Reply To: Amex Platinum insurance – MASTER THREAD

[davekes]

Just signed up for the platinum card. I haven’t added a supplementary card holder yet.
My wife would be the natural choice so we can combine spending for points. However my 20yr old daughter is going to Canada for a 2 month trip this summer.
If I add my daughter as a sup card holder I know she will get the lounge and insurance benefits.
But what if I add my wife and just book all my daughters travel using my card? Will she be eligible for all the travel inconvenience insurance ? (I know she won’t get lounges but that’s not a big deal at her age).

We had a poor insurance experience when she went to Oz last year, airline lost her bag for 3 days and insurance company didn’t pay out. After 3 months of emails the airline (Malaysian) eventually agreed to refund her additional costs, however the money never arrived and I gave up after 6 months.
Hoping that the Amex cover is a smoother experience.