The HSBC Premier credit card is offering a free hotel night to new applicants
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HSBC Premier has brought back its ‘free hotel nights’ offer on its free HSBC Premier Mastercard credit card.
If you take out the HSBC Premier credit card before 9th November you can claim a free night in one of a number of – surprisingly decent – UK hotels.
You need to have a HSBC Premier current account in order to get the credit card, and strict financial criteria apply. There is a similar offer available if you do not already have the current account, so you would get two free nights if you applied for both.
The credit card offer requires you to apply by 9th November and spend £1,000 on the card, or make a £1,000 balance transfer, within 30 days.
The offer does not apply to the £195 HSBC Premier World Elite credit card.
This offer comes with a catch, to the extent that you need to give HSBC three possible dates and three possible hotels from the list. This leads to a fairly decent chance that they will not be able to find anything you can use. I am guessing they refuse to make rooms available if the cash price on that particular night is above a certain level.
The HSBC Premier credit card is the most generous free Visa or Mastercard available if you want to earn Avios. You get 1 HSBC point, which converts to 0.5 Avios, per £1 spent. You can also choose to earn Etihad Guest, Singapore Airlines KrisFlyer or Asia Miles.
My full review of the free HSBC Premier Mastercard credit card is here. You can learn more about the ‘free hotel nights’ offer here.
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Want to earn more points from credit cards? – July 2025 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
Barclaycard Avios Plus Mastercard
Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review
Barclaycard Avios Mastercard
Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
SPECIAL OFFER: Until 14th August 2025, the sign-up bonus on the Hilton Honors Plus debit card is TRIPLED to 30,000 Hilton Honors points. You will also receive Gold Elite status in Hilton Honors for as long as you hold the card. Click here for our full card review and click here to apply.
American Express Preferred Rewards Gold Credit Card
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review
British Airways American Express Premium Plus Card
30,000 Avios and the famous annual Companion Voucher voucher Read our full review
The Platinum Card from American Express
50,000 bonus points and great travel benefits – for a large fee Read our full review
Virgin Atlantic Reward+ Mastercard
18,000 bonus points and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
The American Express Business Platinum Card
50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review
The American Express Business Gold Card
20,000 points sign-up bonus and FREE for a year Read our full review
Capital on Tap Pro Visa
10,500 points (=10,500 Avios) plus good benefits Read our full review
Capital on Tap Visa
NO annual fee, NO FX fees and points worth 0.8 Avios per £1 Read our full review
British Airways American Express Accelerating Business Card
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
