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15,000 Amex points for upgrading your Gold to Platinum – worth it?

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American Express has sent an offer to some Preferred Rewards Gold cardholders offering them 15,000 Membership Rewards points if they upgrade to American Express Platinum.

Even if you did not receive this offer, it still seems that you can still take part – you are directed to this generic Amex website which appears open to any Amex Gold customer.

Is this a good deal?

Ordinarily, I would say ‘No’.  If you are interested in the Platinum card and already have an Amex Gold, the most effective thing to do would be to cancel your Gold card, wait 6 months and then make a fresh application for Platinum.

Because of the 6 month gap, you will qualify for the full sign-up bonus, which is currently 30,000 Membership Rewards points. This is obviously better than just 15,000 points.

However …..

At the moment, there is a good reason to consider Amex’s 15,000 point offer.

As I wrote here, the Cathay Pacific Gold card will cease to be an Amex Platinum benefit from 15th February.  As this card gives you almost all of the benefits of a British Airways Executive Club Silver card, including British Airways lounge access, it is well worth having.

If you currently have an Amex Gold, cancelling and waiting 6 months to apply for Platinum will be too late – the Cathay deal will have disappeared.

If you are an Amex Gold cardholder and are interested getting a Cathay Pacific Gold, this is a pretty good offer.

Remember that, whilst Platinum has a £450 annual fee, it is refunded pro-rata when you cancel.  You only need to spend £1,000 to trigger the 15,000 bonus points for upgrading, and you can order your Cathay card as soon as your Amex Platinum arrives.

If you found that the Platinum benefits didn’t work for you after 2-3 months, you could cancel for a fee refund – you would only be £75 – £110 out of pocket.  You would still have the extra 15,000 Membership Rewards points and the Cathay Pacific Gold card would remain valid for the full year.

The upgrade link is here if you are interested.  The Comments below suggest that your existing Gold card is immediately upgraded, so you will not have a separate Gold and Platinum card going forward.

The general American Express Platinum website, with more details on the card, is here.

Want to earn more points from credit cards? – March 2023 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

SPECIAL OFFER: Successfully apply for either of the Barclaycard Avios credit cards by 2nd April 2023 and you will be entered into a free draw to win ONE MILLION AVIOS! Full details are on the application forms here (free) and here (paid). This competition is exclusive to Head for Points readers. T&C apply.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and unbeatable travel benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

Until 30th March 2023, the sign up bonus on American Express Business Platinum is increased to 120,000 Membership Rewards points – click here. The bonus on American Express Business Gold is increased to 60,000 Membership Rewards points – click here. T&C apply, see the application forms for details.

American Express Business Platinum

Crazy 120,000 points bonus (to 30th March) and a £200 Amex Travel credit every year Read our full review

American Express Business Gold

60,000 points sign-up bonus (to 30th March) and free for a year Read our full review

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

1% cashback (3% for 3 months if you apply by 31st March) and no annual fee Read our full review

Comments (104)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Eastland says:

    Gahhh how frustrating. I just applied for the Hilton card having hit my BAPP £10k, my gold, and my SPG targets. Ran out of things to target so I figured why not get a free night…. and i really WANTED the platinum for its CX gold as I have no status with airlines.
    Hmmm.. when do we think this will end?

    • Rob says:

      I think this will be around for a while, certainly no harm in waiting a money …. Just give enough time to get it done before Cathay is pulled on 15/2.

  • Neil says:

    Hmm, this is a tricky one for me. My first year of Gold is due to end on 22 Feb and I’m just about to pass the £15,000 spend for the bonus 7,500 MR points on card renewal. My plan had been to bag this 7,500 points and then cancel for a refund of the annual fee, wait six months and then apply for platinum.

    If I were to go for this (and still get the Cathay card) I’d have to do it before my gold renewal date, thereby forefiting the 7,500 renewal bonus. That effectively cuts the bonus for upgrading to Platinum to only 7,500. Since I’ll have hit the £15,000 spend anyway, I wonder if I call and explain to Amex they’d give me the points early?

    • CV says:

      In pretty much the exact same position as you. I took the plunge and upgraded as I could use a lot of the benefits in Jan and Feb before cancelling in late March (which was my plan for the gold card). I upgraded, and the bonus points for the £15k spend is still showing, with spend to date still counted.

      Not sure if perhaps this will change later on or not, to me it seems wrong, but its still showing and my account in now Platinum.

      • Jac says:

        I also have spent already 15K on my amex gold with the renewal date next month. As such i was planning to hold on to te card until the bonus points would post before cancelliing. Upgrading to the Plat would be an attractive option to bag another 15 points while i wait for the 7500 points to post but not if i would lose the 7500 points.
        Plat benefits seems not that attractive as i m already BA gold but if i would keep the 7500 and could get another 15K points for a prorata cost of 450-125 then this would be a decent deal

  • Mike says:

    Seems there is also one for people going from Green to gold – (just tired changing the URL).

    They are offering 5,000 MR points for 500 spend

    • Rob says:

      You’d be a mug to do that, unless they still waive the fee for Year 1. Better to cancel, wait 6 months and apply for the free year and 20k bonus.

      And if they do waive the fee, you’d be a mug not to, given that Green is £60!

  • Cheshire Pete says:

    Sorry to be a bit dumb! But the question about does the MP Gold Card get 12 months from the month your Platinum Card started or the month you apply to Cathay Pacific – what was the answer from customer services? It is pro-rata from the date of your Platinum card started or pro-rata from the date you apply to them? Is it rounded up to months end or the actual date? Or rounded down to the previous month the next year?

    I’m a bit confused about the answer at the moment!

    • Rob says:

      Marco Polo year runs from whenever you apply for the Cathay card. If you don’t need it, I would apply after 1st Feb but before 15th Feb to maximise your membership period.

      How Amex calculate fee refunds is something I have never got my head around, although most people seem to get back more than they expected. I have never, ever, had a complaint from someone who felt short changed.

  • AndyGWP says:

    re: Cathay Pacific card – can supplementary cardholders apply for it too? 🙂


    • Yizun says:

      Cathay Pacific only applies to main card holder. The hotel cards however can be applied by supplementary cardholders.

  • Chris says:

    Can anyone tell me how to get a priority passé with my Amex Plat? My welcome pack says you register automatically but off that’s the case how do I get my priority pass card?

  • Chris says:

    Can anyone tell me how I get my priority pass with my Amex Plat? Welcome pack suggests you are registered automatically but if that’s the case how do I get my priority pass card

    • Rob says:

      They come automatically. Cathay, Starwood, Carlson and Accor cards must be ordered from

      • Chris says:

        So it comes automatically, but seperate from welcome pack?

        I could figure out how to get access to all of the others priority pass just isn’t really mentioned

        • Cheshire Pete says:

          My priority pass came before Anything else! Just 2 days after approval. Then supplementary came after 5 days. then main card last after a week as its in special box!

          • chris says:

            ah fair enough, didn’t order a suplementary card so didn’t have that issue. the special box did arrive the other day nearly causing a coronary as it dropped through the letter box!

  • Rob says:

    Good spot, will do something next week on this.

    • Brian says:

      HfP readers might also be interested to know that Tesco are offering a £5 credit for spending £10 with an AMEX card – I’ve been able to register Gold, SPG and BA cards…

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