The Tesco Clubcard Pay+ prepaid debit card thread

[Genghis]

Christmas saver can be turned on under the “voucher schemes” drop down.

[MartyB]

CH wrote:

MartyB wrote:

Now I will have to pay with the physical card to get the Yellow Discounted price. Or swipe my Clubcard and then pay by Apple Pay on my watch.

Is there a Stocard equivalent on the watch that you could swipe your Clubcard before paying (which you might be referring to anyway)? That would be two swipes of the watch but better (maybe!) than not being able to get Clubcard Prices? I’m assuming the “Yellow Price items” are Clubcard Prices rather than the “reduced” sticker items!

Good point! I do have the Clubcard on Stocard and it is stored in my Wallet on Watch and Phone where the Clubcard Pay+ is as well.

[jonnyfly]

Just off phone from Tesco Bank to check the status of an inbound funding transfer that wasn’t showing.

The agent volunteered that points will not be earned on HMRC payments or anything that appears to be financial services including buying a car if the merchant is a financial services provider. This was unprompted guidance – not a topic I raised.

Has anyone actually received points? Agent said they normally take 5 days and I’m still inside that.

[billyrayvalentine]

jonnyfly wrote:

Just off phone from Tesco Bank to check the status of an inbound funding transfer that wasn’t showing.

The agent volunteered that points will not be earned on HMRC payments or anything that appears to be financial services including buying a car if the merchant is a financial services provider. This was unprompted guidance – not a topic I raised.

Has anyone actually received points? Agent said they normally take 5 days and I’m still inside that.

This thread was a great idea!!

:).

[rams]

Any updates on HMRC payments getting points?

[Rob]

Aren’t the points going over daily, as the credit card points used to?

[rams]

Rob Burgess wrote:

Aren’t the points going over daily, as the credit card points used to?

Hopefully a delay for Sunday payments then as not seen any update to my points after first payment yesterday.

[jonnyfly]

Rob Burgess wrote:

Aren’t the points going over daily, as the credit card points used to?

My points have dribbled in day-by-day after a few days waiting. They have been awarded on end of January’s ‘seasonal’ payments!

Still can’t find Genghis’ Christmas Saver option to delay conversion of points to vouchers.

[Genghis]

It’s still there for me but I have it on. Try again:
Clubcard account -> Account Management -> Voucher Schemes -> select Clubcard Christmas Savers

[rams]

rams wrote:

Rob Burgess wrote:

Aren’t the points going over daily, as the credit card points used to?

Hopefully a delay for Sunday payments then as not seen any update to my points after first payment yesterday.

Arrived today. All very straightforward in the end. Thanks for highlighting Rob.

[OS2142]

Anyone recently made HMRC payments using Pay+? Keen to understand if points are being awarded!

[WillPS]

OS2142 wrote:

Anyone recently made HMRC payments using Pay+? Keen to understand if points are being awarded!

Probably better if you make an £8 payment and see for yourself.

[Ibblybibbly]

I make regular HMRC payments with Pay+ and points always credit. Now have enough for a virgin cruise if they bring the deal back next year !

[MingTheMerciless]

Freddy wrote:

A £10k tax bill would give £12.50 in clubcard points. Not sure it’s even worth entertaining tbh

True, but If you’re a small business you can easily do 100k a quarter in Vat, 20k a month in employers NIC and PAYE plus corporation tax and personal taxes. Over a year it adds up and better than nothing for paying so much to HMRC

[R]

I paid stamp duty with the card and got the points for it.

[sorenpowholse]

I just paid my personal tax bill for 202122 tax year with the Tesco Clubcard Pay+.
Less than £2K bill so not many clubcard points… but every little helps (and not aware of any other methods of earning on HMRC payment without fees)

[Rob]

I know one reader who was recently closed down by Pay+ for doing HMRC transactions so I think the end is coming for this one.

[Ibblybibbly]

I just had an email from Tesco……

Tesco Pay+ will close on 27 February 2023

Tesco Pay+ is now Pay in-store in our Tesco Grocery & Clubcard app.

It’s very short notice, and not terribly clear, but I am guessing that’s the end of the debit card to pay HMRC.

[AndyGWP]

I assumed it was the Pay+ app that is closing

[Ibblybibbly]

You might be right…..hopefully. Clear as mud.

[BuildBackBetter]

Only the app is closing. They are moving everything to one app.

[Rob]

That’s not what it says. It says it’s now ‘Pay instore’ which, given the name, suggests that the one and only use of this product will be to pay instore, with all other options ended.

[AndyGWP]

FWIW – There’s a message in the Pay+ app that reflects the email that was received

[donna1]

Any thoughts for cards to use for ernie top ups or hmrc going forward?

[Toaster]

Pay+ is an app.

Clubcard Pay+ is a debit card.

The two things are different.

You do not need to use Clubcard Pay+ debit card with the Pay+ app.

You do not need the Pay+ app the be able to spend with the Clubcard Pay+ debit card.

Tesco has taken a leaf out of Nintendo’s book when it comes to product naming and it has been confusing with lots of similarly named products which serve different functions.