Bits: new Virgin Flying Club life insurance deal, £8 Addison Lee code, Heathrow Express taking Oyster

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News in brief:

Earn Flying Club miles with Virgin Money life insurance

(EDIT: this offer has been extended to 4th September)

Until 28th March Virgin Atlantic Flying Club members who take out a life insurance policy from Virgin Money will receive up to 25,000 Flying Club miles.

The number of miles you can earn varies by the monthly premium you choose:

The small print says that the miles will arrive up to 60 days after the sixth consecutive monthly payment.  You will therefore be paying £300 to earn 25,000 miles if you pick a £50 per month policy.

It isn’t worth taking out unnecessary insurance purely for the miles.  On the other hand, if you are currently paying for cover and can get a similar policy from Virgin Money for a similar price, this could be an easy way of picking up 25,000 miles.

The application website is here.

PS. Click here to read our detailed summary of all UK credit cards which earn Virgin Flying Club miles.  That page is regularly updated with the latest special offers and will still be accurate even if you are reading this article months after publication.

£8 Addison Lee discount code

If you’ve never used Addison Lee before to book a minicab in London, the company is offering £8 off your first ride of £15 or more.

You need to be a first time registered user of the app or website and use promo code RIDE8.  The code is valid until 10th March.  Telephone bookings are excluded.

You can download the AddLee app here.

How to use Oyster on Heathrow Express

Heathrow Express accepting Oyster and contactless from next Tuesday

Heathrow Express has announced that it will be accepting contactless payment cards and Oyster cards from Tuesday 19th February.

This follows the introduction of ticket barriers at Heathrow and on Platforms 6 & 7 at London Paddington.

This is not necessarily something you want to do, however.  The only fares available are Express Single tickets, charged at the peak or off-peak rate depending on when you touch in.

If you want to get the cheapest tickets, including return tickets and advance fares – which are now as low as £5.50 each way at weekends – you need to buy online or via the Heathrow Express app.

You also need to buy online if you want to collect Heathrow Rewards points with your purchase, or Avios (available only via

Heathrow Express spend is not included in Oyster fare caps.  This is different to the TFL Rail service to Heathrow, the old Heathrow Connect, where the £10.20 charge does count towards the daily cap.  Children under 15 continue to travel for free and can use their Zip Oystercard to get through the barriers.  If you want to travel in First Class, you can use contactless payment as normal and then pay a supplement to the conductor onboard.

(Want to earn more Virgin Flying Club miles?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

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  1. I think it is more a question of amount of credit than number of cards. Anybody who believes they may be close to the limit of how much credit amex will extend to them should reduce their available credit before applying for a new card. Comparing credit provided on earliest successful application against the most recent should provide clues if this is a factor. A CSA advised me not to apply for a third cobranded card. However, both previous reports and my own experience have show this is not a factor, I got a third cobranded card approved last week.

    • GoldmanSachs says:

      Ah wish I knew before applying, I guess this to off to a manual review now? Most likely a rejection..

      My first card got a 10k limit and second card got 13k

      • Yes, manual decision but that does not mean you will be declined. Several readers report getting manual every time but still get approved. Even if you are close to limit they will give you they might still approve you with a small limit, say £3k. If unsuccessful you need to wait three months before applying for the same card again.

      • Annoyingly recently cancelling a card doesn’t seem to count in the same way – had stupidly high limit on BAPP, cancelled a month or so ago, then refused for Nectar card. Should perhaps have tried to reduce BAPP limit first to ‘lock in’ the lower limit. Giving credit file a rest for a bit now anyway!

  2. O/T Just an FYI re. Marriott booking. I had a pre-merger booking for 320k, after merger my booking changed to 400k. I just redeemed 400k points to pay for it and contacted Marriott to get the 80k points difference refunded. The 80k points arrived same day as my request, quite pleased 🙂

  3. fivebobbill says:

    I’ve been getting “cant give you a decision at this time” from Amex for at least 2 years (last 3 or 4 cards). However they always arrive in the post within the week, and long before any approval email (if any) arrives.
    I have also always held a mix of 3 Amex cards in that time (Plat, BAPP & SPG)
    Assume you’ve been approved until you hear otherwise…

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