Tim’s American Express Platinum Dining maps can help you spend your £300 credit

A hugely interesting benefit of American Express Platinum cards is £300 per year of dining credit.

You receive:

• £150 to spend across 170 or so UK restaurants
• £150 to spend across 1,600 or so international restaurants

There is no minimum spend – free really means free. If you spend under £150, the balance is carried over to be used on another meal during the year. Your credit resets on 1st January each year.

One issue is that the American Express website for checking which restaurants you can use is not as intuitive as it could be.

Luckily, Tim Rogers, who originally founded Reward Flight Finder before selling it, set up a website which creates maps covering all participating restaurants globally.

You can filter by cuisine and Michelin star rating if you are keen on, or want to avoid, fine dining.

Importantly, Tim is updating his maps as restaurants are added or removed, which apparently is happening on a fairly regular basis.

However, you should always double check with the official American Express list on the day you are dining. We’ve heard from HfP readers who booked ‘hard to get’ restaurants weeks in advance only to find out, after the meal, that the restaurant had left the programme in the gap between booking and eating.

Have a play at Tim’s website here – https://platinumdining.caffeinesoftware.com/

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Want to earn more points from credit cards? – September 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

SPECIAL OFFER: Until 26th September 2024, sign up for FREE Barclaycard Avios Mastercard and you will receive a sign-up bonus of 10,000 Avios. This is double the usual bonus! You only need to spend £1,000 within 90 days. Our full review is here. Click here to apply.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.