The new Avios SME payment card from Capital On Tap works at HMRC

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• John Pagani says:

  9 Mar9 March 06:26

  The capital on tap card is obviously much better Avios earner than the Tesco current account debit card but…. I’ve been charged £199 for my point earning card this morning? Also, the limit placed on the account is too small for many of my HMRC payments. Is it possible to pre-load the card so if can be used for my HMRC payments?

  • Mr(s) Entitled says:

    9 Mar9 March 07:23

    Can you make smaller but more frequent HMRC payments and pay these down immediately as an alternative to preloading?

  • Mr Dee says:

    9 Mar9 March 15:19

    If the credit limits are low not really much good for businesses

• Paul says:

  9 Mar9 March 06:56

  LATAM flights can be booked via Skyscanner for £1180pp. 2-3-2 on 777 though so not the best seat

  • Richard says:

    9 Mar9 March 09:48

    Looked at Skyscanner and LHR-SCL is £1,153 on Air France in business in September 2019.

    • Richard says:

      9 Mar9 March 09:53

      Actually that’s an angle flat seat on a 777 (2-3-2)

  • Simon says:

    10 Mar10 March 12:31

    I travelled from Sao Paulo to Santiago on a LATAM 787 last week and the seat wasn’t as comfortable as I thought it would be and not very supportive. Also, climbing over the passenger next to you, if they’re reclined, is awkward. I was surprised how tatty the seat was looking with various bits of trim coming away. Although, the service, food and drink was good.

    Saying that, I flew back from Santiago on a BA 787 in First and the leather trim on the console had completely worn through, which was surprising.

    LATAM is often quite good value, certainly better than the £9200 my ticket cost from London to Rio on BA in Business and return from Santiago (LATAM Rio to Sao Paulo and Sao Paulo to Santiago)!

• Lee says:

  9 Mar9 March 08:32

  Uh oh!

• Concerto says:

  9 Mar9 March 08:52

  I looked at a LH Early Bird special from FRA to SIN for 3 of us, wow, only 30,000 miles RT, what a deal! But the jolly taxes are €498 and a paid ticket would be €715 on my dates. So, I take my business elsewhere once again and buy an AFKL ticket to further my Plat requalification, and use the said M&M miles for hopping around Asia for great value with almost no taxes.

• Helen says:

  9 Mar9 March 09:01

  Rob, in the commentary above re the Capital on Tap card, it goes through as a personal Debit Card when linked to Curve, right? Or are you saying it goes through as a personal debit card on its own and doesn’t need linking to curve? I used it twice successfully, but both times linked to Curve. I don’t see Curve mentioned in your commentary above. Might want to clarify that to make it clearer?

  • Rob says:

    9 Mar9 March 09:03

    You can’t link it to Curve because it is a prepaid debit card, technically.

    • Memesweeper says:

      9 Mar9 March 09:18

      I’ve linked to Curve without issue. Drinking a tea that I’ve just for using Curve + CapitalOnTap! Great news about HMRC payments working directly though, I was worried about what might happen if Curve go under.

      • Memesweeper says:

        9 Mar9 March 09:20

        Drinking a tea I’ve just PAID for that should read…

        (Rob: editable comments please! Disqus maybe?)

        • Rob says:

          9 Mar9 March 09:25

          Disqus is rubbish and most people who try it drop it quickly.

      • Alex Sm says:

        9 Mar9 March 10:31

        Even if not Disqus, than another way to edit comments (and get notifications of later replies to your comments) – these are two necessary features which seem to be in high demand here. Rob – please consider rolling them out at next update. Thanks!

        • Rob says:

          9 Mar9 March 11:07

          You cannot let comments be edited. It’s like Twitter. It would lead to manipulation.

      • Alex D says:

        9 Mar9 March 12:28

        Notifications on post comments would be a great feature!

      • Shoestring says:

        9 Mar9 March 12:37

        or just increasing ‘Recent comments’ from 6 to 10 latest posts

      • the_real_a says:

        9 Mar9 March 13:09

        A good practice is to allow comments to be edited for 5 minutes that should mitigate the risk of manipulation, that would allow enough margin to correct typo`s etc which i think people are asking for.

      • Mr Dee says:

        9 Mar9 March 15:22

        Some sort of commenting accounts feature would be good as currently its difficult to keep up never mind find old/replied to comments past today

      • Mr Dee says:

        9 Mar9 March 15:22

        No point wasting Curve limit unless you will never come close to it.

      • Alex Sm says:

        9 Mar9 March 19:30

        Twitter is losing out competition because of that! Facebook introduced editing of comments long time ago, as well as all major messengers and blogging platforms. If you are afraid of “manipulation” (though it’s difficult to see where it could be!), editing could be time-limited, just for people to realise that they made a typo or posted something twice and correct it!

        Notifications would help IMMENSELY to keep track of replies to one’s comments or questions in previous posts

    • Helen says:

      9 Mar9 March 11:53

      I’m using it with curve with no issues

      • Helen says:

        9 Mar9 March 11:58

        In fact I used it dIrectly with HMRC once but I chose Business Mastercard that time and it charged me a fee. Are you saying if I had chosen Personal mastercard it would have still gone through without any fee? In any case Curve have upped my limits and I’m using it regularly to pay HMRC via Curve with no problems at all.

• Lee says:

  9 Mar9 March 09:07

  Just done the Capital Partners app, approved for £6k so that’s probably standard, however as someone earlier mentioned, the option is free or £199. That’s completely different to what the opening page on their website says, where it clearly states £99. That smells dodgy to me as it doesn’t give the option for £99 card. The quickest way to put me off is to play silly buggers, I’m not sure they are even allowed to do this given they are supposedly FCA regulated

  • Memesweeper says:

    9 Mar9 March 09:21

    I was charged £99 when I opened the account not £199

  • Rob says:

    9 Mar9 March 09:26

    It will be £99. Will drop them a note.

• Ammar says:

  9 Mar9 March 09:17

  OT – How do you link the Raddison Reward a/c to Amex for MR points transfer – do you have to put something infront of the a/c number I recall?

  • Tim says:

    9 Mar9 March 09:24

    I was only able to do it by calling Amex.

  • the_real_a says:

    9 Mar9 March 13:11

    You have to add leading zero`s but agree with Tim, call them up the agents are used to the workaround (but hang up if routed to manilla)

  • Andrew says:

    9 Mar9 March 17:36

    I can’t remember which numbers you miss off but I think the help box or the full information on right hand side of the screen tell you which numbers to pop into the website. Of course, I only spotted this after the helpful chap in Brighton told me what to do!

  • 1nfrequent says:

    9 Mar9 March 22:33

    I ended up calling Amex as I had the same problem and they guy who did it for me said he needed to knock off the first 6 numbers.

    1F

• Munch says:

  9 Mar9 March 09:31

  OT Looking to status match IHG Spire Elite to Hilton Platinum. There seems to be a mixed approach from Hilton looking at Statusmatcher feedback. Some people seem to receive Platinum immediately, others are given a challenge. I’m currently gold not sure if this makes a difference? Anyone have any
  experience? If I’m given a challenge do point stays count?

  • Rob says:

    9 Mar9 March 09:35

    You get both. 90 day match with a challenge to keep it.

    • Munch says:

      9 Mar9 March 09:56

      Do points stays count towards the challenge?

      • Paul says:

        9 Mar9 March 10:38

        Hope so, I’m on a 10 stay Diamond challenge now and have used point & cash rather than full points for 2 stays so far (9 completed by next week for end of March deadline) as should meet the paid stays criteria in the original HH status challenge email.

      • Munch says:

        9 Mar9 March 10:50

        Paul – do you get one year at the new status from the the last date of your 10th stay? Or is it from the start of your challenge?

      • Paul says:

        9 Mar9 March 11:11

        Challenge started 2/1/19 and Diamond will run to 31/3/20 when I am successful as per original email.

      • Genghis says:

        9 Mar9 March 14:18

        Yes

    • Paul says:

      9 Mar9 March 10:40

      I am Gold Rob and was told during present challenge from Gold to Diamond that Diamond benefits only granted at the end of the challenge and not during the 90 days period.

      • Munch says:

        9 Mar9 March 11:26

        Rob – if I’m matching from IHG could my challenge be less than Paul’s 10 nights?

      • Qwerty Bertie says:

        9 Mar9 March 11:59

        When I took the challenge I was told the same bit I said that was not good enough as I had an expensive resort stay coming up during the challenge period. They reacted well and made me diamond straight away (but still on the challenge of course).

      • Graham Walsh says:

        9 Mar9 March 17:01

        Rubbish, as soon as I applied I was upgraded to Diamond (email confirmation – keep it too as had an argument with them in Dubai) and had Diamond status for the 8 stays I had to do

        For the next 90 days, get a taste of the elite life with Hilton Honors and enjoy the highest earning potential out there.

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