Switching from Virgin+ to free card

[markymarc2000]

Good morning all, I’ve had the Plus card for a while but rarely use it since retiring, is it easy to ‘downgrade’ to the free card? I have 2 vouchers to be used later this year so presume they’ll be safe…
Thanks

[Reney]

Rob wrote this in the comment on today’s article

Rob says:
6 June 12:02
1. Cancel Plus card
2. Apply for free card
3. Be refused the free card (no six month gap)
4. Ring and explain that you were downgrading and that this is the process the call centre advised you to take (which it is)
5. Have free card application approved via a manual override

https://www.headforpoints.com/2022/06/06/what-is-the-best-mastercard-or-visa-to-get/comment-page-1/#comments

[sik1234]

Hi

do you know if you cancel the Plus card do you get a prorated refund on the annual fee?

thanks

[Mankhool]

No

[TimM]

Is there still no simple way of simply changing from paid card to free card? Any recent experiences?

[CarpalTravel]

Remember, this is Clydesdale. They cannot even cope with hosting a customer portal on their website.

[Rob]

I’ve not heard of an easier route than the one kindly quoted above ….