The HSBC Premier credit card is offering a free hotel night to new applicants

HSBC Premier has brought back its ‘free hotel nights’ offer on its free HSBC Premier Mastercard credit card.

If you take out the HSBC Premier credit card before 9th November you can claim a free night in one of a number of – surprisingly decent – UK hotels.

You need to have a HSBC Premier current account in order to get the credit card, and strict financial criteria apply.  There is a similar offer available if you do not already have the current account, so you would get two free nights if you applied for both.

The credit card offer requires you to apply by 9th November and spend £1,000 on the card, or make a £1,000 balance transfer, within 30 days.

The offer does not apply to the £195 HSBC Premier World Elite credit card.

This offer comes with a catch, to the extent that you need to give HSBC three possible dates and three possible hotels from the list.  This leads to a fairly decent chance that they will not be able to find anything you can use.  I am guessing they refuse to make rooms available if the cash price on that particular night is above a certain level.

The HSBC Premier credit card is the most generous free Visa or Mastercard available if you want to earn Avios.  You get 1 HSBC point, which converts to 0.5 Avios, per £1 spent.  You can also choose to earn Etihad Guest, Singapore Airlines KrisFlyer or Asia Miles.

My full review of the free HSBC Premier Mastercard credit card is here.   You can learn more about the ‘free hotel nights’ offer here.

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Want to earn more points from credit cards? – January 2022 update

If you are looking to apply for a new credit or charge card, here are our January 2022 recommendations based on the current sign-up bonus. 

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals.

There are special sign-up bonuses on both of the BA American Express cards until 28th February 2022. The bonus on the free card is doubled to 10,000 Avios and the bonus on the Premium Plus card is increased from 25,000 Avios to a huge 40,000 Avios.

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

The bonus on the Capital On Tap card is increased from points worth 10,000 Avios to 30,000 Avios until 4th February 2022.

The bonus on the British Airways Accelerating Business card is increased from 30,000 Avios to 45,000 Avios until 28th February 2022.

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Apply 31st March 2022 and your cashback will be increased to 2% for the first three months.