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The new Amex Business Platinum annual £200 travel credit works better than we thought

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American Express added a £200 Amex Travel credit to the benefits package on the Business Platinum card on 10th October.

Importantly, you receive this credit EVERY membership year. It isn’t a one-off.

The only catch is that the £200 must be spent in a single transaction. If you use it against a hotel booking, it will need to be pre-paid and therefore will not qualify for elite status benefits or hotel loyalty points.

For most people who read HfP, this is almost as good as £200 of cash.

There was some confusion over how the current year credit was applied

When we discussed this offer with American Express, we were initially told that existing cardholders would receive a £200 credit on 10th October which had to be used in their current membership year.

This was a bit tough on people like myself, who has a 11th November membership year. It only gave me four weeks to book something.

The good news is that American Express had a change of heart before the launch:

  • for existing Business Platinum cardholders, your initial £200 of Amex Travel credit lasts for a full 12 months, irrespective of your year end – you have until 10th October 2023 to use it
  • as soon as you pass your next anniversary date, an additional £200 of Amex Travel credit will be added to your account – this will be valid for exactly 12 months
Benefits of American Express Business Platinum

This means that, for the first year, existing cardholders may see 2 x £200 Amex Travel credits showing on their account at some point.

Even though you have two credits, they cannot both be used against the same booking. You would need to split your hotel or flight booking into individual nights or individual passengers in order to use both £200 credits on the same trip.

Don’t forget that:

  • you need to spend more than £200 for the transaction to trigger the cashback (if you spend £150 you get nothing, you don’t get £150)
  • you lose the credit if you subsequently cancel your flight or hotel booking

Where can you see your travel credit?

You won’t see it on your American Express Business Platinum statement or in the app.

However, if you log in to Amex Travel at, it will show. The expiry date is also shown clearly.

PS. Don’t forget that American Express Business Platinum is currently offering a huge 60,000 Membership Rewards points sign-up bonus if you spend £8,000 within three months.

The rule for receiving the bonus is that you haven’t had a personal OR business Amex card which earns Membership Rewards points (Green, Gold, Platinum, Centurion, Amex Rewards Credit Card) in the last 13 months.

The annual fee is £650, refundable pro-rata if you cancel.

You can find out more in our article here and you can apply here.

Want to earn more points from credit cards? – February 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Virgin Money is offering double points on spending until 14th April (£5,000 cap) to new customers when you apply for the Virgin Atlantic Reward+ Mastercard. Click here to learn more.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

American Express Business Platinum

Crazy 120,000 points bonus (to 9th April) and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

Huge 60,000 points sign-up bonus (until 9th April) and free for a year Read our full review

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

2% cashback on all your business spend for 3 months (1% thereafter) and no annual fee Read our full review

Comments (15)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Stephen says:

    Whereabouts on Amex travel can you see the expiry date please

  • Rob says:


  • Peter says:

    Only flights and hotels are mentioned. Does this also apply to car rental?

  • krys_k says:

    Re status and benefits, I will share a single data point. Called Sheraton Grande Krakow to check if they would honour Titanium benefits as £200 Amex travel covered two of the three nights I wanted to stay, they advised that if I added the direct with Marriot booking to the front Amex booking all benefits and status would apply to the entire booking. Worked and received suite.

  • Anthony says:

    Can anyone click on their name and it works? When I click it AMEX logs me out, and clicking login it just errors with a webserver error

    • Bob says:

      Login, search for a random hotel, select your platinum card if asked, it will show at the top right as “travel credit”.

  • Bob says:

    How can i find my next anniversary date?

    • Rob says:

      Go back through your statements and see when your last annual fee was added. It is a couple of weeks before that – at least it was for me.

  • Linda says:

    I have a question that I hope someone can answer regarding Amex Platinum card renewal dates and relates to the risk of losing the Amex £150 dining credit. I have had a conversation with Amex Customer Service as they have said my card is due for renewal tomorrow 1st November. This is because my application was ‘approved’ on 1st November ’21 although my card was not received and activated until 8th November ’21 which I think should be the date of the 12-month anniversary, because it is impossible to use the card until I receive and activate it. I have searched ‘terms & conditions’ but can’t find anything that relates to ‘when’ the start date of 12-month term. Many thanks for any help/advice.

  • Shaya s says:

    Can this be used with Amex travel over the phone? I need to book for a large group. Online you have a max of six people.

    • Rob says:

      Rules say No. Doesn’t mean it wouldn’t trigger but you have no grounds for complaint.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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