Maximise your Avios, air miles and hotel points

Airport lounge access for £50 per year via Diners Club, the card that time forgot

Links on Head for Points may support the site by paying a commission.  See here for all partner links.

Reader Neil recently reminded me of the existence of Diners Club, the charge card that time forgot.

Most of you will probably have never ever seen a Diners Club card.  In London, you are more likely to find a shop accepting China UnionPay cards than Diners Club.

Diners Club was the first real ‘travel and entertainment’ focussed charge card, well before American Express chose to focus on this market.  Well before credit cards were first available, the charge cards issued by Diners Club and Amex were the only way to pay for items on plastic. 

In recent years ownership has passed from Citi to Discover Financial Services, although the UK operation is a franchise, independently owned by Affiniture Cards since 2012.

Diners Club in the UK does still operate a loyalty scheme, with some decent partners.  However, the earnings rate is very poor.

You earn 1 point for every £5 spent on your card.  These transfer to:

Oddly, the website also lists Swiss Travel Club as a partner, which has not existed for a long time!

These exchange are roughly 50% as good as you would get from holding an Amex card or a dedicated credit card from one of these programmes.  I would say that the AA, IHG and Starwood options are the best of the bunch, with the Hilton transfer rate looking particularly poor following the devaluation of the programme this year.

However, there is one benefit of membership which looks interesting.

You get access to 400 airport lounges, in what looks like a cut-down version of the Priority Pass programme.  These include the No 1 Traveller lounges at both Gatwick terminals.  You receive free entry as the cardholder, with a charge for guests.

If you travel solo, this may work out as a cheap way of getting lounge access.  For comparison, if you paid to join Priority Pass (which has a bigger network globally but not in the UK) you would pay £259 for unlimited lounge access (or £159 for 10 free visits and then £15 per visit).

A Diners Club personal card has a fee of just £50 per year.  This could be a cheap way of getting airport lounge access for yourself.  You would pay £15 per guest, but if you travelled with a guest a lot then they could get their own card as well.  (It is not clear is Diners Club supplementary cardholders get lounge access for free.)  Some of the other Diners Club franchises around Europe have started to add an annual ‘minimum spend’ to the card to retain the lounge access perk, but for now it is available without restriction in the UK and Ireland.

As with Priority Pass, the lack of a lounge in Heathrow Terminal 5 is a problem.  All the other terminals are covered, though, as are most UK regional airports.  For this reason – and only this reason – Diner Club may be worth a look.


best travel rewards credit cards

Want to earn more points from credit cards? – July 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Marriott Bonvoy American Express

20,000 points for signing up and 15 elite night credits each year Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

40,000 bonus points AND (to 27th August) £400 to spend at Amex Travel Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Business Rewards Visa

10,000 points bonus – plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback Business Credit Card

1% cashback uncapped* on all your business spending (T&C apply) Read our full review

Comments (28)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Ed E says:

    I was given one of these in my first job during my gap year at a big computer company when I was 18. I remember using a lounge for the first time while flying on a ridiculously cheap flight on LH to Florence that I bought on Priceline when it first started. I was completely awed by the whole experience as all I had was this silly card I could never use for anything, except brilliant airport time. I could even take a guest for free all those years ago.
    The lack of places taking Diners still seems to be the case but it is a very good little perk!

    This card may be one of the reasons I can now count myself as an avgeek!

  • Paul says:

    This brought back memories. I had a diners card late 80’s early 90’s when it was a bit more usable and offered lounge access for free then. Used lounges in Dusseldorf, Glasgow and Heathrow to name just a few!
    Priority club is of course better but too many of their lounges make up the rules as they go along and some are simply decrepit.
    There is urgent need to have a priority club type lounge in T5 to offer some competition to BA.

  • MaltapointsTom says:

    Great spot this. £50 yearly access to the lounges at Malta airport and beyond!

    I think I can answer your question re lounge access for supplementary card holders too: on the application form it says the following “I would like you to issue a Supplementary Diners Club Card (and any renewal or replacement Cards) to the individual named below. I understand that Supplementary Cardholders are entitled to all the benefits of Diners Club Membership”.

    So that would very much suggest that the additional £19 gets you full lounge access for the supplementary card holder.

    • Marcus says:

      I have used this card for a while now and yes, the supplementary card holder also get acces even if he/she travels alone.

      It’s actually a great deal and so far there has been an included lounge at every airport i have used (well except T5 of course).

      Well recomended.

      • Luke says:

        Does the supp card get the lounge access for free or do they have to pay the guest fee?

  • Johnny5a says:

    Priority Pass – no LHR T4 lounge

    • Richie says:

      Are no1 opening one at t2 when it opens?

      • Rob says:

        We don’t know yet. I have seen floorplans for T2 but it doesn’t say what each area is for, let alone who will occupy it. Because of the number of airlines using it, there will presumably be some third party lounge and they usually link with Priority Pass.

        • Paul says:

          The plans I have seen is for ONE *A lounge in T2a. No more. Also apparently been designed to NOT have enough capacity for the number of flights, forcing people to stay in the shopping centre…

          Personally I can’t see this lasting long before another one is built.

  • Roger says:

    LIke others, I have memories of DC which was my first charge card. My boss at the time referred me and we split the case of wine he earned.

    At the time, I was travelling regularly to TXL and the Hugo Junckers lounge there was very useful, especially recovering from a few days in the former GDR.

    I see the potential minimum spend as likely – how can they pay for lounge access from subscriptions alone, and I wouldn’t be spending too much with such poor redemption possibilities.

    When I was thinking about applying, another obstacle was the lack of online application, so I didn’t. I have a packaged bank account now with PP lounge access should I need it, though I haven’t yet, but can see that this is an interesting option for those without lounge access.

  • Evan says:

    Our company has Diners as corporate charge cards for travel. Fortunately – Im a US expat based in London so I get the US version of Diners! This card is MasterCard branded so it can be used nearly everywhere. On top of that, Diners Club Rewards for US customers is fantastic. 1 pt for every $1 spent with 1:1 redemption options on BA, AA, AeroPlan, Hawaii, Thai, Alaska, Delta, Korean, SAS, South African, & Virgin Atlantic. Also have all hotel brands (HHonors, Marriott, Hyatt, SPG, IHG, etc.) but not at 1:1.

    I’ve spent ~$75k on my card this year for business travel – which have been converted to 75k avios! They run promotions on miles conversions, usually 30% nowadays, and BA had one earlier this summer.

    If you have any US credit, you might still be able to get a personal card, but can’t confirm this.

  • Billy Keegan says:

    I have had a DC card since 1983 in its day it was great now really only any good for lounge access.

  • Volker says:

    The good old days!! Diners Club was my first credit card (together with a VISA issued by Banco Santander – before their merger with Banco Central Hispano)…

    In those days, when Lufthansa upgraded me to first (!!!) on a flight from FRA to LHR, I got hooked forever.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.