Get 25% off New York redemptions at five IHG hotels

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• Chris says:

  12 Feb12 February 11:40

  OT. I can’t see where my Lloyds Avios points are going. Could anyone share what they show up as in their BA Avios statement, please?

  Could it be related to the transition from Avios.com?

  • Simon says:

    12 Feb12 February 11:51

    You can see it on your BA statement as “Finance Card – LLOYDS BANKING GROUP AVIOS AWARD ” it happens on credit card statement day (as long as your avios account is now closed).
    If yours aren’t going across, I would call avios to check they have the correct account details.

    • Chris says:

      12 Feb12 February 13:09

      Thanks Simon. Can’t see it at all, nor in my Avios account (which seems to have merged with my AerClub account).

      I’ll give Avios a ring at some point.

      • Novice says:

        12 Feb12 February 13:22

        Chris, download the ba app and login.

        In recent transactions, you should have it showing unless they just haven’t posted yet.

      • Alan says:

        12 Feb12 February 22:08

        Yep, worth giving them a call – they may have set up a new BAEC account for you if they couldn’t match it to your existing one.

• Novice says:

  12 Feb12 February 13:17

  I applied for virgin credit card and wasn’t accepted. I have never had this issue before. I love Amex as they accept an application so easily.

  I’m annoyed with Virgin. I’m not going to bother in future since I won’t be getting any bonus.

  • Rob says:

    12 Feb12 February 15:19

    Very odd. You will be even more confused to know that I had an email from Virgin Money yesterday asking why the acceptance rate of HFP readers had shot up sharply in recent weeks! I said that VM must have finally sorted out their algorithm as I doubt we have suddenly been invaded by a group of (un)credit worthy readers, which is who their old algorithm wanted to attract.

  • Mr Dee says:

    12 Feb12 February 16:45

    Virgin IMO are strict and will check the amount you have been paying off other credit cards per month and if doesn’t match your salary then expect a call or a decline…

  • Alan says:

    12 Feb12 February 22:09

    I’ve found Amex much more tricky recently – had to move balance from existing cards, been refused, etc. (despite income not changing!)

• Kiran says:

  12 Feb12 February 13:47

  OT – Can I use Avios to upgrade an Iberia-booked flight on a BA plane (IB flight number)? If yes, can I do this from BA or do I need to transfer the Avios to Iberia?

  • marcw says:

    12 Feb12 February 13:52

    Technically you can, but you have to follow IbPlus rules, which only allows UUA on Flex Tickets.

    • Kiran says:

      13 Feb13 February 13:09

      Bugger – found some sub £800 PE tickets ARN-NYC ticketed by IB but on BA metal. Looks like that an avios upgrade to Club is off the table there.

• Sarah says:

  12 Feb12 February 14:38

  OT: Can you apply for an additional card for the BAPP? Also, those with an additional Platinum card, is the member since date correct? My additional card member since is 19, but original member since is before that.

  • Kayleigh says:

    12 Feb12 February 15:10

    Hi Sarah,
    Yes you can get an additional card for the BAPP. If you wait till after your application you will also get bonus avios for it.
    I’ve just been made a supp on my husband’s Platinum card and mine says 19. Even though another Amex card I have just applied for says 18 (which is correct). I must admit, it doesn’t bother me though, as not sure what difference it makes day to day?

    • Mark2 says:

      12 Feb12 February 16:38

      It does not make any difference and is frequently reset when you churn.

• Georges says:

  12 Feb12 February 15:23

  Thanks for the heads up on the Virgin card, I assumed the same and I caught it just in time before my next payment was due. I didn’t spend anything in the first billing period so the only charge was the £160 card fee. For that one, the minimum payment is £160, so seeing that go through did not ring alarm bells about the direct debit only taking the minimum payment.

• Shoestring says:

  12 Feb12 February 15:32

  Yep I saw this article in the Daily Mail a few days ago – a fine read in many respects, ahead of the game when it comes to personal finance.

  I recommend it as one of your primary information sources for pensions, amongst other elements of the family finance ‘mix’ 🙂

  • Rob says:

    12 Feb12 February 15:37

    I’ve just written them a follow-up – https://www.thisismoney.co.uk/money/cardsloans/article-6691857/How-stick-rules-high-credit-card-offering-air-miles.html

    • Shoestring says:

      12 Feb12 February 15:46

      …& you won’t find that info in The Times!

      I rest my case. Make the Daily Mail your daily read on personal finance 🙂

      • EwanG says:

        12 Feb12 February 16:11

        Not only that Harry but the reporting in the first Times article was poor did little for those featured to get my sympathy. Customers were not aware the cards were not a transfer (unsure how you can get confused if you are filling in a new application for a new provider, and get letters from the old provider explaining what they are doing) and those not keeping an eye on their finances / not noticing they did not clear the outstanding balance via Direct Debit. If the customer instruction was to clear the balance and VM reverted to minimum balance (as now seems to be the case based on the latest articles and feedback above) there is clear grounds for VM to refund all charges in full!

      • Callum says:

        13 Feb13 February 10:52

        While my dislike for that vile rag has been made clear under several of your regular recommendations, I clicked on that article.

        Why exactly are these financial experts who give advice you won’t find anywhere else quoting the representative APR while talking about interest payments? Can they write anything without resorting to sensationalism?

        • Rob says:

          13 Feb13 February 11:33

          The article is just a way for the Mail to make some money selling credit cards.

      • Shoestring says:

        13 Feb13 February 10:59

        The other newspapers don’t have Steve Webb as a pensions expert

      • Oh Matron! says:

        14 Feb14 February 09:35

        You could argue, Rob, that the majority of “Frequent Flyer” websites fall into this category too…

        Not yours, obviously…

• AndyW says:

  12 Feb12 February 16:23

  An off topic for you. Anyone who booked a load of flights in the Iberia promotion had cancellations? I have had three of my 10 cancelled now over the last few days. Not going to do anything about it since more than happy with the end result (avios that I have used), but it seems odd

  • idrive says:

    12 Feb12 February 17:18

    I had some cancellations but mainly due to BA cancelling the route (or postponing the start of it). I believe you can call and change date. In one occasion, they did not allow me to reroute but simply change date

    • Shoestring says:

      12 Feb12 February 17:25

      we both had several cancellations – I’ve done nothing but others have got refunds without losing the 90K bonus Avios redemptions (so far)

      • meta says:

        12 Feb12 February 20:43

        I contacted them and they issued refunds. Had 5 flights cancelled and my partner had 2. I bought very early on in the sale meaning with refunds I picked up 90k Avios for £77. What a promo! All my redemption flights are intact. The agent actually confirmed that on the phone.

      • Shoestring says:

        12 Feb12 February 21:06

        I think we have 4 or 5 cancellations each as well…, I was going to see how it pans out for others first as our cheapo flights aren’t until May

• Doug says:

  12 Feb12 February 16:35

  OT. how can one book HAV – MIA on avios? BA website just gives an error.

  • callum says:

    12 Feb12 February 19:18

    Pretty sure you can’t.

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