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Forums Payment cards Other payment cards Creation Financial Services bashing Reply To: Creation Financial Services bashing

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Well, Creation may have decided to stick their heads in the sand and possibly been ill-advised to ignore FOS, but they’ll only get away with that tactic for so long before FOS start using their sharp teeth, as their rulings are legally binding and can only be challenged in a court of law.

Really does show them up for the bunch of French cowboys that they really are. I hope the FCA in the end revoke their UK licence.

I have had a case with FOS for 9 months now against Halifax, with Halifax failing to provide any response. The FOS have been (too) obliging waiting for a response as deadline after deadline has been missed. I have asked them what they will do should Halifax fail to respond. They have said they can rule in the absence of any response, but they really try to ensure that they get a response if they can. So it will likely delay everything by 1 year if Creation ignore it. And if in that time Creation lose their licence and leave UK, you will really struggle to enforce any decision.

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