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Halifax Clarity Credit Card – ATM fees?

  • The Original Nick

    I tried withdrawing money from an ATM in Nice last weekend and if I had of I’d of got a 5 Euro charge which I’ve never come across before when withdrawing from an ATM. I used it in Dubai last month with no fees as usual. Has anyone come across charges recently?


    Not seen any – I did a withdrawal in Thailand last month and no fees (well apart from the 150THB the Thai atm charges but that’s a given in Thailand)


    That charge will likely be from the ATM provider, not Halifax. This is not uncommon for privately managed ATMs (or even bank run in some countries). Happens in the UK too.

    The Original Nick

    Maybe I just hit on a privately managed ATM then. I have used it in France many times before with no fees. Thanks all.


    As others have said, it is almost certainly an ATM-imposed admin charge.


    Most ATMs in Spain now seem to charge 5 or 7 euros for the privilege!


    Avoid Euronet wherever possible their charges are around the 5-7 wherever you are. Try ATMs at the local banks even if you’ve never heard of the particular bank it’s usually a better deal or free. Euronet’s breed like rabbits though they’re on every corner in some towns.


    Isn’t interest charged on atm withdrawals on this card? Do you all transfer funds in on or before the day of withdrawal?


    Interest is charged from the day of transaction. Just keep the card balance positive and no charges.

    I’ve switched my overseas cash withdrawls to my Virgin current account debit card as there’s no forex charge on that and it just depletes the balance that i hold there just for this purpose. Saves the messing around. Still hold Clarity as a backup for the times debit wont work/isn’t acceptable.

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