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How to boost your Amex spend by using PayPal for online purchases (like BA First Class crockery!)

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If you tried to buy some British Airways First Class crockery in the sale this week (which is still running – BA has now restocked), you will have noticed that Whatabuy, the sale site, does not take American Express.

Here is the checkout page:

Use Amex with Paypal

You will that there is no American Express logo.  However, this doesn’t mean that you cannot use an Amex card.

Go back a stage on Whatabuy and you see this:

Use Amex with Paypal

Whatabuy accepts PayPal.

And PayPal DOES let you use American Express.

You do not even need a PayPal account to pay with PayPal – you can click on the ‘Pay with PayPal’ link and enter your card details directly.  That said, it makes sense to open an account and link your American Express card as you do not need to remember your card details when paying.

Next time you pay a retailer who does not accept Amex but does take PayPal, click through to PayPal instead.

Boost American Express spend by using Paypal for online shopping

There are no extra fees for using PayPal with retailers.

Note that some retailers manage to block PayPal from showing the American Express option if they do not accept Amex themselves so this is not always a solution.  In the majority of cases, as with Whatabuy, it will work just fine.

The only thing worth noting is that you lose some of your consumer protection if the retailer goes bust if you pay with PayPal. This is because you do not have a direct contract with the retailer.  PayPal does have its own reimbursement scheme called PayPal Buyer Protection which may cover you but it is not legally enshrined.

Get £10 for opening a free PayPal account

PayPal is currently offering you £10 if you open a PayPal account.

You need referring, so drop us an email at hello at headforpoints.com.  We will send you 1p by PayPal to the email address you supply.

To claim your 1p, you need to follow the link in the email you will receive to open a PayPal account.

When you make your first PayPal payment of £5 or more before the year-end, you will receive £10 in your PayPal account.  Whichever member of the HfP team ends up referring you will also get £10, although it is capped at £50 so we’re not getting rich here!  The offer ends on 31st December.

Comments (61)

  • James. says:

    Have had a sour relationship with PayPal and will never use them again.

    Used it for various eBay purchases, selling, matched betting, online shopping.

    After 18 years of use and probably pumping £100,000s though the platform they closed my account. Trying to talk to someone about why they closed my account was only faced with dead end bot responses.

    • John says:

      I thought they didn’t like anything that could be construed as gambling

      I close and open a new account every few months

  • sayling says:

    A free penny from HfP, you say… 🤔

    😂

  • Jonathan says:

    Be careful buying anything from overseas on PayPal either. They enforce their own currency conversion at terrible rates (5-10% below spot) & there is no longer a way to opt out. Curve etc. won’t help either.

    I’m amazed they’re allowed to get away with this as it’s so blatantly exploitative but fits with the direction of travel over issues such as buyer “protection”. Definitely a company that needs reigning in or avoiding unless you’re exploiting one of the few loopholes left.

    • Alex W says:

      Is that new? Tried it couple of months ago and managed to opt out. It was quite difficult to find the option I recall.

    • BuildTheWall says:

      You can choose to avoid it on desktop version. The choice is not available on mobile version.

      • Lady London says:

        try clicking ‘Desktop version’ in Chrome settingaa on mobile if this happens and reload if it doesn’t automatically

    • Lady London says:

      they cant force their rate legally I believe, though they do keep hiding the right to opt out in different places.

      If you want the true ‘Manila’ experience then just let Paypal think you’ve made minor transgression. Dealing with Manila will mostly take years off your life unless you’re very lucky.

  • PM says:

    Not directly related to this offer but do not forget about the new inactivity penalty charge from paypal coming into force from 15/12/20.

    I echo the same sentiments about very poor customer support from paypal, painfully long times to resolve complaints, zero personalisation, dealing mostly with bots or random representatives assigned ad hoc to a case unaware or only vaguely aware of previous correspondence.

    The wasted time and stress of dealing with paypal is worth much more than £10 but I guess some will want to test it themselves.

    • The real John says:

      Just don’t keep a balance in paypal, they won’t put accounts into negative with the inactivity charge. Preferably close your account if you don’t foresee yourself using it in the next month – it’s easy to open again if you need to

  • Lady London says:

    I know everyone here’s going to laugh at me for asking this but is there any reason not to have a second Paypal account?

    • Bagoly says:

      In the days when one could only have one credit card on an account, I had one per relevant credit card.
      Now I just have one for GBP and one for EUR – that way I don’t need to find the exchange rate workaround when buying an item priced in EUR.

    • memesweeper says:

      I have one personal and one for my business

  • Josh Davies says:

    An interesting opportunity you may not know about is PayPal Giving Fund. If you are feeling charitable you can donate to PayPal Giving Fund and ask them to forward it to your prefered charity (e.g. Cancer Research UK). No fees using AMEX. Charity gets 100% of your donation and you can add gift aid and get a tax receipt. Tis the season of good will after all!

  • Trent says:

    PayPal does resolve Chinese order disputes for merchandise ordered online. It was about a month but I received a refund to my account with very little contact with PayPal. They’re my preferred way to purchase online for

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