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LAST DAY: Get 60,000 points with Amex Business Platinum AND £200 annual travel credit

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UPDATE – DECEMBER 2022:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above.  Thank you.

American Express Business Platinum is currently running a special sign-up bonus. This is your LAST CHANCE to apply – the deal ends TONIGHT, Wednesday.

Until 16th November (ie today), new cardmembers will receive 60,000 Membership Rewards points when you spend £8,000 within your first three months of holding the card. This is a substantial increase on the standard bonus of 40,000 Membership Rewards.

American Express has also improved the benefits package, with all cardmembers now getting a £200 annual travel credit to spend at Amex Travel.

You can find out more details about, and apply for, American Express Business Platinum here.

Get 60,000 Membership Rewards points as a sign-up bonus

Until tonight, 16th November 2022, new cardmembers will receive 60,000 Membership Rewards points as a sign-up bonus on American Express Business Platinum.

You need to spend £8,000 within three months to trigger the two parts of the bonus.

Once you’ve spent £8,000, you receive 60,000 American Express Membership Rewards points which convert into:

  • 60,000 Avios
  • 60,000 Virgin Points
  • 60,000 Emirates, Etihad, Flying Blue, Asia Miles, Delta, Finnair, Qantas or SAS miles
  • 40,000 Singapore Airlines miles
  • 120,000 Hilton Honors points
  • 90,000 Marriott Bonvoy points
  • 180,000 Radisson Rewards points
  • 4,000 Club Eurostar points

….. and many other non-travel rewards.  I wrote this article on the most valuable Membership Rewards redemptions.

You may qualify for the bonus even if you think you don’t

It is easier to qualify for the sign-up bonus on the Business Platinum card than the personal Platinum Card.

To get the 60,000 Membership Rewards points on signing up, you only need to have gone 13 MONTHS without any American Express card (personal or business) which earns Membership Rewards points.  The personal Platinum Card requires you to wait 24 months.

A valuable new £200 benefit for all Business Platinum cardmembers

American Express has added a £200 Amex Travel credit to the benefits package.

Importantly, you receive this credit EVERY membership year. It isn’t a one-off.

You will receive an annual £200 of statement credit against £200 of charges from Amex Travel.

The only catch is that the £200 must be spent in a single transaction. If you use it against a hotel booking, it will need to be pre-paid and therefore will not qualify for elite status benefits or hotel loyalty points.

Do note that the credit is paid per membership year and not per calendar year.

Benefits of American Express Business Platinum

A second new benefit

In addition to the new Annual Statement Credit when you book with Amex Travel, you will now have the chance to earn an extra 10,000 Membership Rewards point bonus in every month where you spend £10,000+.

There is cap of 120,000 bonus points each year. If you can reach that, even in the worse case scenario – ie you convert them via Avios into Nectar points worth 0.8p each – you’re getting £960 of extra value each year.

£10,000 per month may seem a lot but there are lots of small companies – primarily those who do lots of Google and Facebook advertising – who spend this easily.

If this sounds like you, American Express Business Platinum is now THE most valuable credit card in the UK for your spending.

You’d be earning 2 Membership Rewards points per £1 spent in a month where you charged exactly £10,000 to the card, and this can’t be beaten. This would convert into 2 Avios per £1 or whatever else you chose to do with them.

Card facts

Now let’s look at the card in more detail …..

American Express Business Platinum is a charge card, not a credit card.  You must clear your full balance at the end of each month.

The card is metal.

Until tonight (16th November) the sign-up bonus is 60,000 Membership Rewards points which requires you to spend £8,000 within your first three months of membership.  You qualify for the bonus as long as “you do not currently hold or have held any Membership Rewards enrolled American Express card in the past 13 months.”

You earn 1 Membership Rewards points on virtually every £1 spent on the card.  These convert 1:1 into Avios, Virgin Points and lots of other airline and hotel programmes, plus Eurostar points (15:1).  You can also redeem for various shopping vouchers.  You can see the redemption options on the Membership Rewards website.

You will earn an extra 10,000 Membership Rewards points bonus in every statement month where you spend £10,000+. This is capped at 120,000 bonus points per year.

The annual fee is £650, refundable pro-rata if you cancel.  You receive one free supplementary Platinum Card. Additional Platinum supplementary cards after the first free one are £295. Supplementary cards receive all of the benefits below, including the travel insurance, hotel status cards and Priority Pass, with the exception of the Dell credit and the Amex Travel credit.  You can have 98 free Gold supplementary cards but these do not come with any substantial benefits.

American Express Business Platinum review

What are the criteria for applying for Amex Business Platinum?

There is no minimum income exclusion and no trading requirement.  You can apply even if you have just set up your business, as long as:

  • The business has a current UK Bank or Building Society account
  • You are aged 18 or over
  • You have a permanent UK home address

It is no longer a requirement that you have been in business for at least one year. You can be accepted even if you are not yet trading.

What is the Amex Business Platinum benefits package?

Let’s look at what you get for £650:

You will receive a complimentary Priority Pass card.  Priority Pass is a network of 1,400 airport lounges across the world, including eight in London Heathrow.  This includes the Club Aspire lounge in BA’s Heathrow Terminal 5.  Your Priority Pass allows an unlimited number of free visits to their lounges.  You can also bring in a guest for free.

You can also give a Priority Pass card to a second person by allocating your one free Supplementary Platinum Business card to them.  If this is your partner or spouse, you would both be able to get into the lounge for free and each bring in a free guest so a family of four is covered.  Additional guests would be charged at £20 each.

You will receive access to the Plaza Premium Lounge in Heathrow Terminal 5.  This is not a Priority Pass lounge but American Express Business Platinum cardmembers can get access, with a guest, by showing their Platinum Card at the front desk. Plaza Premium also has lounges at Gatwick North, Heathrow Terminal 2, Heathrow Terminal 4 and Edinburgh plus many international airports.

You can also access American Express Centurion lounges with a guest, including the new Centurion Lounge in Heathrow Terminal 3.

You will receive comprehensive travel insurance – you can take a look at the policy document here (PDF).

You will receive Gold status in the Marriott Bonvoy hotel loyalty scheme.  This will give added benefits at Marriott, Renaissance, Sheraton, Westin, W, aloft, St Regis, The Ritz-Carlton, The Luxury Collection etc properties – almost 30 brands in total.

You will receive Premium status in the Radisson Rewards hotel loyalty scheme.  This will give added benefits at Radisson Blu / RED, Park Plaza and Park Inn hotels.

You will receive Gold status in the Hilton Honors hotel loyalty scheme.  This is the best mid-tier hotel status to have, because you get free breakfast with it.  You will get benefits at Hilton, Waldorf Astoria, Hampton, Curio etc.

You will receive Gold status in the MeliaRewards hotel loyalty scheme.  You will get benefits at Melia and INNSIDE hotels, with benefits including three 20% discount vouchers each year and ‘2 for 1’ breakfast.

You receive £150 or equivalent cashback when you book a onefinestay home rental.  You can use this benefit an unlimited number of times.  There are no ‘cheap’ properties with onefinestay, although your £150 credit could still get you a decent discount at lower cost properties.

You receive a free digital subscription to The Times and The Sunday Times.  This is worth over £300, and if you currently pay for this it is a huge incentive to take out the card.

You receive £150 credit per year to spend with Dell. No minimum spend applies but the credit is split into two parts. You can earn £75 cashback between January and June and £75 cashback between July and December.

You receive £200 credit per membership year to spend with Amex Travel. The only rule is that the spend is made in one pre-paid transaction.

You can access the Amex Fine Hotels & Resorts Programme.  This offers genuine added value benefits at a large number of luxury hotels across the world.  These include a GUARANTEED 4pm check-out, free breakfast, an upgrade if available at check-in and typically a $100 credit towards on-property spending.

There are also benefits with Avis Preferred and Hertz Gold Plus Rewards but these are, in all honesty, no better than deals that are generally available.


The limited time sign-up bonus of 60,000 Membership Rewards points (worth 60,000 Avios or 90,000 Marriott Bonvoy points or 180,000 Radisson Rewards points or 60,000 Virgin Points etc etc) is an excellent return for getting the American Express Business Platinum card.

This is before you consider the new £200 of annual Amex Travel credit, which is an excellent new benefit for American Express Business Platinum cardmembers and – for our readers – virtually as good as cash.

The chance to earn an extra 10,000 Membership Rewards points bonus in every month where you spend £10,000+ is also a very attractive offer for bigger spenders.

Whilst the £650 annual fee is high it would be refunded pro-rata if you decided after a few months that the card was not for you.

Remember that it is easier to get the bonus on Business Platinum compared to the personal version because it only requires you to have gone 13 months without a card earning Membership Rewards points.  The personal version requires you to have gone 24 months without a personal card earning Membership Rewards points.

You can find out more about American Express Business Platinum, and apply, on the American Express website here.

Remember that you must apply today (Wednesday) if you want the 60,000 bonus points. It doesn’t matter if your application is not accepted immediately, as long as it is submitted today.

Want to earn more points from credit cards? – December 2022 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and unbeatable travel benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

40,000 points sign-up bonus and a £200 Amex Travel credit every year Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

10,500 points bonus – the most generous Avios Visa for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

1% cashback and no annual fee Read our full review

Comments (7)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • vol says:

    Priority Pass really shouldn’t be described as a “benefit” anymore, lots of tales of refusal at a variety of locations.

    It might be better if Amex offered lounge credits so that people can prebook on lounge websites.

  • Jose Marques says:

    I have a rewards earning Amex, it means, I won’t qualify for points.

  • VikG says:

    Hi when is the 13 months starting? Is it the date they last refunded the card fee, the date of last statement, the date of last payment or when the last MR points are redeemed? I want to put it in my diary to apply again but not sure which date is the right one to use.

    Secondly, I think this is correct but is it a case of if I get the business after 13 months I can get the personal 11months later as that clock does not reset?

    • Rob says:

      You can ring them to confirm. They are used to such calls.

      Business Plat has zero impact on your ability to get a future personal bonus, correct.

  • Liner says:

    Hi – sorry for the silly question… can you only get this card if you have a business? Or can individuals appl?

    • Rob says:

      You need some sort of business activity (buy to let, bit of eBay selling usually ok) and technically the card can only be used for business spending, although this isn’t heavily policed. If you put a ton of Tesco charges through it you can expect a call though.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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