Reply To: Point earning credit cards – decisions decisions…

[Reney]

Depending on your financial position and whether you will be taking out a mortgage in the near future. And if you think Amex would let you have the card. One option would be to cancel the Amex BA, tackle the plat bonus and open the amex BA when you are ready, the clock for the 241 would reset that way.

Only suggesting you keep the Barclays open as you can put the non amex spend on that card, not clear if you can meet the plat spend and barclays free card voucher spend together.

The plat is a good idea if you need more avios. For the (relatively) lower spender amongst us, earning the voucher is one half of the problem, the other is earning enough avios to use the voucher. It sounds like you will need the full six months to meet the spend so you will likely not get a pro rata refund so are you ok to pay the full £650 fee.