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Earn 26,000 miles with a new Virgin Flying Club life insurance deal

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Virgin Flying Club has relaunched its offer with Virgin Money life insurance – and with a slightly higher mileage incentive.

Until 15th January 2020 Virgin Atlantic Flying Club members who take out a life insurance policy from Virgin Money will receive up to 26,000 Flying Club miles.

The number of miles you can earn varies by the monthly premium you choose:

This is a little better than it was when the offer last ran.  The £40 band now offers 18,000 miles vs 16,000 miles, for example.  The £50+ band went up from 25,000 miles to 26,000 miles.

The small print says that the miles will arrive up to 60 days after the sixth consecutive monthly payment.  You will therefore be paying £300 to earn 26,000 miles if you pick a £50 per month policy.

It isn’t worth taking out unnecessary insurance purely for the miles.  On the other hand, if you are currently paying for cover and can get a similar policy from Virgin Money for a similar price, this could be an easy way of picking up 26,000 miles.

The application website is here.

How to earn Virgin Points from UK credit cards

How to earn Virgin Points from UK credit cards (May 2024)

As a reminder, there are various ways of earning Virgin Points from UK credit cards.  Many cards also have generous sign-up bonuses.

You can choose from two official Virgin Atlantic credit cards (apply here, the Reward+ card has a bonus of 18,000 Virgin Points and the free card has a bonus of 3,000 Virgin Points):

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Virgin Atlantic Reward Mastercard

3,000 bonus points, no fee and 1 point for every £1 you spend Read our full review

You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.

American Express Preferred Rewards Gold is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express comes with 40,000 Membership Rewards points, which convert into 40,000 Virgin Points.

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Small business owners should consider the two American Express Business cards. Points convert at 1:1 into Virgin Points.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Virgin Points

(Want to earn more Virgin Points?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

Comments (67)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Benilyn says:

    OT: Shangri-La Golden Circle
    1) Can I transfer points from partner’s account to mine?
    2) If above is possible, I will be 12 points short of being able to redeem $50 dinner voucher, any ideas how to earn / buy those 12 points?

    • Michael says:

      If you need an airport transfer/taxi then try Blacklane. You can credit to Shangri La Golden Circle which is what I did to top up. I found them to be really great and comfortable.

      • Benilyn says:

        Ah just realised from research that you can pay with points directly at the restaurant (Ting at Shard), so I don’t need to earn the extra 12pts!

  • memesweeper says:

    OT: no bits! I’ve got a reward night I want to redeem against a cancelable rate on a foreign hotel. If I cancel, does anyone now if I get the reward night back in my account?

    • memesweeper says:

      Answer: yes, after 72 hours
      >>> If you cancel a refundable booking before the hotel or vacation rental’s cancellation deadline, we’ll return your reward night to your account within 72 hours. <<<

  • Michael says:

    O/T and probably a stupid question. I’m shortly approaching the end of my BA tier point collection year. I’ve got 1900 tier points but somehow only managed 2 paid flights on BA this year.

    I have an upcoming business trip to Edinburgh from LCY with BA City flyer which falls within my tier point year. Do BA City Flyer count as BA metal therefore enabling me to retain Gold?

    Thanks in advance.

  • Matt k says:

    I took out virgin life insurance when the previous offer was active. I’ve cancelled it now.

    Will I still be eligible for the bonus this time round?

  • David says:

    No OT today, so I’ll ask here. Trying to acquaint myself with the S75 rules in cases of supplier failure (TC flight booked for next month – it doesn’t look good, does it?) and came across a comment by @Shoestring suggesting that I would be entitled to the cost of replacement flights, rather than just the refund of monies paid. Is that correct? Flights were bought Jan for £2,400 on PRG Gold CREDIT Amex, but equivalent Virgin flights are now £4500. Would rather that someone else paid the difference, if possible.

    • Lev441 says:

      Yes as it covers consequential losses.

      Claiming for associated costs
      Section 75 covers “consequential losses”, as well as the cost of what you bought. This covers any costs caused by the problem with your purchase.

      For example, if you bought tickets for an event that got cancelled, you may be able to claim back your travel and hotel costs from your credit card company.


      • Nick_C says:

        Consequential loss would cover any hotels, car hire etc that you have paid for and is non refundable. I’m not sure that you can just buy flights that cost an extra £2k. Don’t you be a duty to mitigate your losses? If the cost of hotels etc is £1k for example, then I’m not sure you can spend an extra £2k on flights and expect the CC company to pay the extra. But IANAL

        • Shoestring says:

          yep if it’s £2000 more you’d be crazy not to discuss your S75 protection with your credit card co and (at least try to) get their agreement

          If they refused, you could push it, buy the tickets etc and take it to the Financial Ombudsman etc – but always better to play nicely as your first recourse and judging by experiences online, the main credit card cos are all fully aware of their liability and quite generous

          • Freddy says:

            Thanks – came to here for exactly the same advice. Phew!

          • Nick_C says:

            Don’t know what Amex are like in dealing with situations like this, but when I was caught out by Malev going under in 2012, Lloyd’s refused to discuss options with me in advance, saying I should contact them after the date of the flight.

            I’m my case, the cost of the hotel was less than the cost of a replacement flight, so I cancelled the trip and got the flights and hotel refunded. I wasnt out of pocket and I minimised my claim against Lloyd’s. It just seemed like the right thing to do.

          • Shoestring says:

            The right thing to do (if you feel like it) is to get the credit card co to fulfil its contract to you, they are jointly & severally liable for contract fulfilment along with the company from which you bought goods or services.

            Seems like a rather small consideration/ cost of doing business (for them) given the advantages the credit card cos hold.


          • David says:

            I called AMEX earlier and they had no advice. I’ll wait, until I know that they’re under (and hope they don’t get there), but that’s for three people to Orlando in October week – no opportunity to reschedule at all and pretty busy flights. The additional cost of rebooking would be a lot less than the rest of damage otherwise, although I have held off booking any more costs until the weekend is over.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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