Forums › Payment cards › Other payment cards › Creation Financial Services bashing › Reply To: Creation Financial Services bashing
@Jon in practice the PAP is more of a ‘comply or explain’ regime but you have clearly done more than enough to de-risk your claim. At MCOL you will have the huge benefit of seeing the defence before any hearing which you don’t get at any stage via FOS. Also, once a lawyer is forced to draft a defence it focusses the mind as to whether they are wise to proceed or cave.
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