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Flybe credit card sign-up bonus improved – control your excitement ….

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Flybe has improved the sign-up bonus on its Mastercard credit card.  Unfortunately it still isn’t great, but if you live in the regions you may find some value in it.

The Flybe Mastercard is issued by Sygma Bank. Sygma is part of Creation, who also operate the Marriott Rewards card and numerous retailer and football club credit cards. Creation may not be a familiar name but they are behind many store cards and are owned by a joint venture between French bank BNP Paribas and French store chain Galerie Lafeyette.

The representative APR is 18.9% variable.

The new sign-up bonus is two free return flights on any Flybe route to / from the UK and Ireland, excluding the longer routes to Spain, Portugal and Croatia.  This is double the standard offer of one free flight.

Taxes and other charges are still due – this is a key problem, as we will see.

You will receive one free flight voucher when you spend £250 within three months of application and the second when you hit £500, as long as it is within six months.

Taxes are a problem with Flybe

The key reason that I don’t love this card is the high level of taxes and charges added to ‘free’ flights.

As a budget airline, taxes and charges make up a huge percentage of the fare.  A random return trip from Birmingham to Paris, for example, was £109 of which £65 was taxes.  This is based on a long weekend break from 21st – 24th November.  You would therefore only be getting £44 of value from your free flight – and that is assuming that the flight was even available for a reward.

With Avios redemptions, taxes are capped at £35 with Reward Saver. This is not the case with Flybe and is a major problem with their Rewards4all scheme.

It can get even worse

There is this interesting comment on the Flybe website:

Discounted web fares may occasionally be available at a lower cost (including taxes & charges) than equivalent reward flights

This means that you may end up being asked for £100 in ‘taxes and charges’ to book your redemption flight, whilst a cash ticket for the same flight is available for £80.

That said, if you live outside London then Flybe may be convenient for you.  Arguably even if you only ended up saving £50 per flight after offsetting the taxes required, the sign-up bonus would still have been worth £100 to you.  Given that the card is free it is hard to say that this is a terrible deal.

If you want to find out more about the Flybe credit card and the Rewards4all scheme, I recommend you take a look at my full review of the card.

The offer expires on October 7th.


How to earn Avios from UK credit cards (October 2023)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £12,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

EDIT: Applications for this card are temporarily suspended due to IT issues with the British Airways On Business SME loyalty scheme.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (9)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Toddy says:

    For the reasons you outlined above, I find the ‘free’ flights completely useless.

    However, I fly with flybe on a frequent basis, so do value the lounge access.

    Lounge access is 35 Reward4All points, which would be achieved with 18 return flights. If you are a few flights short of this target, the credit card may be useful as you get 1 Reward4All point for every £250 you spend.

  • Wesley says:

    Unfortunately it is now 70 points for lounge access. I have found it near impossible to get a decent valued flight with these points, or even to find availability………

    • Ian says:

      Presumably this increase in points is because they have ditched there own dismal lounges in favour of far nicer 3rd party lounges.

  • FIRSTclstraveller says:

    Just as an aside – if you’re flying from JER, eligible Flybe passengers now use the BA Terraces lounge which is pretty decent.

  • David Butcher says:

    I had one of these cards for two years or so before ditching and made several unsuccessful attempts to find “reward” flights. My experience is that the condition

    “Discounted web fares may occasionally be available at a lower cost (including taxes & charges) than equivalent reward flights“.

    should begin “Discounted web fares WILL ALMOST ALWAYS be available at a lower cost than equivalent reward flights”.

    Good airline but a rubbish scheme

    • Raffles says:

      Fair enough! I was a little kinder this time because I noticed that Flybe fares have been creeping up and so there was a gap opening up between the taxes and the headline fare. But if you can’t get the seats anyway ….

  • Mikeact says:

    A big con, as far as I am concerned…mostly for the reasons outlined above. I could always find a better deal, and never did use the voucher, and then, I couldn’t be bothered to use their rubbish card either.

  • callum says:

    When I had the Flybe card, virtually every single redemption available was more expensive than paying cash. With 6 months holiday a year and a desire to visit anywhere, I still couldn’t find a plausible way to use the free flight voucher!

  • Don says:

    It’s almost impossible to find redemption options for 2 seats on the same flight with FlyBe in my experience.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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