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Earn 4,800 Avios with Tesco Home Insurance – and a new 1,000 point grocery code

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Yesterday I wrote about how to earn 5,000 Clubcard points with Tesco Life Insurance.  However, Tesco is also running a second promotion at the moment.  This lets you earn 2,000 bonus Clubcard points (4,800 Avios or 5,000 Flying Club miles) when you take out their home insurance.

The home page for this offer is here.

2000 Clubcard points

The rules are simple:

Apply by 24th September

Quote code 2000HOME

Must buy combined buildings and contents insurance (so renters are disqualified)

The points are posted immediately, not over the course of the year.  However, you are obviously paying for the full year of cover up front anyway.

Whilst you should obviously shop around for a product like this, it could be a decent deal.  If you value 4,800 Avios at, say, £50 then that is a sizeable rebate on the cost.  The Tesco website says that 60% of its customers have a premium of £195 or less.

Meanwhile ….

A new code has emerged for 1,000 bonus Clubcard points when you spend £50 on groceries from Tesco online.  The code is XXJKTT.  This code can only be used by someone who has not previously ordered from Tesco online groceries – but if you have multiple Clubcards, you may well have one which has not already been used.

PS.  Don’t forget that Tesco also offers 1,000 bonus Clubcard points when you take out one of their credit cards via a referral.  The Tesco MasterCard has the highest Avios earnings rate of any Visa or MasterCard – click here to read my review and for details of how I can refer youYou can even get the points if you have already got the card, as long as you applied in the last three months.

How to earn Avios points from UK credit cards

How to earn Avios from UK credit cards (September 2022)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £12,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points.

EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

60,000 points, £200 travel credit and an unbeatable set of travel benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,000 Avios.

Capital On Tap Business Rewards Visa

50,000 points bonus until 2nd October – the most generous Avios Visa for a limited company Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (11)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Danny says:

    Tesco is also one of a very few companies that allow you to pay by credit cards and accept American Express with no surcharge, so you could earn additional Avios/points, if you choose to pay the whole premium in advance.

  • John Trops says:

    ” The Tesco MasterCard has the highest Avios earnings rate of any Visa or MasterCard”

    Even better than the BMi mastercard?

  • Winters_ says:

    Cheers Raffles – I think I might take advantage of the grocery bonus.

    Do you know if the bonus applies based on the value of your final spend or your spend prior to use of money off vouchers? I’ve got a £5 off £50 conditional spend voucher which I might try for this particular order.

    • Rob says:

      Usually before other discounts, inc 241’s etc. Onl 1 XX code is allowes per order, though, so if your spend voucher has an XX code you cannot double up.

  • BD says:

    Do you still get the 5p off a litre of fuel as well with this code?

    • Trickster says:

      Yes you should, if delivery is during the offer period. It’s not based on order date.

  • Ruxpin says:

    First post – hope I’m doing it correctly! The best way to use Tesco grocery codes is to look for items going into promo the next day. You will be charged the price on the day of delivery but they would have added to your basket at full price. Therefore if you order £50 of full price groceries that will go to half price by the delivery date you’ve chosen your actual cost will only be £25 but you will have qualified for any conditional spend discounts or point bonuses. (They will have an offer banner below showing dates they will be discounted)

  • creampuff says:

    “Must buy combined buildings and contents insurance (so renters are disqualified)”

    As indeed is anyone that owns a leasehold flat.

  • William Hughes says:


    It appears the grocery code doesn’t work.

    I’ve tried it and haven’t received the points. I’ve queried it with Tesco and they said it has to be issued to the cardholder. In short, it’s not for generic use.

    Please let me know if anyone else has been more successful than me!



This article is closed to new comments. Feel free to ask your question in the HfP forums.

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