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Win 1,000,000 Avios with Head for Points and Monese!

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Monese, the online bank, is giving away 1 million Avios to SIX people.

And we GUARANTEE that one of them will be a Head for Points reader!

Since February Monese, the online banking app, has been able to link with your British Airways Executive Club account and display your Avios balance.  It looks like this and is quite cool (click to enlarge):

Monese Avios

It was the beginning of an interesting new partnership between Monese and Avios, which has invested in a shareholding in the fintech company.

To celebrate this partnership, Monese is giving away 1 million Avios to six lucky winners.  One is guaranteed to be a Head for Points reader – and it could be you.  This is one of the most valuable competitions we have ever run.

Win one million Avios with Monese and Head for Points

If you are reading Head for Points we probably don’t need to tell you the value of 1 million Avios.  If you want to go somewhere, and a oneworld airline flies there, you will be able to go, and go in style – and you can take quite a few friends with you!  (Taxes and charges are almost certain to apply although there may be some obscure oneworld route somewhere that doesn’t add them!)

Couple your 1 million Avios with a British Airways American Express 2 for 1 voucher and you would really be laughing – earn a 2-4-1 voucher each year and your 1 million Avios would get you and your partner a decent annual holiday in Club World for the next 5-10 years!

What is Monese?

Monese, founded in 2013, aims to simplify the process of getting a bank account in Europe.  It’s a ‘mobile app only’ bank that gives users a £ and a € account allowing them to bank like a local across the UK and Europe.

Accounts can be opened within two minutes with a photo ID and a video selfie.  (This does work, I set up an account for myself in record time without leaving my desk.)  You can read a full analysis of Monese on our recent article about the banking service here.

Win one million Avios with Monese and Head for Points

How can I win 1 million Avios?

The good news is that this competition is open to new AND existing Monese customers based in the UK, excluding NI. 

No purchase is required.

If you’re a new Monese customer:

If you are new to Monese, you must download the app and register for an account with the invite code ‘H4PTAMIL’ before Friday 30th September.  You can download the Monese app here or visit your local friendly app store.  You need to add the code during the sign-up process when prompted.

Monese offers three different account tiers. All are equally eligible for the competition – so it is OK to sign up for the free tier.

If you’re an existing Monese customer:

All you have to do is add the promotional code ‘H4PTAMIL’ in the ‘Promotions’ tab of the Monese app, which you will find by clicking the ‘head’ icon.

Finalising your entry

To finalise your entry into the competition you must add some money to your Monese account via a debit card.  £10 is fine.  You can withdraw this back to your existing bank account at any point or withdraw it via an ATM.

(If you are an EXISTING Monese account, you need to add some new money to your account or have some other activity on your account, such as making an ATM withdrawal or making a purchase with your Monese debit card.)

Once you’ve done this, you need to link your British Airways Executive Club account number to Monese.  This can be done inside the app by logging into your British Airways account – go to ‘Add Account’ via the ‘head’ icon in the top left corner.  You can now use the Monese app to keep an eye on your Avios balance and your recent transactions.

So, a reminder, this is what you need to do:

download the Monese app …. then

add the invite code H4PTAMIL during the registration process …. then

add a nominal sum to your account which you can easily withdraw again later …. then

link your Monese account to your Avios account

The last day to download the Monese app and complete the entry criteria is 30th September.   One winner will be chosen from all entrants who use the Head for Points code of H4PTAMIL.  The winner will be notified on 15th October.

The full terms and conditions of the competition are here.  Note that entry is restricted to residents of the UK excluding Northern Ireland.  (Don’t blame Monese for this – Northern Ireland has its own competition laws.)  You must be over 18 and you are limited to one entry per person.

Good luck!  One lucky Head for Points reader is going to have a pretty cool Autumn I think 🙂

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  1. Do you have to add the funds by debit card? Kept error-ing so ended up doing a bank transfer

  2. I can’t say that I had a great experience trying to use this service. I provided all the information requested thru the App.

    I successfully provided id details via the App, and recorded a video of myself ……

    Eventually I was directed to a call centre, where for several minutes we tried with difficulty to show my passport to the agent via video call, this was made especially difficult because the app doesn’t display what the phone camera is using. This was then followed by lots (and lots) more questions.
    In the end I gave up.
    Compared to getting a Curve card or any AMEX card the whole process is very tiresome.

    • Rooster says:

      At least you got put through to someone, mine auto declined on taking the photo of the passport, I suspect something to do with not entering a middle name or a silly reason like this because I don’t get declined for real banking products.

  3. Linked my account on Monese, it says it has been linked successfully but when I click done I cannot see my Avios balance anywhere and I am able to go through the linking process again just like I never linked anything in the first place. Any ideas?

    • sdconniechan says:

      Yes I struggled like you. I just link my BA account once again. Then it seems fine. Maybe a bug?

  4. Signed up, no problems. Any idea if there is a notification of entry to the draw or is it a case of trusting that it’s all done?!

  5. Planning Geek says:

    How do you add money?

    Can’t see anyway to do it!


    • stevenhp1987 says:

      Bank transfer, debit card, Post Office, PayPoint…

    • When you are on the homepage, does it have your avios? If so, click on the Avios icon/word and you will see that there is another option (‘UK’ in my case as I opened a GBP account).
      It will then become clear as to how to add money.

  6. Richard says:

    Are we able to add the standard code also in order to be in the other draws too?

  7. Shoestring says:

    I was second in the Daily Mail share competition last week

    nearly got another £500

  8. Sorted – took more than “2 minutes” Rob but it all went through

  9. All sorted – cheers Rob – used a driving license and the video validation was a simple matter of looking front and to the side and speaking a few numbers – and there was me ready for an audition! BA account linked too!

  10. Hi all,

    Just wondered that if I am signed up to the Classic Monese account for £4.95, which allows ATM and cash top ups upto £800 per month, if I top up my account with £400 via Amex using PayPoint or post office, and then withdraw this cash from the Monese account using an ATM, have I then used up my £800 allowance or just £400? I.e. is it £800 each for cash top up and same amount for cash withdrawal or is it both cash top up and withdrawal included in the £800 allowance?
    Many Thanks.

  11. I got a message saying I needed to enter a temporary passcode, despite not receiving any such passcode, then it told me I need to call them to resolve it. This, combined with all the other negative comments here related to this product and the fact that they couldn’t even get the promotion code to work when this was first announced by HFP, convinced me to steer well clear of this product. What on Earth is HFP doing promoting this?

    • They raised $60m 12 months ago, I think you need to assume they know what they are doing …

    • I’ve not had any issues with Monese, and my friends who use them haven’t encountered any difficulty.

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