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How to use Avios for £500 off a new iPhone 14 at Argos

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Today is the day that the new iPhone 14 is available for sale, although you will need to wait until 7th October for the larger iPhone 14 Plus.

As I’m sure many HfP readers will be considering an upgrade, I thought it was worth a reminder of how you can use your Avios to buy items from Argos.

Argos stocks the full range of iPhone 14 smartphones as you can see here and the prices are no different to what you will find elsewhere.

Use Avios for an iPhone

For HfP readers with large Avios balances, this could be very attractive.

You can now, at the cap, convert 62,500 Avios into 100,000 Nectar points and get £500 to spend at Argos.

One snag is that the maximum monthly transfer of Avios to Nectar points is 50,000 Avios. If you do want to make a £500+ purchase at Argos you will need to move 50,000 Avios during September and the rest on 1st October.

Argos will be better value for some people than Sainsbury’s

Whilst a Nectar point is worth the same 0.5p at Sainsbury’s, Argos or Habitat – or indeed eBay, Eurostar or various other partners – some readers felt that you weren’t getting ‘true’ value at Sainsbury’s.

True or false, some people see Sainsbury’s as overpriced or poor value for money compared to Waitrose at the higher end or Aldi / Lidl at the lower end.

You can’t say that about Argos which is well known for its competitive pricing, and of course convenience.

How do you transfer Avios into Nectar points?

The conversion rate between Avios and Nectar is:

  • 250 Avios = 400 Nectar points
  • 400 Nectar points = 250 Avios

Here is the key thing: there is no value loss in either direction. You can transfer your points as often as you want and you will still have the same amount you started with.

You can convert Nectar points to Avios via the British Airways website here.

The transfer is INSTANT if you are transferring TO Avios from Nectar but there is a 10-day delay if you are going in the opposite direction as you would be here.

Nectar Avios light

Let’s look at the maths.

400 Nectar points, if spent at Argos or indeed Sainsburys, eBay.co.uk etc would get you £2 off your shopping. As you are giving up 250 Avios, you are getting 0.8p per Avios. (250 Avios are given up in return for 200p and 200/250 = 0.8.)

Can I use Nectar points for online shopping at Argos?

Yes.

You need to go to this page of the Argos website and link your Nectar card to your Argos account.

You will then be offered the opportunity to pay with Nectar points during checkout. You can top up your purchase with a credit card as usual, although you cannot pay the balance with an Argos gift card.

As we found out when buying a new monitor for my wife’s home office last year, Argos has a very efficient ‘click and collect’ service. Many items are available for next day collection from your local Sainsbury’s store, including Sainsbury’s Local.

Can I use Nectar points for in-store shopping at Argos?

Yes. You can swipe your Nectar card, or scan your Nectar app, at the till and pay any remaining balance separately.

The limit is £500 of points per transaction

This page of the Argos website explains how the Nectar deal works. It is also where you need to go to link your accounts.

The site confirms that the maximum Nectar spend is 100,000 points (£500) per transaction. You need to redeem in multiples of 500 Nectar points.

PS. If you are looking for a new computer at the moment, you will earn 3,000 bonus Nectar points (1,875 Avios) when you spend £250 or more on laptops or PCs at Argos, online or instore, until 9th October. Full details are here.

How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

SPECIAL OFFER: Until 12th May 2024, the Capital on Tap Business Rewards Visa card is offering a bonus of 30,000 points, convertible into 30,000 Avios. You must have a Limited Company to apply. Click here to learn more and click here to apply.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Category

British Airways and Avios, Sainsbury's and Nectar

Comments (160)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Aston100 says:
    16 Sep16 September 10:55

    Hey, I heard Nvidia are better than AMD.

  • JerrySignfield says:
    16 Sep16 September 11:14

    Currys are currently giving you £50 bonus if you trade in a working or broken mobile (go instore to get gift card) to buy the iPhone 14 making it £799, you can then use a discounted gift card to purchase saving even more.

  • Jonathan says:
    16 Sep16 September 11:30

    I think I’ll wait until the iPhone 13 Pro will be reduced in price !

    The late Steve Jobs’ daughter said shortly after the announcement of the new iPhone 14 range ‘there’s not much difference between the iPhone 14 and the iPhone 13’

    • Rhys says:
      16 Sep16 September 13:51

      ….Which is true. Phones are now a mature product category, I’m not sure why people are expecting evolutionary changes. A VW Golf doesn’t exactly change much year to year, either. It’s still, fundamentally, a car.

      • Brian78 says:
        16 Sep16 September 14:19

        I don’t think they do expect changes, which is why people keep their phones for longer (the data backs this up)

      • lumma says:
        16 Sep16 September 17:04

        Yes, cars don’t change much either and yet people still “upgrade” that every couple of years too.

      • TimM says:
        16 Sep16 September 17:45

        What is continuously changing is computing performance per Watt. Computation tasks previously considered intractable are coming to the fore and on mobile devices.

        What the VW Golf and the phone have in common is that their days are numbered. Private transport and ‘telephone numbers’ will seem so old-fashioned soon. Evolution never stops, for better or worse.

        • Will says:
          17 Sep17 September 09:37

          In terms of the telephone, out of genuine curiosity how would you see it being obsolete?

          Even as a car nerd, I long for the day that transportation is on demand. I still can’t quite make out why big trains have not been replaced with smaller on demand pods at least in trial form.

  • Brian says:
    16 Sep16 September 11:55

    HfP is obsessed with iphones. For the first 5 years we had to put up with dreadful photos with no wide angle because the team wouldn’t have androids. Seriously BIN the IPHONES, they are over priced crap for my mother who can’t use computers.

  • Maples says:
    16 Sep16 September 14:38

    “ convert 62,500 Avios into 100,000 Nectar points and get £500”

    “ the maximum monthly transfer of Avios to Nectar points is 50,000 Avios”

    So which one is it? I’ve got enough MR points and Avios to be able to convert 62.5K but can I not convert all 62.5K Avios in one go?

    • CarpalTravel says:
      16 Sep16 September 14:44

      Surely that is easy to understand? Working with the limitation is also explained in the article.

    • AJA says:
      16 Sep16 September 15:53

      From the article above.

      Immediately after this sentence “One snag is that the maximum monthly transfer of Avios to Nectar points is 50,000 Avios.” it goes on to say “If you do want to make a £500+ purchase at Argos you will need to move 50,000 Avios during September and the rest on 1st October.”

      So to answer your question in a word – no!

  • Sabby says:
    17 Sep17 September 08:09

    You could transfer capital tap points directly into Argos gift voucher no limit friend did a test 980 points for £10 gift voucher

  • the_real_a says:
    17 Sep17 September 11:12

    I still maintain the best value is on eBay. I’ve picked up a set of professional brand new Milwaukee power tools, a brand new hob, a new simba mattress and a dyson. All on Avios. All brand new from either reputable companies or the brands themselves.

    • Gordon says:
      17 Sep17 September 12:28

      If you put USA on the search option on EBay you can pick up good priced Milwaukee power tools from over there, Most of the time they never get flagged up for import tax either….

  • Delbert says:
    18 Sep18 September 18:06

    Thanks, Rob. I already have £372 worth of Nectar points so topped up my Nectar account with 16k Avios. All that remains is to wait for my Nectar balance to hit £500 and the iPhone 14 Pro Max to come back in stock. I’m happy to wait. 😀

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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