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EXCLUSIVE: Cornercard scraps plans for a new UK Miles & More credit card

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Back in November 2020, the Miles & More Global Traveller payment cards were closed to new applicants.

In April 2021, existing cardholders had their cards closed too.

This meant that Lufthansa was without a Miles & More credit card partner in the UK, despite offering cards in over 20 other countries – probably the widest network of any airline.

Cornercard has scrapped plans for a new Miles & More credit card

This was a bigger deal than most credit card closures because holding a Miles & More credit card stops your miles from expiring.

For many HfP readers, irrespective of whether they used the card, it was worth paying the £79 annual fee to keep a large pot of miles active.

The other reason it was a big deal was that, because of the odd way the card was structured, it was more like a debit card than a credit card. You could, for example, pay HMRC with it for free. This was a great result for someone like myself with substantial VAT, employers PAYE and self assessment bills to pay.

A replacement card was promised

At the time the card was closed, we were told that a replacement would launch in Summer 2021.

The old card was a joint venture between two companies, Affiniture and Cornercard. The plan was for Cornercard, a Swiss credit card group, to be the sole issuer of the new Lufthansa UK credit card.

Of course, Summer 2021 came and went with no news.

To stop cardholders losing their miles to expiry, Lufthansa continued to add 1 mile per quarter to the balances of all ex-Miles & More cardholders. This meant that the Lufthansa computer believed that you still had a credit card and your miles were not earmarked for expiry.

Cornercard has scrapped plans for a new Miles & More credit card

Cornercard has now confirmed that it has scrapped plans for a new card

Cornercard has been pushed for information on the new project. It has now said that:

“CCUK have recently taken the decision not to pursue this project any further”

The only potential bit of good news was the following statement:

Miles & More are looking into partnerships with alternative card issuers

Will your Miles & More miles now start to expire?

It’s not clear.

If you had the old Miles & More credit card and you have some miles in your account which are older than three years, you will see – if you log in to your Miles & More account – that those older miles are showing as expiring on 30th September.

It is possible, if Lufthansa is serious about launching a new card, that it will continue to add 1 mile to your balance every quarter to protect your balance.

This is not contractual, however, and Lufthansa could stop doing this at any time. It would be disappointing if they didn’t give written notice in advance, but it isn’t technically necessary.

All we can hope is that, if Lufthansa is serious about launching a new product, it continues to halt expiry on existing accounts as a goodwill gesture. It would be good if they could let ex-cardholders know what they are planning, even if it isn’t good news.


Want to earn more points from credit cards? – September 2022 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

60,000 points, £200 travel credit and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

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Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

50,000 points bonus until 2nd October – the most generous Avios Visa for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

1% cashback and no annual fee Read our full review

Comments (20)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Ian M says:

    This is disappointing news. I have just shy of quarter of a million miles due to expire at the end of next month. Time to make some plans!

    • M says:

      And yet again, people are forced to use their expiring miles because of the strict(silly) rules of the M&M program.

  • Neo says:

    They gave notices in June what they will stop extending miles …I need book something now till end of September…

  • His Holyness says:

    It’s not just the UK, they’ve lost providers in the EU as well.
    M&M brand is increasing tarnished due to the poor value redemptions and bad rep of Lufthansa Group.

    • patrick C says:

      Not sire i agree here. Actual vailability is significantly superior to BA, probably because not everyone has a ton of miles. It is especially interesting if you dont libe next to a super hub as you don’t pay extra for the additional leg. The service is usually superior to BA and the jard product in business offers often more room for tall people. (Actually better then qatar, which is my only negative point for qatar).
      The food and drink selection is okay and the route network is excellent given that you have munich, frankfurt, brussels and zurich as hubs to choose from…

      • Rob says:

        I have found J seats very hard to find with M&M this year.

        However worth noting that due to its regular mega sales Lufty has sold more Business seats this year than 2019.

  • Concerto says:

    I’m curious to know which providers they’ve lost in Europe because it seems to be going strong over here, in Switzerland and Germany anyway.

    • Rhys says:

      Switzerland and Germany are their main markets!

      It would be like BA not having an Avios card in the UK.

    • marcw says:

      Last year, or maybe 18 months ago, they launched a card in Spain as well.

    • George W says:

      There was a M&M card in the Netherlands, operated – very poorly – by a company whose name I can’t remember now, but they had appalling customer service and very shonky systems, so I see why M&M dropped them (in 2018 or so, I think)

    • Bagoly says:

      In Poland the lost both issuers: mBank (Mastercard) closed some time last year and Diners closed 2022/06/30.

  • Greenpen says:

    I used the Diner’s card MC all the time but never quite got to my target. Had to buy points through their hotel booking site at 1.5p per point to get my First duck! Pity there seems no replacement on its way for ages/ever. The odd rules for crediting partner frequent flyer accounts means I’ll have to put some points into MM but I suspect it will take decades to accumulate enough for a flight so duck two will not be quacking in my house!

  • Jonathan says:

    Another blow to what should be a great airline loyalty program, which is ranked highest for the Star Alliance airlines group.

    Let’s hope the former head of Avios (who’s since moved onto Etihad) goes over to M&M at some point to put an end to what’s essentially a silly policy that forces people to take flights they wouldn’t normally book to ensure that their M&M points aren’t wasted.

    Hopefully Lufthansa will have a good look for a new card issuer and not give up until one is found !

  • Elguiri says:

    I ended up using half of mine for a united positioning flight in US to use with my BA241.
    The other half I just cashed out for Tesco’s gift cards via cadooz. Not great value compared to flight but had a 10% off sale on last month so made it a little better.

  • Harry T says:

    Presumably flying for cash resets the expiry? I’m not quite sure why people would collect miles in a scheme if they don’t fly fairly regularly on airlines that participate in it.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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