If you tried to buy some British Airways First Class crockery in the sale this week (which is still running – BA has now restocked), you will have noticed that Whatabuy, the sale site, does not take American Express.
Here is the checkout page:
You will that there is no American Express logo. However, this doesn’t mean that you cannot use an Amex card.
Go back a stage on Whatabuy and you see this:
Whatabuy accepts PayPal.
And PayPal DOES let you use American Express.
You do not even need a PayPal account to pay with PayPal – you can click on the ‘Pay with PayPal’ link and enter your card details directly. That said, it makes sense to open an account and link your American Express card as you do not need to remember your card details when paying.
Next time you pay a retailer who does not accept Amex but does take PayPal, click through to PayPal instead.
There are no extra fees for using PayPal with retailers.
Note that some retailers manage to block PayPal from showing the American Express option if they do not accept Amex themselves so this is not always a solution. In the majority of cases, as with Whatabuy, it will work just fine.
The only thing worth noting is that you lose some of your consumer protection if the retailer goes bust if you pay with PayPal. This is because you do not have a direct contract with the retailer. PayPal does have its own reimbursement scheme called PayPal Buyer Protection which may cover you but it is not legally enshrined.
Get £10 for opening a free PayPal account
PayPal is currently offering you £10 if you open a PayPal account.
You need referring, so drop us an email at hello at headforpoints.com. We will send you 1p by PayPal to the email address you supply.
To claim your 1p, you need to follow the link in the email you will receive to open a PayPal account.
When you make your first PayPal payment of £5 or more before the year-end, you will receive £10 in your PayPal account. Whichever member of the HfP team ends up referring you will also get £10, although it is capped at £50 so we’re not getting rich here! The offer ends on 31st December.
Want to earn more points from credit cards? – January 2021 update
If you are looking to apply for a new credit or charge card, here are our January 2021 recommendations based on the current sign-up bonus.
British Airways American Express
5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review
British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
30,000 points and an unbeatable set of travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and the most generous non-Amex for day to day spending Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these:
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
British Airways Accelerating Business American Express
Earn both Avios and BA On Business points with your business spending Read our full review
Capital On Tap Business Rewards Visa
The most generous Avios Visa or Mastercard for a limited company Read our full review
Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history. By recommending credit cards on this site, I am – technically – acting as a credit broker. Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.