How to earn Avios points when you pre-order foreign currency from Travelex

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• Frenske says:

  28 Mar28 March 05:39

  I’ve not ordered foreign currency for ages and in a time of 0% commission it won’t happen soon. Travelex is charging ~4% so it is not exactly cheap Avios.

  • Rob says:

    28 Mar28 March 08:27

    Depends who is paying ….

• Baz says:

  28 Mar28 March 06:08

  Also the travelex rate of exchange is lower than can be found elsewhere. If you do buy from them make sure you put your BA number at time of ordering in because you wont get credited for it.

• Nigel the pensioner says:

  28 Mar28 March 06:33

  http://Www.compareholidaymoney.com
  The above is a good starting point for many curriencies. If you are in the vicinity of the Bayswater Rd then most of the little “souvenir” shops have a bdc tucked away at the back and from several, you can get spot rate on $US. Likewise around Paddington. Victoria is not so good now!

• Worzel says:

  28 Mar28 March 06:38

  Get a decent piece of plastic and stick it into the wall or cashpoint at your destination.

  Pay off billed transaction asap.

  Do not pay > 3p per Avios when they are only worth about 0.5p -subject to devaluation of course.

  • Shoestring says:

    28 Mar28 March 07:25

    +1, far easier and you’ll get a much better rate than Travelex. My card of choice: Halifax Clarity credit card – free, no ATM charge abroad (from Halifax, that is), unbeatable exchange rate, you can also fund your a/c immediately to avoid any interest charges

    • Worzel says:

      28 Mar28 March 08:19

      Bingo!

    • Paul Stevens says:

      28 Mar28 March 10:19

      @Shoestring – I have a Halifax Clarity Mastercard which I mainly use when abroad. I can’t see any offers. Do you know where they would be or are you talking about a current account rather than a credit card account?

      • Shoestring says:

        28 Mar28 March 17:21

        sorry bad info from me, just Halifax current a/cs then

      • TGLoyalty says:

        28 Mar28 March 22:15

        If you have a current account the clarity can be used for the offers but like club lloyds

    • Ricatti says:

      28 Mar28 March 18:18

      Except for those pesky lenders.

      They do see even 50-100 cash withdrawal on Halifax Clarity — as a problem with your finances! Experian credit rating drops because of that, and some lenders cite that kind of cash withdrawals as reason to decline credit limit increases.

      • Shoestring says:

        28 Mar28 March 18:54

        I believe that to be true. My wife took out a couple of £hundred without telling me & it had no effect that I could see, though otherwise we just use it for purchases (cash coming from our bank a/c out at the place in the sun).

        But how many people take out cash @ATM abroad on their debit card? I saw the fees on our Halifax current a/c debit card and it was horrendous, something like £1.50 per transaction plus 2.99% fee from memory.

  • Russ says:

    28 Mar28 March 08:58

    Have GBP£10 cash in the back of the wallet and everything goes on a point’s earning card. Not sure there’s such a big call nowadays for changing money like in my parents day.

    • Stu N says:

      28 Mar28 March 09:34

      We usually ensure we have a bit of cash in local currency – saves scrabbling around looking for cash point on arrival and gives some notes for taxis and hotel tips. You’ll often get charged a usage fee for local ATMs anyway so you need to factor that in.

      Travellex pre-order rate is decent enough and airport pick-up is convenient. If you’re changing a couple of hundred quid then +/- 2% isn’t really here nor there, is it?

    • meta says:

      28 Mar28 March 09:38

      There are still countries where you can’t pay with a foreign credit card or which have closed currency and little acceptance of cards outside hotels.

      • Tfeb says:

        28 Mar28 March 09:55

        +1.

        Cash it still king on holiday for me (as much as I wish it wasnt). Especially when holidaying in Europe or in Japan. Many smaller shops and taxis dont take credit cards and there is never a cash machine when you need one.

        Hotel, hotel spend, car hire and petrol goes on Amex. Everything else usually cash.

• Alex W says:

  28 Mar28 March 06:41

  Can you still collect your cash at Heathrow and earn Heathrow Rewards on top (and trigger 3000 point sign-up bonus)?

  • Stu N says:

    28 Mar28 March 09:21

    Travellex/ HR points are always problematic, even if you put your HR number in when ordering and present the card when collecting they only seem to post about half the time.

• John says:

  28 Mar28 March 07:29

  Ordered some currency earlier this week.
  After checking several providers, went with the Post Office : was about 2% better rate than Travelex.

  • Anna says:

    28 Mar28 March 07:51

    +1 for the Post Office and it’s a good use for all the spare cash withdrawn on Curve!

    • Polly says:

      28 Mar28 March 08:07

      And our PO accepts amex cards, some dont. Also has the best rate locally.

      • SimonW says:

        28 Mar28 March 10:08

        Careful you dont over do this Polly. My Amex accounts were all frozen and put under review after I bought some $$$ at a post office on my Platinum twice in a couple of months

  • Andrew says:

    28 Mar28 March 17:40

    I’ve always found John Lewis to have the most competitive online rates, even compared to the Post Office. Free delivery to home, Waitrose or John Lewis.

    1% back for using the John Lewis credit card makes it even more competitive as they treat it as a purchase.

• Optimus Prime says:

  28 Mar28 March 07:30

  I always carry a bunch of 0% FX fee cards with me but last month at Las Vegas the border officer didn’t like me having just $200 in cash despite telling him that hotel was prepaid (points redemption) and I had a return flight 4 days later.

  • Jovanna says:

    28 Mar28 March 07:46

    I found that most of the ATM fees in Las Vegas were at the top end. An $8 fee per withdrawal wasn’t uncommon.

    • Optimus Prime says:

      28 Mar28 March 08:04

      $5 on the first ATM I came across after passport control still inside the airport.

      Is it still $3 in New York?

      • Lumma says:

        28 Mar28 March 08:57

        Chase ATMs sometime are free for me to withdraw from in the USA but they weren’t in New York in September. Little machines in convenience stores tend to be cheaper than main banks though.

        Saying that, I usually withdraw $20 early in the trip and have most of it remaining when I’m flying back

  • Doug M says:

    28 Mar28 March 07:48

    Weird. I’ve arrived many times with $20 or there about. Who bothers with cash.

    • Michael says:

      28 Mar28 March 08:11

      Just taken my curve card to Washington with me – First time not taking cash abroad and I won’t bother with cash again. I will probably take a little bit of currency ( 30 Pounds worth) in case I need it.

      • Frenske says:

        28 Mar28 March 08:46

        Don’t rely solely on Curve. Have a backup card somewhere since Curve is a bit temperamental.

      • Mr(s) Entitled says:

        28 Mar28 March 08:55

        So you won’t bother taking cash again but will take a little bit of cash just in case not taking cash proves a problem?

      • Doug M says:

        28 Mar28 March 09:58

        Silly response Mrs E. Clearly ‘taking cash’ refers to taking significant amounts to pay for things, arranging a wad of cash in advance. There’s an expectation of some understanding of the everyday use of language. In the land of tipping all and sundry you need some cash. For myself I usually have some left over from previous trip, and draw from an ATM when there, for tips and of course exotic dancers. But anywhere there is a machine you pay on a card.

      • IanMac says:

        28 Mar28 March 12:54

        I trust that the ed’s went on expenses !!

      • Michael says:

        28 Mar28 March 16:09

        Thank you Doug – that’s what I meant.

  • Anna says:

    28 Mar28 March 07:52

    I’ve never been asked how much cash I’m carrying!

    • Optimus Prime says:

      28 Mar28 March 08:03

      It was the first time I was asked such question.

      The guy was a jerk to us because my OH and I had filled a customs declaration form each instead of presenting just one. We usually do so because we don’t have the same surname and some officers are thick and can’t/don’t want to understand that. He said that we should learn to read and more nonsense. To make it more interesting he sent us to the counters where they go through all your bags.

      I guess I can’t complain much because at least he didn’t send us to a dark room with someone ready to perform a rectal examination on us.

      • Alan says:

        28 Mar28 March 10:56

        Just confirms again how glad I am I just paid for Global Entry renewal!

      • Bagoly says:

        28 Mar28 March 20:44

        Then surely you could have gone to the counter separately?

  • Roy says:

    28 Mar28 March 08:09

    It’s not uncommon for CBP officers to want to ensure you have sufficient financial resources to pay for your stay, but IME as long as you have plastic with you, you’re fine.

    I once asked a CBP officer if they would prefer it if I carry enough cash on me to pay for my stay with cash and they said no – and that if anything travelling with lots of cash is likely to make them more suspicious, not less.

  • Graham Walsh says:

    28 Mar28 March 13:16

    Wow, never heard of this. I’ve been in US many times over the past few years (always with work) and never asked me about any cash. I travel most places without cash. Exception was China and Egypt.

    • Graeme says:

      28 Mar28 March 13:42

      I arrived in Nashville two weeks ago with my girlfriend and $0 with us. We weren’t asked.

      • Zoe says:

        28 Mar28 March 18:02

        How was Nashville would you recommend it?

        • Alan says:

          28 Mar28 March 19:06

          Personally I really liked it. Grand Ole Opry at the Ryman wasn’t worth the money – weird setup where they read the adverts out during the show (as it’s also live streamed) and a lot of the acts seemed to be past their prime, but great bars and restaurants nearby with a fantastic atmosphere during the day. Also very pleasant to walk around the State Capitol building and nearby market, etc. Used a Hilton VISA free night cert and got a superb room, nice bar food too.

      • Liz says:

        28 Mar28 March 22:46

        We loved Nashville – the Grand Ole Oprey was fab – we loved the set up with the live streaming and adverts – the guy doing the comparing was hilarious and some of the acts were amazing. Also got tickets for the Bluebird Cafe (if you watch the Nashville TV show you will love it). Also visited the lovely wee town south of Nashville – Franklin – lots of celebs live there apparently – really nice though.

      • Mr(s) Entitled says:

        28 Mar28 March 23:37

        Lived in the US for 10yrs. Visited over half the states. Loved Nashville. It is without doubt one of the best places I visited. If you are ever in that neck of the woods (Memphis, Carolina’s etc) it is well worth a visit.

• Ben says:

  28 Mar28 March 08:21

  Used Travelex a couple of weeks ago and paid with Amex when collecting. This time it got charged by Amex as a cash advance. Also can’t pay by Curve.

  Does Post Office forex count as cash advance by Amex?

  • RussellH says:

    28 Mar28 March 10:47

    I thought all cash FX credit card transactions were charged as cash advances, that is what they are, after all!
    Apart from Halifax Clarity ATM cash advances, which are subject to special Ts+Cs. Not sure how they make any money out of that, though. Particularly in Germany, where ATMs are in the habit of charging card issuers €5 a shot, even though it does not get passed on to the customer in many cases.

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