Reply To: Nationwide Flex Plus

[JDB]

@Cranzle – the renewal, even with the switch from UKI to Aviva is all done online. Aviva asks re pre-existing conditions via a series of questions/drop downs rather than free form text (this has barely changed). You then pay the extensions. For peace of mind, as the policies change mid trip, you could call UKI, but essentially the old policy rolls into the new one but because of the various extensions this doesn’t happen automatically. Your relative will have continuous cover. The renewal is probably simpler and cheaper than taking out a new policy, as long as the new Aviva terms are suitable for your relative.