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On the Daily Mail money site, a woman explains how she is trying to retrieve her dead husband’s points.
https://www.thisismoney.co.uk/money/experts/article-11596011/SALLY-SORTS-Amex-wont-let-late-husbands-1-3m-reward-points.html explains how“My husband died in 2020. He had an American Express Platinum Card, and I have been the supplementary cardholder on the account since 1998. We have accrued 1,282,245 reward points — the majority from purchases I’ve made. The monthly bill for the card was paid from our joint bank account, which is legally my money, and I am the sole executor of my husband’s estate. I have also always had my own personal American Express account, which I have never used. I want to keep hold of the points, but American Express says they cannot be transferred from my late husband’s account to mine. I’m worried I will lose everything I’ve earned.
If I am equally responsible for the credit card bill, then surely I have equal ownership over the points which have been built up?”Spoiler: she gets the points
There have been stories like this in the past – a letter from the family solicitor to BA explaining the situation usually resolves this.
My uncle died some years ago leaving all sorts of airline and hotel points in various accounts. My aunt simply wasn’t interested in them, like many of our partners on HFP, even though I tried to explain to her that she could have taken her children and grandchildren on holiday with them at some point in the future. I suspect there are many accounts like that in cyberspace!This was Amex not BA. And she wasn’t responsible for the bill. If you’re afraid your widow(er) will not use your points optimally then you really should plan for it
But as stated in the article, there’s a very simple way to have the points transferred from Amex, it didn’t require asking the Daily Mail money site to get involved!
My uncle didn’t plan to die of a heart attack on a business trip at the age of 59, sadly.But as stated in the article, there’s a very simple way to have the points transferred from Amex, it didn’t require asking the Daily Mail money site to get involved!
My uncle didn’t plan to die of a heart attack on a business trip at the age of 59, sadly.You say it is “simple” but it is a matter of goodwill rather than strict legal entitlement (which would apply say to a credit balance on the account) so it needs to be approached with care.
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