try SPG. If I move some MR over first then I might have a chance of the transfer bonus to airlines kicking in before SPG hits the dust. It’s 20000, right?

        • the real harry1 says:

          yep permanent 25% bonus for conversions to Avios (in 20K increments), that’s why Avios don’t get to enjoy the regular 35% bonus SPG gives to other schemes

          the 5000 bonus even makes it worth thinking about buying a few to cross the threshold to 20K, as it can make the real end result total of Avios a lot cheaper, eg you buy 3000 but get 8000 in real terms when you convert

        • the real harry1 says:

          wasn’t that long ago we got 20K for taking out SPG card in the first place 🙂 =25K to Avios

          too thick to get one for the wife & one for mygoodself, just went for main + supp lol

        • Genghis says:

          Don’t hurry to transfer as the 25% bonus is moving over with the Marriott integration at same rates. I’ve never done this transfer. Not as good as TP or use in hotels.

      • Crafty says:

        Are you hinting at something significantly more “ITK” (and hence unmentionable) than those things that TRH1 has pointed out in response? Trying to decide whether to spend time scratching around for something I haven’t thought of!

  • Lesta_lad says:

    OT – Re referrals from Amex Platinum for 18k Bonus, I recently referred myself for the SPG and got the 18k but before i cancel was thinking of getting another card, already hold the BA card. Will it trigger the 18k Bonus MR with nectar/Platinum credit card?

  • Rachael says:

    Realharry1 that what we did as soon as he hit 18. Every offer, he gets signed up. That way at least they can he he has good credit. Mind you he does have some income from dividends… I I have all the pin codes !

  • Lee says:

    OT – sorry for the ot as no bits today
    Looks like my flight from DEL to LHR has plane change as now it says Qatar Airways For British Airways. It was 777 now a330 from Qatar Airways, I’m not aware that Qatar Airways lease any a330 to BA, what I am expecting from Qatar Airways? Hope it’s better than BA J, anyone had same experiences? Thanks

    • Rob says:

      Just announced, 3 leases. Unfortunately, with no F and a small Business cabin, BA is telling CW passengers that they have a serious chance of being downgraded to Economy (no PE either). Full story tomorrow.

  • Lee says:

    Thanks Rob, 3 of us travelling with 2 4 1, looks like we are at highest chance of being downgraded. Anything we could do if that happened?

    • Rob says:

      If there are other BA flights not on QR you can ask to move. You definitely get EU261 from J to Y so it isn’t a bad deal especially as you would get paid out on the ‘free’ ticket too ….

  • jason says:

    Rob & the experienced crew,
    I just upgraded from PRGC to Plat.
    Does Amex ever offer bonus MR for a free supplementary Plat card?
    And what about a free supplementary Gold card?

    Many thanks

    • Polly says:

      Sometimes, and it’s possibly targeted…

      • jason says:

        So, a lot of people were targeted for their first supplementary Plat card? as well as the supplementary Gold card?
        how frequently does it happen? Should I try to wait for it then?

        • TGLoyalty says:

          The supplementary card ones just post as soon as you apply. Do not add together with the application wait for your main card to turn up first

  • jason says:

    Thanks, TGLoyalty. Do you know how many points I get?
    Is it the same amount for the first suppl Plat and the first suppl Gold? Do I get anything for requesting more than one Gold card?

    • Polly says:

      Think it’s 3k for gold and 5k for plat, and only for the 1st supp card tho..but not always granted. Might have to ring up and beg…

  • Nick Smith says:

    Hi – hoping someone with a better brain than me might have an answer…
    I took out the free BA card planning purely to trigger the bonus. For one reason and another I’ve ended up spending almost £10k on the card this year.
    If I upgraded to the premium card, would I trigger the 2-4-1 voucher (by hitting £10k before the card year ends?
    If I do so, do I pay a full annual fee? (i.e. I’m buying a 2-4-1 voucher for £195)
    If I then roll the card over as premium in to next year, and focus a bit of spend to hit the £10k faster. Once I’ve triggered the 2-4-1 voucher can I downgrade for a pro-rata refund? (i.e. if I do it after 6 months I’m only paying £97.50 for the 2-4-1 voucher? (and the slightly higher earn-rate))
    Thanks! Bit of a novice, but starting to get the collection of Avios building up – have about 150k now, so I can theoretically get some good value from a 2-4-1 voucher, albeit longer travel isn’t that easy with a 3 year old in tow!!!