Your Curve Card now works with Apple Pay

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• riku2 says:

  29 Jan29 January 04:21

  [anyone who was expecting the new Club Suite on their 787-10 will now be stuck with the old Club World seat.]
  As written this means there will be 787-10s with the old club world seat which I don’t think is the case.

  • callum says:

    29 Jan29 January 06:04

    You can read it that way. You can also read it the way it was intended (which is also the obvious meaning) – it doesn’t specifically state that you’ll still be on a 787-10 if you’re in the old seats.

  • Eli gold says:

    29 Jan29 January 06:09

    But if the aircraft is not being introduced until the delayed date, how on earth can you fly on it?
    Makes you wonder…

• SultanOfCroydon says:

  29 Jan29 January 04:23

  Great workaround to use the IHG Rewards Card with Apple Pay

  • Secret Squirrel says:

    29 Jan29 January 08:26

    What’s the workaround for?

    • Grant says:

      29 Jan29 January 08:41

      IIRC you can’t add the IHG card to Apple Pay so by having Curve in Apple Pay you are able to use the IHG underneath.

      • Pangolin says:

        29 Jan29 January 17:55

        Bingo.

      • Alex Sm says:

        29 Jan29 January 23:58

        Finally! Allelujah!

• Dr Doo says:

  29 Jan29 January 04:57

  What’s odd with Curve, investors are finding out that they won’t release any financial information on the company and Getting ignored apparently

  • Riccatti says:

    29 Jan29 January 07:12

    I would rather Curve to focus on their business than respond to each and any Internet board post.

    There is no obligation to release financial statements other than standard annual reporting.

    Will tell you more: if a big bank analyst who institutionally holds big chunk of ownership say in Apple, will approach for detailed iPhone sales statistics…

    • Shoestring says:

      29 Jan29 January 07:23

      that was Curve’s argument about crowdfunding in the paper over the weekend: we tell institutional investors more than we tell you tiddlers, so follow them and don’t expect better investment information flow [as you are, by definition, a ‘crowd’ and not individually important]

      • Shoestring says:

        29 Jan29 January 07:31

        Bad press dogged payment start-up Curve but its chief executive tells James Cook, rivals are bending the truth
        Shachar Bialick, the chief executive of fintech start-up Curve, loves to talk. In a conference room inside Curve’s London office, he spends 20 minutes explaining why he believes his business could become the Amazon of banking.

        But recent criticism of his start-up has given Bialick, sporting a bright yellow cardigan and black trainers, even more to talk about than normal.

        Curve has raised more than £60m from investors including Santander for its bank card product, which lets customers add all their other bank cards – whether from challenger or high street banks – into one service.

        Bialick, who spent three years in the Israeli special forces, sees his business as a way to “bundle” finance, letting customers swap between cards and earn rewards from their purchases.

        However, articles published at the end of 2019 by Business Insider claimed just 14pc of Curve customers use their cards every month and that the business had mistakenly sent customers corporate cards instead of personal cards. The Financial Times has accused the firm of a lack of transparency over its crowdfunding, which brought in £6m in hours.

        Negative press can make it harder for digital banks to keep people signed up. But Bialick, responding to the claims for the first time, accuses the media of publishing “lies” and “untruths”.

        One of the most crucial figures for start-ups is the number of monthly active users that they have. Having a high percentage of customers returning each month is a reliable indicator that a digital bank is healthy.

        Business Insider’s claim that data showed just 14pc of Curve customers used their card every month is far below statistics around 70pc claimed by many banking start-ups.

        Is the 14pc statistic accurate? Bialick answers without any hesitation: “Very.”

        His public relations manager almost leaps to his feet. Bialick hurriedly corrects himself. “Very inaccurate. It’s not accurate! Everyone uses the card,” he says.

        Bialick claims the figure published by Business Insider was “taken a year before the article was made”. He says a more accurate figure is around 80pc.
        The chief executive then accuses rival start-ups of “forging” their own statistics in order to appear more popular than they really are. “Some people are screwing it around,” he claims. “I won’t mention who because it’s not my problem. It’s their problem with their investors.”

        A second report alleged that Curve had sent customers corporate cards when they had actually signed up for personal accounts. The start-up can earn up to five times the amount of commission on business transactions instead of personal ones, a valuable boost to its revenues.

        Bialick acknowledges that a number of “very specific incidents” took place, and claims the issue is now resolved.

        Curve was also accused last year by the Financial Times of running an “uninformative” crowdfunding campaign that failed to give prospective investors enough financial information on how Curve operates.

        Bialick insists that “it is not the right thing to provide any information” because it can “make our competitors better off ”. Instead, he says crowdfunding investors should trust the due diligence carried out by institutional investors.

        Curve’s chief executive is optimistic about his start-up’s future and seems undaunted by recent coverage of the business.

        The executive claims negative news articles have had no impact on his start-up’s brand, although he does admit the experience has been “hurting” for his 250 employees.

        He’ll only find out for sure if consumers have soured on Curve when he next measures his brand’s popularity in two months.

      • Riccatti says:

        29 Jan29 January 07:35

        You re-interpreted, put some words in their mouth. Again, I can’t understand the expectation, it is clear that owning shares does not give rights to access privileged financial/commercial information.

        With domination of institutional ownership, voting rights of small/individual shareholders are also meaningless. It has been like that since 1970es..

        • Shoestring says:

          29 Jan29 January 07:40

          OK sure but it’s more about quality of information – individually unimportant, collectively *very* important – there must be a happier medium? it’s not as if institutional investors are going to keep ‘privileged’ information watertight for long

      • Secret Squirrel says:

        29 Jan29 January 08:22

        @Shoestring:
        Out of interest, where did you come across the Duffy Plat upgrade code previously?

        • Shoestring says:

          29 Jan29 January 08:24

          it was my eldest son’s birthday, he got emailed the offer – I’d signed him up to Iberia so also signed him up to RBD to get the 100 Avios/ kickstart the a/c

        • Rob says:

          29 Jan29 January 08:55

          You get it emailed on your birthday.

    • Dr Doo says:

      29 Jan29 January 22:28

      Well it was brought to my attention when they had apparently set targets for their investor to be met in December which if not met would mean that they would issue more shares and according to companies house more shares were issued in December, a small amount but interesting none the less.

      Curve seem to now be focusing on subscriptions and this cash back through retailers, the subscriptions will have limited appeal to most but the cash back is interesting however you can get better deals. For example 1.5% through Argos for example vs up to 7% through a corporate rewards scheme, however it is useful if you are in a rush and can’t wait 2-3 days for a top up.

• Archie says:

  29 Jan29 January 06:01

  Small correction, the 787-9 is both larger and has a longer range than 787-8. Boeing lists a range of 7,305 nmi for the -8 and 7,530 nmi for the -9.

• Eli gold says:

  29 Jan29 January 06:07

  I was under what seems to be a false assumption that I gained something by using my curve card.
  This appears to be a mistake. If I’m spending in £ and have my virgin card on me is there any benefit whatsoever going via curve?

  • John says:

    29 Jan29 January 06:54

    Only if you are spending at a curve rewards/curve cash shop.

    • The other Kevin says:

      29 Jan29 January 07:59

      Who all take Amex so no point.

      • MattB says:

        29 Jan29 January 08:25

        But some of us have non amex cards earning more than Amex gold and the same as BAPP etc so can double dip.

      • Andrew says:

        29 Jan29 January 09:33

        Clarks are part of Curve rewards and don’t take Amex

        • AndyGWP says:

          29 Jan29 January 14:10

          I’m pretty certain the Works don’t take Amex either (but also pretty certain they give curve rewards)

        • Shoestring says:

          29 Jan29 January 14:16

          Clarks take PayPal

        • Shoestring says:

          29 Jan29 January 14:17

          The Works take PayPal

        • AndyGWP says:

          29 Jan29 January 14:51

          I meant the Works (in store)

    • Andrew says:

      29 Jan29 January 08:46

      I don’t use Curve…

      Does anyone have experience of it layering with the various InStore rewards from Virgin, BA, NextJump & Airtime?

• Tom says:

  29 Jan29 January 06:33

  With HMRC and VAT simply put the 1.5% charge as banking costs. Simples!

  • Shoestring says:

    29 Jan29 January 06:43

    http://accountinginform.weebly.com/uploads/4/3/1/2/43126717/9875726.jpg?373

  • Dr Doo says:

    29 Jan29 January 22:29

    Still its your money and I’d rather keep the 1.5%

    • Rob says:

      30 Jan30 January 00:06

      It’s not 1.5%, it is potentially 0.75% if you’re on 40% tax + NI and you expense the fee as a business expense.

• Crafty says:

  29 Jan29 January 07:11

  You have to fear for Curve’s future now (if not already). First rule of Fight Club and all that.

  • Riccatti says:

    29 Jan29 January 07:15

    Why’s that, they are going to collect fees on payments that were previously costing them/at breakeven.

    • Dr Doo says:

      29 Jan29 January 22:32

      Nobody in their right mind should use it for the HMRC payments at 1.5% unless you are really desperate

  • Waddle says:

    29 Jan29 January 07:17

    I use Curve because it is the only way to have my Virgin+ card on Google Pay.

• Waddle says:

  29 Jan29 January 07:16

  OT: BA suspends all flights to & from mainland China following coronavirus outbreak.

This article is closed to new comments. Feel free to ask your question in the HfP forums.