T&Cs updated – 10,000 Virgin miles with Virgin Money life insurance, now from £10 a month

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EDIT 1pm Saturday: Virgin Money has confirmed to me in writing that anyone who applied by 4pm on Friday will receive the miles, irrespective of premium paid

On Thursday we wrote about a bonus miles offer with Virgin Money life insurance.

Until 7th August Virgin Atlantic Flying Club members who take out a life insurance policy will receive 10,000 Flying Club miles.

The Virgin Money website stated that the cheapest premium was £6 per month, but according to comments under our article some readers were able to get life insurance for as little as £0.80 per month – a ridiculously cheap way of ‘buying’ miles.

Virgin Money has since pulled the offer and replaced it with an amended version.

A minimum monthly premium of £10.00 now applies to the Flying Club miles offer.  This applies to all policies taken out from Friday.  If you took one out on Thursday, your miles will be honoured.  (EDIT: Virgin Money is now saying that 4pm Friday is the cut-off.)

The other key things you need to know about this offer are:

The 10,000 Virgin Flying Club miles are awarded up to 60 days after the sixth consecutive monthly payment

You must be a Virgin Flying Club member

You must be a UK resident and over 18 years old

This offer is for new customers only

One offer per person – joint policies receive the same 10,000 miles

The application website is here. You can also apply by calling 0800 0728870.

Virgin Money life insurance policies come with various perks including access to the Virgin Money lounges.

If you qualify for the cheapest monthly payment of £10, you need to pay at least £60 to receive the 10,000 Flying Club miles. This assumes you are happy to cancel before the miles arrive, as that may take an extra 60 days as per the rules.  0.6p per Flying Club mile is still a pretty good deal ……

The closing date for applications under this offer is 7th August, so you have over a month to decide whether you want to take out a life insurance policy with Virgin Money.

How to earn Virgin Atlantic miles from UK credit cards

As a reminder, there are various ways of earning Virgin Flying Club miles from UK credit cards.  Many cards also have generous sign-up bonuses!

Click here to read our detailed summary of all UK credit cards which earn Virgin Flying Club miles.  That page is regularly updated with the latest special offers and will still be accurate even if you are reading this article months after publication.

(Want to earn more Virgin Flying Club miles?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

ENDS 11pm SUNDAY: Iberia's VERY generous 90,000 Avios promo - you can book, it really does work!
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  1. Steve says:

    @Anika: Hi, you mention that VM has given you an assurance in writing that the deal would be honoured until 4pm Friday 22nd June. Can you share this at all, just in case? I got a quote on the Thursday and purchased around 1pm on Friday for a policy that was just under £7 and intend to keep it for the duration of my mortgage. The VFC miles offer was a deal sweetener; it was comparable with other providers but the miles swung it so would be unhappy if VM didn’t honour what was on their website when I got the quote. Thanks for your efforts.

  2. @mkcol says:

    Bizarre – refused cover yet only thing I’ve had was a malignant mole burnt off 4 years ago, and father died from lung cancer 35 years ago yet lung cancer wasn’t a condition I could choose from.

    I do have tinnitus but there’s no option in the “problems with your ears” section, so had to change my answer.

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