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A good reason for Londoners to refund their TFL tube or bus season ticket due to coronavirus

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If you usually work in London but are working from home for the forseeable future, you should be claiming a refund on your season ticket.

The reason I’m discussing this on Head for Points is that there is a little extra benefit if you do so.

What are the rules for refunding your Travelcard, bus or tram season ticket on Oyster?

Transport for London has put some guidelines in place.

You can claim a refund if there is at least:

  • 6 weeks remaining on an Annual ticket
  • 7 days remaining on a Monthly ticket
  • 3 days remaining on a 7 Day ticket

Importantly, your refund will be backdated to the day when you last used your season ticket.  The administration fee will also be refunded.

Why is this interesting to HfP readers?

For most Londoners, buying their season ticket is a great way of putting a large amount of spending onto a credit card.  It can take you a decent way towards your next British Airways American Express 2-4-1 voucher or a new credit card sign-up bonus.

Here’s the sad news:

TFL will only issue refunds by bank transfer.

Disaster.

They will not send the money back to the credit card you originally used.  This means that you don’t lose any miles or points and your ‘qualifying spend’ for any bonus is not reduced.  Handy ….

Once you go back to work, you can buy a new Travelcard and put another chunk of spending through your credit card.

There is a catch though

For people who cannot see any way they will be returning to work for at least the next 4-6 weeks, you should be claiming a refund.  This is regardless of the points aspect.

However, do the maths.

Your refund is NOT pro-rata.  TFL will deduct the cost of a travel card for the period you have used.

If you bought a one-year Travelcard on 1st January and started working from home on 15th March (10 weeks in), your refund is NOT 42/52 of what you paid.

It is ‘cost of a one-year Travelcard’ minus ‘cost of 2.5 monthly Travelcards’.

This means that, if you have used your Travelcard in the last few days and expect to be back at work within 1-2 weeks, getting a refund does not make sense.  You will be out of pocket because monthly Travelcards are disproportionately more expensive. 

However, for anyone who will be out of the office for at least two months – which is most of us – you will still make a saving by getting a refund.

Instructions on how to claim a refund on your TFL Travelcard or season ticket are on this page of the TFL website.


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Comments (47)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • John says:

    No actually it is not “2 monthly and 2 weekly” passes. It would be 2 monthlies and the exact number of days pro-rated for a third month.

    A monthly pass is 3.84 times the price of a weekly, and an annual is 40x the price of a weekly. You can have tickets for precise periods pro-rated to the cost of a monthly. Thus an annual is the price of 10 months 13 days, which is why there is no refund if only 6 weeks remain (but could be as much as 7 weeks in some cases).

  • James says:

    i dont actually know how many people will want to return to the office every day once restrictions are lifted.

    Its obvious restrictions will remain for quite a few months with people still observing social distancing rules. Meaning trains are a big issue. THen workplaces might have to only allow half the people into the office on certain days. To enable social distancing rules in the office.

    How this will help TFL’s budget issues, is another matter.

    • Nick says:

      I agree! But a lot of people genuinely believe that life will be back to normal by the end of May!

  • Sal says:

    Just to flag that if your season ticket or travel card is on an oyster card, if you want a refund tfl will cancel your travelcard and refund any oyster credit remaining on the card. The card will then cease to work and you will need to apply for a new oyster once you are ready to start using tfl transport again.

    • Alex Sm says:

      This is the least of the issues tbh

    • Phil says:

      If when the card is cancelled, and someone needs to make an essential journey, they can always use their contactless bank card until getting a new Oyster card in the future.

  • Pete C says:

    I cancelled my annual travelcard last week, and whilst a pro-rata refund would have been around £300, the actual refund was £18. Better than nothing, but the way they calculate it means it is likely very underwhelming!

    • TGLoyalty says:

      Is there no way of knowing your refund before cancelling as if the choice was £300 of value vs £18 refund I would have just stuck with the season pass. Even if I only got to use it a handful more times.

      • Federico says:

        There’s an aprox refund given when you do the request online.. my annual travel card started 1/3 paid £1696 and got back on the 3/4 £1530 but I paid the admin fee

      • Sal says:

        And if you do it over the phone their staff will provide a refund amount then you can decide whether or not you want to proceed. Takes 7 days for the money to drop into your bank account after that.

        • koroleon says:

          I had an old oyster card and the refund could not be processed online so I called them. The agent explained that the oyster card will be cancelled and mentioned the £5 admin fee but said nothing about the refund amount, so when I received it it was a shock. Called to complain and they couldn’t care less – and they would definitely not revert the transaction.

  • Charlieface says:

    What happens if you buy a new season ticket now, can you refund it immediately…

    • Genghis says:

      Be v careful with TfL and MS. Been there, done that.

      • Charlieface says:

        Go ahead…

        • Rob says:

          Slightly difference scenario here because TFL is expecting you to cancel. It’s not as if people are taking out a ticket and cancelling it for cash a week later without any good reason.

          • Alex Sm says:

            Exactly. Extraordinary circumstances require extraordinary solutions

        • Charlieface says:

          But I do like to hear of stories of MS going wrong if only to assuage myself that I’m not missing out.

      • Bazza says:

        Me too. I had to go as far as the pelimanry letter for a small claims court action against someone senior.

  • Alex Sm says:

    I got a refund but still think that it is grossly unfair to calculate it in a way how they calculated it because I got back 56% of the amount I paid while I only used 4 months out of 12, meaning that 10% of the annual travel card cost (140 pounds) was pocketed by TfL. But perhaps getting something is better than getting nothing, so I will probably have to reconcile with this “commission”.

    They told me on the phone that they calculate it by taking out 4.90 daily from the total cost of the TC, so a slightly different calculation from the described above.

    Also, you can get refund in three ways: to original method of payment, to your bank account, credit to your TfL account (similar to airline voucher). Obvs, the second method is great to keep your spending/points in place (I am already facing a deduction of Avios because of all these refunds!)

    • Craig says:

      I couldn’t work out if it was grossly unfair. On balance I don’t think it is unfair at all. Surely if they just gave you a pro rata refund, then anyone who needed a travel card for one month would buy an annual pass and then cancel after one month? So they can’t do that as they need to give people the benefit of the annual price who have the travel card for the whole year.

      • Alex Sm says:

        People wouldn’t claim a refund in normal circumstances as they would use the travelcard! Maybe 1-2% would but it’s another story

    • Matt says:

      If you’re not commuting for a couple months then you’re quids up though. My GWR season ticket is £6120 and I think I’m due about 55% refund based on 4.5 months use. If that’s the case then I’m already quids up as the refund is backdated to 17th March. From now on I’m about £500/month better off. The tragic death rate aside, normality is going to seem a bit crap when the commute into London starts again and my season ticket needs renewing. And that’s before we start thinking about how we as nation are going to pay for the enormous debt we’re building up right now. Middle to higher earners i.e. HfP demographic are going to foot the bill for the next decade or two.

      • Alex Sm says:

        It’s a deeper existential question which I am not prepared to deal with right now especially when we faced a situation when my partner who lost two of his self-employed jobs cannot claim any benefits apparently because either I earn too much (which is a slight overstatement to say the least!) or he is not hitting some kind of a threshold. Very unfair – and they want me to foot someone else’s bill on top of that? No way

        • Sarah says:

          It’s called means testing. Not everyone will think its fair, but if you’re lucky to have a high enough salary or savings already then its fair enough you’re not entitled to benefits.

          • Phil says:

            Agree. Otherwise everyone will want a piece of the pie.

          • Alex Sm says:

            Maybe it’s time to follow progressive EU member states’ suit and offer universal basic income? at least to people who lost their jobs – without darwinist calibration / triage of ‘means testing’ etc

  • Shoestring says:

    Had anyone seen anything as regards ST on commuter trains?

  • Chris H says:

    If you are NOT happy with the refund they are offering, or you are worried that when you go back to work you will have to find enough money for a new 12 month pass, try this!
    CHANGEOVER:
    They allow you to change your season ticket destination without penalty or taking off 6 weeks worth of value.
    For me I changed a season ticket destination from Hatfield into central London to a season ticket from Hatfield to the next station (Welham Green) season ticket.
    They calculate what the cost of each ticket would have been when I bought the original, and refund the WHOLE pro-rata difference.
    ie: Original cost £3500
    The cost of the one station pass if purchased on that date £500
    The refund the pro rata difference £3000 / 52 – times the number of weeks remaining which for me was 20 = £1154 This will save me approximately £58 for every week I don’t need it.

    So even if you only have 6 weeks remaining you should get some refund, and keep an active season ticket (even if only for one station)
    I do not known if they can / will backdate it from the date you last used it.
    My thinking was that when I return to work and need a season ticket for the whole journey again, I will only have to reverse the calculations and pay a bit extra (£58 per week remaining) until the end of the normal run out date, and not the full amount of another annual pass.
    I hope some of you find this helpful. Search on “Changeover”.

    • Lady London says:

      very, very nice @Chris H

      • The Urbanite says:

        Yes, you get a pro-rata rebate on changeovers. You can change over to a ticket between any two stations. Some do it between the two cheapest stations in the UK, others between the two cheapest stations in the South East to retain their Gold Card.

        • Lady London says:

          ….and the two cheapest stations in the UK are….?

          • RWJ says:

            Probably Ryde Pier Head and Ryde Esplanade on the IoW.

          • The Urbanite says:

            Dockyard (Devonport) – Devonport (Devon) is £3.20 for a weekly.

            Hatton to Lapworth is £4.30 a week and you get a nice Gold Card. Cheaper than hops in Lichfield, Ryde or Pevensey.

    • johnny_c-l says:

      I have been battling to get the train company I bought my annual ticket from to do a changeover for precisely this reason but it is proving to be a nightmare. Neither their website, flagship ticket office or call centre can do it so I’ve ended up going down the formal complaint route to try and force this through. I’ll probably give it another couple of weeks but might have to end up being ripped off and accepting the refund.

      • The Urbanite says:

        Ticket offices are hit and miss – not all staff are created equal and as a result are unpredictable. Changeovers involve doing quite a few sums and not everyone is comfortable with the process.

        Try a large station – if a team leader is around they tend to be well trained on changeovers. Smaller stations – many do have very knowledgeable staff but as you’ve found, you may be out of luck on the day depending on who is serving.

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