NS&I for BA Prepaid Mastercard

[jc2304]

Hi all

Quick q if anyone has any experience – looking to buy some Premium Bonds through NS&I. Has anyone topped up and used the BA Prepaid Mastercard with NS&I? If so, was it accepted/did you earn Avios/were there any additional fees?

Thanks

[Peter K]

Why not give it a try?

[pbcold]

You`ll pay if you do.

[pointyhead]

pbcold wrote:

You`ll pay if you do.

What would the fee be?

[jc2304]

Peter K wrote:

Why not give it a try?

Because this is a community meant for asking for advice and tips. If no one else has tried it, I will give it a go and add here as a data point. But if others have already given it a go, it’s worth asking first.

If you’ve not got anything useful to add, why bother commenting?

[pbcold]

Isn`t social media lovely? People will get upset about absolutely anything.

[jc2304]

pbcold wrote:

Isn`t social media lovely? People will get upset about absolutely anything.

Not sure if this was aimed at me? I’ll be honest, thought it was just a bit of a salty response when all I did was asked for advice/experience on a forum, which is the exact purpose of said forum.

For info, I tried it on a small amount and it seems to have worked without being charged any fees, and it says that the Avios will be coming through

[Alex G]

jc2304 wrote:

Peter K wrote:

Why not give it a try?

Because this is a community meant for asking for advice and tips. If no one else has tried it, I will give it a go and add here as a data point. But if others have already given it a go, it’s worth asking first.

If you’ve not got anything useful to add, why bother commenting?

It really isn’t a good idea to write about ideas for Manufactured Spend on a forum like this, which is why seasoned users won’t help you.

[Ash]

Buying premium bonds is a manufactured spend? I dont do it myself but recall other posters asking around the subject, in connection with various cards. Is it the BA prepaid card? Or more generally buying bonds with any card other than a debit card?

[redethernet1]

jc2304 wrote:

pbcold wrote:

Isn`t social media lovely? People will get upset about absolutely anything.

Not sure if this was aimed at me? I’ll be honest, thought it was just a bit of a salty response when all I did was asked for advice/experience on a forum, which is the exact purpose of said forum.

For info, I tried it on a small amount and it seems to have worked without being charged any fees, and it says that the Avios will be coming through

Theres a fee coming your way unfortunately

[Peter K]

Alex G wrote:

jc2304 wrote:

Peter K wrote:

Why not give it a try?

Because this is a community meant for asking for advice and tips. If no one else has tried it, I will give it a go and add here as a data point. But if others have already given it a go, it’s worth asking first.

If you’ve not got anything useful to add, why bother commenting?

It really isn’t a good idea to write about ideas for Manufactured Spend on a forum like this, which is why seasoned users won’t help you.

Exactly this. Give it a try, take the hit if it doesn’t work, be happy if it does. It was advice, not being snarky.

[Harrier25]

If you read between the lines, Peter, he would much prefer you to lose money than himself.

[Peter K]

Harrier25 wrote:

If you read between the lines, Peter, he would much prefer you to lose money than himself.

Fair point 😂

[duke]

redethernet1 wrote:

jc2304 wrote:

pbcold wrote:

Isn`t social media lovely? People will get upset about absolutely anything.

Not sure if this was aimed at me? I’ll be honest, thought it was just a bit of a salty response when all I did was asked for advice/experience on a forum, which is the exact purpose of said forum.

For info, I tried it on a small amount and it seems to have worked without being charged any fees, and it says that the Avios will be coming through

Theres a fee coming your way unfortunately

That’s right, this forum is for manaffactured spending.

Let’s get some more ideas!

Keep them coming…

Did you get charged a fee? I want to do this with a couple of grand

[The Urbanite]

Alex G wrote:

jc2304 wrote:

Peter K wrote:

Why not give it a try?

Because this is a community meant for asking for advice and tips. If no one else has tried it, I will give it a go and add here as a data point. But if others have already given it a go, it’s worth asking first.

If you’ve not got anything useful to add, why bother commenting?

It really isn’t a good idea to write about ideas for Manufactured Spend on a forum like this, which is why seasoned users won’t help you.

The card offers the opportunity to earn a grand total of 1300 points a month – is anyone is losing sleep over this being posted?

[Ash]

BC Avios, Virgin CC any of the Amex cards…. which do not charge for NS&I/Premium bonds?

[laughingplace]

There is a way to avoid any fee on the BA Prepaid when paying any merchant that would usually attract a fee. E.g. it can be used to pay off other CC free. I will leave that for you to find out.

It’s fairly pointless though given only £2600 monthly limit and a 0.5 avios per £ earning. If the monthly limit was increased it would be quite attractive – but then it would get shut down quickly!

[Paul B]

laughingplace wrote:

There is a way to avoid any fee on the BA Prepaid when paying any merchant that would usually attract a fee. E.g. it can be used to pay off other CC free. I will leave that for you to find out.

It’s fairly pointless though given only £2600 monthly limit and a 0.5 avios per £ earning. If the monthly limit was increased it would be quite attractive – but then it would get shut down quickly!

Any clues as to what CC it doesn’t hurt to pay off? It’s certainly not Amex.

[Carlos]

1300 avios a month is not too pointless IMO

[The Urbanite]

Ash wrote:

BC Avios, Virgin CC any of the Amex cards…. which do not charge for NS&I/Premium bonds?

You are a MS veteran sir!

[Ash]

I am? : )
I’m an old dog trying to learning a new trick, hoping a friendly HfP’er will throw me a bone

[stevenhp1987]

Ash wrote:

I am? : )
I’m an old dog trying to learning a new trick, hoping a friendly HfP’er will throw me a bone

First rule of Fight Club…

[Aston100]

stevenhp1987 wrote:

Ash wrote:

I am? : )
I’m an old dog trying to learning a new trick, hoping a friendly HfP’er will throw me a bone

First rule of Fight Club…

Flight Club

[Harrier25]

Ash wrote:

I am? : )
I’m an old dog trying to learning a new trick, hoping a friendly HfP’er will throw me a bone

Yet you come on here begging for people to share valuable MS routes on a widely read public forum. I don’t think you’re as wise an old dog as you think, Ash!

[Carlos]

Mr X is though

Harrier25 wrote:

Ash wrote:

I am? : )
I’m an old dog trying to learning a new trick, hoping a friendly HfP’er will throw me a bone

Yet you come on here begging for people to share valuable MS routes on a widely read public forum. I don’t think you’re as wise an old dog as you think, Ash!