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How do British Airways Executive Club Household Accounts work?

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Household Accounts are a very useful feature of British Airways Executive Club. You may not know that very few frequent flyer schemes globally offer them, and most of those that do are heavily restricted – it is a genuinely positive aspect of the BA scheme.

Today I want to run through how they work and some factors to bear in mind.

Why would you want a British Airways Household Account?

The key benefit of a household account is that it lets you pool together points from a number of people. The main reason to do this is if you need to make a redemption which requires more miles than any one person has in their account.

How do British Airways Executive Club Household Accounts work?

There is a secondary reason too – using a household account is the only way to earn Avios when your children under 18 fly.

There are alternatives to a Household Account

Before we got into the details, remember that there are other ways of achieving the same goal:

  • You can transfer miles between accounts by paying a fee (a flat £15 for a transfer of up to 27,000 Avios). This may be easier than getting a Household Account and being tied by its restrictions.
  • If you are a British Airways Executive Club Gold member, you can transfer 27,000 Avios to anyone else for free, each year.  The cap is 162,000 Avios transferred out per year.
  • You can book a flight for someone else directly from your Executive Club account.  You don’t need to pool your miles with someone else to be able to redeem for them.
  • If one person only has a small balance, remember that Avios allows one-way redemptions.  One person could use their small balance to book a one-way flight and the other person book the other leg from their account.

How does a British Airways Household Account work?

You are NOT fully merging your accounts when you create a household account at

Each member retains their individual Avios balance. When you log in, you see both your own balance and the household balance.

When you redeem ….. the points are taken PRO-RATA from the balance of each person

When you earn ….. the points go ONLY onto your personal balance

For example, if you have 9,000 Avios and your partner has 4,500, a redemption for 4,500 Avios will see 3,000 taken from you and 1,500 from your partner.  It is a pro-rata split.

However, if you earn 4,500 Avios from a flight, your balance goes up to 13,500 and your partner remains at 4,500.

How do British Airways Executive Club Household Accounts work?

How to open, close and add members to a family account

You can form a British Airways Household Account here. Each member will receive an email which includes a link to click to confirm their membership. Once the account is formed, you can also create accounts for children. The account can have a maximum of seven people in it.

Following recent changes, it is no longer necessary for all members to have their BA account registered at the same address.

You can only make one change to the Household Account every six months. I am not sure if this means that you cannot close a Household Account which is under six months old.

How does the ‘Friends & Family’ list relate to Household Accounts?

With a household account, the ‘Head of the Household’ can also add a further five people as ‘Family & Friends’. These names can be deleted and replaced once they have been on your list for six months.

The Household Account can redeem Avios for flights for these five people too but their Avios are not merged with the Household Account. (You can learn more about British Airways Executive Club ‘Family & Friends’ lists in this article.)

Redeeming Avios whilst in a family account

A British Airways Household Account lets you redeem for anyone in the Household Account OR one of the five ‘Family & Friends’ members. You cannot redeem for anyone else.

This could potentially be an issue if your ‘Family & Friends’ list is full and no-one on it has been there for six months and so is eligible for removal.

How do British Airways Executive Club Household Accounts work?

Household Accounts and children

One reason to get a British Airways Household Account is that it allows children to earn Avios points and tier points when they fly.

An under-18 cannot have their own standalone British Airways Executive Club account but they CAN be invited to join a Household Account.

If you want to earn Avios for your children but do NOT want to be restricted by a Household Account, consider opening a BA account for, say, a grandparent and putting the children into a Household Account with them.  You could add yourself to the ‘Friends & Family’ list for that Household Account in order to redeem tickets for yourself.

Can you use a British Airways American Express 2-4-1 voucher if you are in a Household Account?

Yes.  The Avios you need are taken pro-rata from each member of the Household Account.

However, there is one restriction.  The second traveller MUST be either in the Household Account or on the ‘Friends & Family’ list of the ‘head’ of the Household Account.

You can only change your ‘Friends & Family’ list once every six months.  In certain niche scenarios this could be a problem.

Do Households Accounts stop the expiry of your Avios points?

A Household Account CAN help stop Avios expiry but not automatically.

Avios points will expire if there has been three years of no activity – ‘activity’ means either earning or spending – on the account.  This is very unlikely to happen for most HfP readers.

Being in a Household Account does not automatically stop your points expiring, unless one member of the account has British Airways Executive Club elite status.  In this case, all members of the account are protected.

However, because redemptions from a Household Account result in Avios being taken pro-rata from every member, this creates ‘activity’ for everyone and resets the three year clock. This means that, in reality, expiry is unlikely.

How do British Airways Executive Club Household Accounts work?

What happens if you close a Household Account?

Nothing happens to the adult members of a Household Account.  Each member retains the Avios balance that it had, individually, inside the Household Account.

Any account opened for a child is closed and the Avios are lost.  A few years ago, British Airways would transfer the Avios of the children to the ‘head’ of the Household Account which clearly had benefits.  This no longer occurs and the Avios are lost.

The head of a Household Account can remove individual members without breaking up the entire Household Account.

Individual members cannot remove themselves from a Household Account – only the head can do this. If you are no longer on good terms with the head of your Household Account, the Executive Club terms and conditions specifically allow you to apply to British Airways to be removed.


British Airways Executive Club Household Accounts are not for everyone.  If you don’t like the idea, you can get much of the flexibility of a Household Account by redeeming one leg from one account and the other leg from another account.

If you are keen, though, I hope the summary above has clarified how they work.


How to earn Avios from UK credit cards (September 2023)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £12,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

EDIT: Applications for this card are temporarily suspended due to IT issues with the British Airways On Business SME loyalty scheme.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (37)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Stas says:

    …(a flat £27 for a transfer of up to 27,000 Avios)…

    Wasn’t it £15?

  • Zana says:

    Transfers in and transfers out between BA, and Qatar accounts – if you transfer out when you’re in a Household account, it transfers proportionately as well if you’re in a Household account. When you transfer it back from or Qatar to BA, it goes back to only your account.

    (This change happened last year without notice which meant I had to disconnect my household account with a friend, as it was too complex to keep track of. I used to keep balances in BA,, Nectar and transferred back and forth just under my own name, without the Avios being taken out of the household account proportionately.)

  • Tony says:

    Stop and think….after opening a family account, you cannot book a third party outside the group on your Avios.

  • Greg says:

    What happens if a member of the household dies? What happens to the Avios of the deceased member? I know this is a bigger question, that has been addressed elsewhere, but presumably if BA were not “notified” of the death, they would still be available for use?

    • Rob says:

      Rules say they are lost. In reality BA will move to next of kin. Realistically though I would just keep the account open.

      • Spurs drive me mad says:

        This is exactly what I’ve done when my Mum died, then when they dropped the fee to £15 I transferred the last few to myself.

      • jjoohhnn says:

        Keep the account open is the easiest method. It was possible to transfer the points to Nectar then back to a different BAEC account which is how I moved my wife’s points out. Not sure if that route is still possible.

  • Tracey says:

    I am still undecided whether to keep our adult children in the HHA. Currently also have what was a son’s girlfriend on the F&F list, but since her status is now daughter-in-law, she should really be added to the HHA or they both be removed. Given that they don’t collect Avios and we fund most of their trips, I feel justified in keeping them for now.

    • Spurs drive me mad says:

      My Son and his wife are in my household account, I told them they need to start earning some points, there’s no excuse not use the BA store when buying something or booking hotels that seemed fair to me.

  • Preksha patel says:

    I have an issue with our household account. My Husband is the head of the account and myself and our son are the other two on the his BA Amex CC and we are in the same household account. When my son decided to get his own amexBA card for some reason all my husband points got transferred to his account. Even our 2 for 1 vouchers for the last two years. We missed out on this offer . one 2 4 1 voucher expirers on 7th march 23 and the next one expires on 7th oct 23. I only realised that when i transferred Husband avois to Qatar as am planning to book his flight to Singapore in May 23 and it only transferred only 30k while our household has over 100k avois points. After asking my son to log in and investigating i realised that all my husband details are attached to my sons account. I called BA and i was told that My son account has earned all the vouchers. which is not the case as he has been a student and the only reason he had joint card with us was for emergency. BA refused to transfer the vouchers and point to My husband’s account or extend the 2 4 1 vouchers. What can i do? Who is responsible for this mistakes. So sorry this is long email and would appreciate your guidance.

    Thank you for reading

  • SammyJ says:

    Currently in Florida with the family, including my son’s 17yr old girlfriend, who’s never flown with anyone but Tui or Jet2 (and probably never would have done), which we’ve paid for.

    Can’t decide whether I should set up an account for her on our HHA, as she’s likely to be a feature on a few upcoming trips, or whether that’s just going to cause issues if they ever split (seems unlikely now, but also a fair possibility at their age!). She’s nearly 18, but I guess technically I should also ask her parents if it’s ok to open her an account – that won’t be an issue.

    Any thoughts or factors I might not have considered? I’m thinking about both earning her (few economy) Avios, but also for redemptions on future trips.

    • Spurs drive me mad says:

      My thought is once she turns 18 she can spend household points, being someone who trusts no one I wouldn’t give my sons very young girlfriend or girlfriend of any age power to spend my household points. Stick her on friends and family list it’s not worth the risk.

      • SammyJ says:

        Good point that I hadn’t considered, but in all honestly she wouldn’t even know what an Avios is. She’s a simple lass, and wouldn’t even know what an Avios is, never mind how to use them! If they did split I guess I could just kick her out of the account and there wouldn’t be any risk there.

        • Novice says:

          @Sammy don’t let that cloud your judgment. The wise thing to do is make sure you are in control and there’s no way anyone could mess with your stuff.

          We weren’t all born knowing what avios was; we all learnt and if she sees stuff in emails etc under her name she will be curious and will find out.

          My parents have always bought plane tickets; knew nothing about avios because weren’t bothered until started getting all sorts of docs under their names. Now they know obviously.

      • Novice says:

        @Spurs drive me mad, I agree. I don’t trust anyone to not use my points etc.

        What I have done many times is apply cc get points and since I have same initials and surname to my parents who have same initials by coincidence now that mumz took on dad’s surname; I give my ba account details and always get avios fine.

        For flights I have separate ba accounts under their names and I manage everything so they know that they aren’t getting any points 😂 I’m using them. If i need signs or some id for confirmation I am pretty persuasive 😂

  • jjoohhnn says:

    > You can only make one change to the Household Account every six months.

    What is a change? Does it mean you can only add one person at a time and have to wait 6 months? So if you wanted to add your parents for example, you have to have a 6-month gap between adding each person?

    • Rhys says:

      No. It means that you can only switch people every 6 months. So if your roster is full, you have to wait 6 months from when you added them to replace them.

      • xcalx says:

        Just checking if for example a HA that has been open over six month can someone remove 3 members from a household account on the same day. Can these 3 people then join another existing HA that has 3 spare places or do they have to wait 6 months. Thanks

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