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Forums Payment cards American Express How long on the naughty step?

  • 6,701 posts

    I know on Amex PayPal f+f is frowned upon… But has anyone any idea with other cards such as barclays ba or virgin? Do they also keep a strict eye on this?

    If you are having to ask the question, then you have a potential problem. As above, it’s all fine until it isn’t if you chose to game the system.

    956 posts

    OP- I’d love to know how much/often you were putting through PayPal F&F.

    I’m nervous to use it even for legit reasons!

    probably around £10k to £12k per month.

    I’m going to leave it now, wait for the full 2 years because SUBs will re-appear. If AMEX dont want it after 2 years then I suspect its game over.

    How long did they tolerate that for?

    89 posts

    Well spotted, Amex

    323 posts

    Ah £10k – £12k pcm Amex/PayPal F&F, its like the good old days of IHG Mastercard>Curve>NS&I>Bank>IHG Mastercard rinse and repeat. When the fun stops, stop!

    433 posts

    Ah £10k – £12k pcm Amex/PayPal F&F, its like the good old days of IHG Mastercard>Curve>NS&I>Bank>IHG Mastercard rinse and repeat. When the fun stops, stop!

    and paying the IHG off with JL card…

    21 posts

    I would worry about HMRC as well if you cycle credit like that… but seems like 10k isnt a big enough fish for them to fry!?

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