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Forums Payment cards American Express Upgrade Preferred Rewards Gold Credit Card to Platinum Reply To: Upgrade Preferred Rewards Gold Credit Card to Platinum

Skywalker 759 posts

Apologies, I’m just catching up with this thread.
I currently have the arcc which I am holding to protect a significant balance of reward points.
Is there any risk to this balance if I attempt to upgrade to platinum?

Everything stays the same, except you get a platinum account and shiny new card – I had all of 600 MR in my account as the card was gathering dust due to other cards being more useful to me – but when I upgraded from ARCC to platinum, those 600 MR points were faithfully waiting for me for me to finally build upon them

I was going to apply separately for the card as I want to utilise the benefits on some upcoming trips (I’m not eligible for any sign up bonuses) but definitely don’t want to risk wiping out my balance.

@Carlos above seems to have achieved the 40k, so doing it this way may get you the upgrade bonus.

Would it also be possible to subsequently downgrade to the arcc and maintain the balance?

I guess that would work the same as any other account so a downgrade is possible

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