What should replace your Tandem Money credit card, which is being closed?

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• Ali Malik says:

  7 Dec7 December 04:32

  Hey
  Curve has emailed to say one can change retailers now 😅 will you guys cover that ?Is it just the once?
  Also what does O/T mean

  • John says:

    7 Dec7 December 06:38

    Off-topic.

    To clarify this is the retailers for curve cash and the email says they are giving another 3 months of it.

    I am on the old corporate curve with the “permanent” list of retailers (got about £20 this year, and discovered a loophole which I am going to keep quiet about!), so I don’t think I should accept.

  • Go says:

    7 Dec7 December 08:42

    How do you change the retailers?

    • 1nfrequent says:

      7 Dec7 December 15:38

      There’s a link in the email Curve send you about the offer. You have to click on it to upgrade the App and when you do, you can go through the retailers and re-select. Very handy timing for me as I’ve been able to stack it against my plans for the next 3 months. Looks like they’re trying to get ahead of people ditching the card now the 1.5% fee is coming in.

      1F

• Callum says:

  7 Dec7 December 04:46

  While I no longer have an Aqua card as I’ve moved on to better alternatives, anyone who would “look down” on someone using one is a pathetic snob that I’d be very happy to have out of my life!

  • Callum says:

    7 Dec7 December 04:49

    It also DOESN’T have FX fees…

    • Rob says:

      7 Dec7 December 10:35

      Will tweak.

  • John says:

    7 Dec7 December 06:41

    +1 and who brags about their card in the pub?? Maybe the average HFP reader does? Well I’m not the average HFP reader and when I go to the pub I see most people waving Natwest or Lloyds debit cards….

    • Sandgrounder says:

      7 Dec7 December 07:31

      You’re never going to impress the twenty-something Instagram models with a NatWest debit card! 🙂

      • EwanG says:

        7 Dec7 December 07:57

        What about if you have Bó?

        • Heathrow Flyer says:

          7 Dec7 December 08:06

          The card or the odour?

        • ankomonkey says:

          7 Dec7 December 16:00

          @Heathrow Flyer – great comment 🙂

    • Will says:

      7 Dec7 December 09:18

      When I go to the pub this time of year I’m usually looked at strangely for asking to pay on 10 cards 😉

    • Rob says:

      7 Dec7 December 10:35

      It’s not bragging, but if your mates or work colleagues see you spending on a card aimed at bankrupts it may give them ideas.

      • Callum says:

        7 Dec7 December 20:06

        1. Despite your insistence, most people have never heard of Aqua – let alone know it’s targeted at people without good credit history (different to ex-bankrupts).

        2. As I said, if those people cared about my credit status then I’d want nothing to do with them. I clearly forget how vile “city types” can be given I rarely interact with them!

  • Rob says:

    7 Dec7 December 07:19

    Too-da-loo snowflake x

    • Callum says:

      7 Dec7 December 20:09

      The kind of person who thinks it’s funny to try and abuse people for “caring too much”, or whatever that stupid comment actually means, are the kind of people (for want of a better word) I happily avoid anyway – so I’m not sure where I’d be moving to?

  • Roger* says:

    7 Dec7 December 08:09

    While I scarcely notice a comment on my cards, I do remember a waiter at a pizza restaurant in Cape Town remarking ‘cool card!’ on seeing my Aqua caed. Not quite Rob’s ‘funky’.

  • Rob says:

    7 Dec7 December 10:36

    That’s not what I said. What I’m saying is that using this card will make some people believe you are an ex bankrupt and that may not be an image you want to give off.

    • Pangolin says:

      7 Dec7 December 13:10

      The best approach is to be rich but look poor.

  • ADS says:

    7 Dec7 December 10:44

    it would also be an opportunity to educate the snob that their prejudices may be preventing them from using the most appropriate credit card !

• BJ says:

  7 Dec7 December 04:59

  What counts as a classier national newspaper?

  • Shoestring says:

    7 Dec7 December 09:36

    ie not the red tops

  • TripRep says:

    7 Dec7 December 12:14

    I’m assuming the Telegraph or Times.

    If it means what it says the Guardian shouldn’t be supporting travel industry in a climate emergency…

    • Lady London says:

      7 Dec7 December 21:46

      Hum. And a very worthy stance it it is, to stigmatize frequent flyers.

      It does then presumably, eliminate the possibility of the publication concerned, getting advertising revenue from all those purveyors of luxury travel that repeat each year reliably seasonally…. 🙁

• Anna says:

  7 Dec7 December 06:36

  OT, I’m flying MAN-LHR-VIE this morning and have got an email saying there may delays because of the French strikes 😩. Hopefully we’ll get to LHR in time so we can make the most of any delays in the Qantas & Cathay lounges!

  • John says:

    7 Dec7 December 06:41

    Have a good time

  • Spurs Debs says:

    7 Dec7 December 06:42

    You don’t have much luck with the domestic leg of your trips! Fingers X it works out ok.

    • Anna says:

      7 Dec7 December 06:53

      Lol, tell me about it! I think if anything it’s going to be the LHR-VIE leg which is affected as it’s the closure of French air space which is causing loads of flights to be delayed and diverted.

      • JamesLHR says:

        7 Dec7 December 08:05

        VIE should be fine, taking a DET or BPK SID puts you in either Belgium or Dutch airspace and then route down through German airspace.

        Any delay will be a slot delay due to volumes going through the departure routing or rotational, but I wouldn’t think it would be that delayed.

  • Michael C says:

    7 Dec7 December 06:44

    That early-morning cava makes it all seem less bothersome! Have a great trip to the Xmas markets – we went this day last year, stunning!

  • Cat says:

    7 Dec7 December 10:06

    If you have to be delayed on your travels, I think the T3 lounges have to be among the better places Anna! Enjoy!

• Henry says:

  7 Dec7 December 07:10

  Ot Thanks to Head for points we won 3 Virgin golden tickets to Shanghai on 22nd -29th Feb
  Me my wife and my 4-year-old boy who wants to go to Tokyo to see Godzilla will be heading out in economy delight seats from LHR.

  Im wondering if anybody with experience of PVG airport and immigration could offer some advice?
  Our plan is to transit through Shanghai and fly to Tokyo after our outbound flight with Virgin
  I have seen some good value business class seats on Japan airlines 787 but dont know how long to leave from landing in PVG to boarding our flight to Tokyo as its difficult work out immigration time etc.
  Also would we have to reclaim luggage or would that get put onto our flight to Tokyo automatically?
  If anybody has any experience of the JAL business class lounge also that would be great.

  Thank you in advance

  • Tom says:

    7 Dec7 December 08:13

    I’ve done this exact journey, Henry. Including the JAL 787 to NRT. In my experience (once, ever) the transit without Visa desk had zero queue, versus the mainstream immigration desks that were very busy. The agent was friendly enough but scrutinised my hotel booking confirmation (we stayed 24hrs) and confirmed onwards travel to a third country. Take everything you have that states ‘confirmed’ or ‘booked’ etc, printed.
    For us, no issues whatsoever. Have a fantastic trip.

    • Tom says:

      7 Dec7 December 08:17

      Oh, I stand to be corrected by a HFP expert, but I don’t believe your baggage will be interlined through to NRT due to Virgin Atlantic and JAL not having an interline agreement.
      As for the business lounges at NRT and PVG, I don’t recall either of them being overly remarkable.
      Service on the JAL 787 was impeccable though.

      • Henry says:

        7 Dec7 December 14:02

        Thank you Tom super helpful information 🙂

        • ankomonkey says:

          7 Dec7 December 16:04

          I also did this about a year ago. Tom is right on everything he’s said. I left 4 hours transit time and it was too much. We flew in on Virgin and out on JAL.

  • Will says:

    7 Dec7 December 09:22

    I’ve had about a 30-40 min queue at PVG for visa on arrival (transit) on 2 occasions. It was 18 months ago that I was last there so may have changed since then.

  • The_real_a says:

    7 Dec7 December 15:24

    You should transit for 144 hours using the visa exemption! Stay near the bund and take a tour walk about a bit… Great place.

• NigelthePensioner says:

  7 Dec7 December 07:20

  Back to the Post Office master card then, eventually, for foreign fee free purchases. I dont feel compelled to spend “cash”back at John Lewis or Waitrose…..a supermarket tomato is, surprisingly to some, still a mass grown tomato!! Which is probably why Aldi is the preferred supermarket for the mortgage maxed outs? Rightly so…..their products are not rip offs which we are so accoustomed to in the UK dont you know!

  • Doug M says:

    7 Dec7 December 11:00

    I’d say on salad items Aldi is better than Waitrose.

  • RussellH says:

    7 Dec7 December 11:54

    There used to be a standing joke in Germany about Dutch grown Supermarket tomatoes: “There used to be just three states of water (ice, water, steam), just for any other material. But now it seems as though they have invented a fourth state of water.”

    Not that funny, but it does say something about the quality or otherwise of supermarket tomatoes these days!

• Arthur says:

  7 Dec7 December 07:44

  I think you mean 3x points when using the Amex Gold card to pay for flights in a foreign currency, as both the foreign currency and the flight ticket spend triggers double points with Amex. So the points nicely balance out the Fx fee.

  • Doug M says:

    7 Dec7 December 11:02

    Yes and no. I’ve examples of both. Tried to clarify twice on phone with Amex and both times call centre insist it should be only two as outbound and airline don’t stack. Pointed out the lack of clarity in the T&Cs and got no meaningful response.

    • Pangolin says:

      7 Dec7 December 13:12

      I’ve always had 3x on non-GBP airline spend without exception. Amex chat rep also confirmed that this should be 3x.

• paulm says:

  7 Dec7 December 08:32

  Just a note on Hyatt, I note the two IHG hotels in Manchester oxford road that are switching to Hyatt are now bookable for the 10th January onwards.

  • Rob says:

    7 Dec7 December 10:32

    Thanks. Sooner than I expected.

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