Get up to 18,750 Avios with Sainsbury’s life insurance – and a look at other insurance offers
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When Nectar and Avios began their partnership in January 2021, it opened up Sainsbury’s Bank as another potential route for indirectly earning Avios.
When it comes to earning Avios from insurance, we are still missing Alan Boswell Group, which used to offer household, business, medical and landlord insurance.
You can still pick up Avios with some sorts of insurance via Sainsbury’s Bank. Details of what it offers are here.
What insurance products can I buy from Sainsbury’s Bank?
These are the insurance products on offer:
- Car insurance – click here for details
- Home insurance – click here for details
- Pet insurance – click here for details
- Travel insurance – click here for details
- Life insurance – click here for details
The best offers are targetted
What we have seen since Avios partnered with Nectar is that Sainsbury’s Bank does NOT have many ‘open to all’ insurance deals.
Most offers are targetted and promoted via the Nectar app, in the ‘Partners’ section. It is worth having a look there from time to time to see what you are offered.
There is one deal which is open to all, however ….
Get 30,000 Nectar points with a life insurance sign-up offer
There is a generous offer running on Sainsbury’s Bank life insurance as you can see here.
This what you can earn:
- 10,000 Nectar points (6,250 Avios) if your policy is under £8.50 per month
- 16,000 Nectar points (10,000 Avios) if your policy is £8.50 to £20 per month
- 22,000 Nectar points (13,750 Avios) if your policy is £20 to £30 per month
- 30,000 Nectar points (18,750 Avios) if you policy is over £30 per month
This is a special deal which runs until 28th February.
You don’t qualify for the points until you have paid your first five monthly premiums. After this time, the points may take a further 60 days to reach your Nectar account.
If you have an existing life policy which you could switch to Sainsbury’s Bank then this is a decent deal. The maths also isn’t bad purely as a points offer.
For example, if you could set up a level of cover which cost exactly £8.50 per month, you would be spending £42.50 over the minimum five month commitment. In return you will receive 16,000 Nectar points worth 10,000 Avios. You can’t argue with that.
Conclusion
As the value of any insurance offer is totally dependent on the premium you are quoted, you clearly need to look at any Nectar earning in the context of what your policy will cost.
Even if this offer doesn’t work for you, it is worth keeping an eye on the Nectar app to see what other targetted sign-up offers are made available to you.
How to earn Avios from UK credit cards (October 2024)
As a reminder, there are various ways of earning Avios points from UK credit cards. Many cards also have generous sign-up bonuses!
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
Barclaycard Avios Plus Mastercard
Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review
Barclaycard Avios Mastercard
Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review
There are two official British Airways American Express cards with attractive sign-up bonuses:
British Airways American Express Premium Plus
30,000 Avios and the famous annual 2-4-1 voucher Read our full review
British Airways American Express
5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review
You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review
The Platinum Card from American Express
40,000 bonus points and great travel benefits – for a large fee Read our full review
Run your own business?
We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.
Capital on Tap Business Rewards Visa
10,000 points bonus – plus an extra 500 points for our readers Read our full review
There is also a British Airways American Express card for small businesses:
British Airways American Express Accelerating Business
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.
SPECIAL OFFER: Until 22nd October 2024, the bonus on American Express Business Platinum is increased to up to 80,000 Membership Rewards points, worth 80,000 Avios. You will receive 8 points per £1 spent for the first three months, on up to £10,000 of spending. Click here to read our full card review. Click here to apply.
SPECIAL OFFER: Until 22nd October 2024, the bonus on American Express Business Gold is increased to up to 40,000 Membership Rewards points, worth 40,000 Avios. You will receive 4 points per £1 spent for the first three months, on up to £10,000 of spending. The card is FREE for your first year. Click here to read our full card review. Click here to apply.
American Express Business Platinum
Up to 80,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review
American Express Business Gold
Get up to 40,000 points as a sign-up offer and FREE for a year Read our full review
Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.
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