Get 12,500 Avios (or Etihad, Cathay, Singapore miles) with the HSBC Premier credit card
Links on Head for Points may pay us an affiliate commission. A list of partners is here.
I was surprised last year when HSBC added the ability to earn Avios points to the HSBC Premier Mastercard. I assumed that American Express, Lloyds and TSB had that contract tied down.
I was even more surprised to see the exceptionally generous earning rate of 1 Avios point per £1 spent. For a Mastercard or Visa – especially for a free one – that is very generous.
HSBC has even been running annual transfer bonuses – the one currently running is 25%. That makes the earnings rate 1.25 Avios per £1 if you had been saving up your points.
For comparison, the 2nd most generous Visa or Mastercard option for Avios points is the Tesco Clubcard Mastercard. That earns you 0.25 Clubcard points per £1, so 0.6 Avios.
To get the HSBC Premier Mastercard requires you to have a (free) HSBC Premier current account. The snag is that the income and investment hurdles are very high as I outline here.
If you do qualify, there is great news. HSBC is running its first ever sign-up bonus for the Premier Mastercard.
As outlined on this website all you need to do is sign up before November 30th and make one solitary purchase before December 31st.
In return, you will receive enough bonus points to convert into 12,500 Avios, Etihad Guest, Asia Miles or Singapore / Krisflyer miles. Alternatively, you could convert into £80 of shopping vouchers.
If you are an existing HSBC Premier customer, this seems like a no-brainer. If you are not but meet the qualifying criteria, this may be the carrot you need to move to HSBC. I have been a Premier customer ever since it launched and I have never had any issues with them.
Want to earn more points from credit cards? – March 2023 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
SPECIAL OFFER: Successfully apply for either of the Barclaycard Avios credit cards by 2nd April 2023 and you will be entered into a free draw to win ONE MILLION AVIOS! Full details are on the application forms here (free) and here (paid). This competition is exclusive to Head for Points readers. T&C apply.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
Barclaycard Avios Plus Mastercard
25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review
Barclaycard Avios Mastercard
5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
British Airways American Express Premium Plus
25,000 Avios and the famous annual 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review
The Platinum Card from American Express
30,000 points and unbeatable travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
Until 30th March 2023, the sign up bonus on American Express Business Platinum is increased to 120,000 Membership Rewards points – click here. The bonus on American Express Business Gold is increased to 60,000 Membership Rewards points – click here. T&C apply, see the application forms for details.
American Express Business Platinum
Crazy 120,000 points bonus (to 30th March) and a £200 Amex Travel credit every year Read our full review
American Express Business Gold
60,000 points sign-up bonus (to 30th March) and free for a year Read our full review
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.
Barclaycard Select Cashback credit card
1% cashback (3% for 3 months if you apply by 31st March) and no annual fee Read our full review