Maximise your Avios, air miles and hotel points

Virgin Flying Club increases credit card sign-up bonus to 10,000 / 25,000 Flying Club miles

Links on Head for Points may support the site by paying a commission.  See here for all partner links.

I said that I would write about Virgin Miles Booster today.  However, some more interesting news has popped up as Virgin Atlantic has boosted the sign-up bonus on its credit cards again.

Here is a quick overview of the Virgin credit cards. If some of the text sounds familiar, it is because I have cut and pasted some of it from the last Virgin promotion.

Virgin credit card bonus

Virgin Flying Club offer two different credit card options. There is a free ‘White’ card and a £140 fee ‘Black’ card. Each comes in the standard MBNA double-pack of an American Express and a Visa.

Unlike the British Airways American Express cards, MBNA is happy for you to have BOTH of the Virgin cards. Whilst I would not recommend this, I know that some HFP readers in the past have applied for both at the same time and received both. This does put you under some pressure to hit the spending targets on both cards at the same time.

The free card is the Virgin Atlantic White Credit Card.

There is NO annual fee with this card, and the sign up bonus is 10,000 Virgin Flying Club miles. The usual bonus is a paltry 3,000 miles and it never goes above 10,000 miles so this is as good as it gets.

You will receive 3,000 miles immediately and a further 7,000 miles when you spend just £1,000 in the first 90 days. Should you decide to keep the card, you will earn 1 mile per £1 spent on the Amex and 0.5 miles per £1 spent on the Visa.

My full review of Virgin White is here. The application page is here.

The representative APR of the card is 17.9% variable.

The more generous fee-carrying card is the Virgin Atlantic Black Credit Card.

This card comes with an annual fee of £140, with a sign-up bonus of 25,000 Virgin Flying Club miles. The standard offer on this card was recently increased to 18,500 miles, so the additional bonus is only 6,500.

You will receive 18,500 miles immediately and a further 6,500 miles when you spend £2,000 in the first 90 days.

The earnings rate for the Black card is EXCELLENT. You earn 2 miles per £1 on the American Express and a whopping (compared to the competition) 1 mile per £1 on the Visa.

My full review of Virgin Black is here. The application page is here.

The representative APR of the card is 52.0% variable including the fee, assuming a £1200 credit limit.

And vouchers too ….

There are also two long-term incentives available with the Virgin cards. The White card offers an upgrade voucher (from Economy to Premium Economy only) for a miles redemption when you spend £10,000, and a second at £20,000. The Black card offers the same vouchers at £5,000 and £10,000.

Both cards also offer what I consider a worthless incentive – a voucher at £15,000 (White) or £7,500 (Black) for a free companion seat (excluding heavy taxes) when you buy a full fare ticket in any class. Who buys full fare tickets, except corporates?

More information on these can be found in the reviews which I link to above.

Terms & conditions

The key facts you need to remember before you apply are:

The application deadline is 31st March, you have 90 days from application to achieve the £1,000 / £2,000 target

MBNA does NOT offer a pro-rata refund when you cancel your card. Your £140 fee for the Black card is a sunk cost. You are therefore (effectively) paying £140 for the additional 15,000 miles on the Black card, since you could get 10,000 miles for £nothing by getting the White card instead.

I don’t think that you can combine this offer with the ‘refer a friend’ bonus I normally offer, which would have got you an additional 3,000 miles. However, this is still a far better deal than the usual bonus, even without the additional 3,000.

How can you earn more miles?

It is very easy to earn further Virgin Flying Club miles to top up your account. The options are numerous:

Transfers from Tesco Clubcard (at a higher rate than BA, £2.50 = 625 Flying Club miles)

Transfers from American Express Membership Rewards (1:1) – transfers from Amex to Virgin are instantaneous as well, once your accounts are linked, unlike transfers to BA

Transfers from Heathrow Rewards (1:1)

Transfers from most hotel programmes, including Starwood Preferred Guest

There are also some hotels which credit to Virgin even though they do not credit to Avios.

Car rentals – Virgin offers a generous 1,000 miles per Hertz rental for example

Receive 5,000 Virgin miles for taking out a Virgin Money ISA

The ‘1 mile per £1’ rate on the Black Visa also allows you to run up miles very quickly

It is also worth remembering that you can transfer Virgin Flying Club miles into Hilton HHonors points (at 2:3) and IHG Rewards Club points (at 1:1). Getting the free Virgin White card may be a way of giving your Hilton or IHG account a boost. I would be wary of paying £140 for the Black card, however, as I don’t think 37,500 Hilton points or 25,000 IHG Rewards Club points are worth that much.


Want to earn more points from credit cards? – April 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback Business Credit Card

1% cashback uncapped* on all your business spending (T&C apply) Read our full review

Comments (63)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Matt says:

    It’s worth noting that the exact same offer was run this time last year, and the bonus on the Black card increased to 30,000 on £3,000 spend when the 25,000 bonus expired.

    • Rob says:

      True, it did. That was the only occasion they did that though, the other two runs of 25,000 miles on Black last year dropped straight back down afterwards.

  • Mr Bridge says:

    On an unrelated matter
    is now a good time to flip my amex plat, or will a better bonus appear soon?

    • Rob says:

      Difficult to see it going higher than 30,000 to be honest.

      • xcalx says:

        Its still 35,000 if referred.

        • jonathan smy says:

          Does anyone know how long the renewal has to last to get the renewal bonuses? I.e. with the amex gold you get another 7500 points for renewing at £125. If I then transfer the points out or spend them, and then cancel the amex after 2 weeks for example I would get £120 back but do I have to also repay the 7500 points?

  • Daniel says:

    This post, combined with the post from yesterday covering Virgin’s reward seat sale, is seriously making me think about switching over from collecting Avios.

    Granted, the Virgin route network is far less than BA, but it does seem that earning rates are higher, with the advantage of a visa for back up, and there seem to be more frequent transfer offers from Tesco, MYR etc.

    • Rob says:

      The issue with Virgin is route network. They have also culled a lot of non-US routes this year – there is a risk that the other non-US routes will follow as Delta effectively uses Virgin as its surrogate to get more slots at Heathrow for America flights. If your main interest is in redeeming to North America then, of course, you are fine!

    • Andy says:

      I am thinking the same as you. Am tempted to collect a pot of Virgin miles just for a North America redemption. Got some Hertz rentals coming up so will start with that.

      If you could take advantage of a Amex MR transfer bonus and then book in a reward sale it could be a great deal. I just hope they happen as often as last year!

    • ankomonkey says:

      I did exactly this last year and pretty quickly accumulated ~300k VS miles (and silver status) with plans to use them on the NRT route (I have family there). Then they cancelled the route… Not advising against collecting with VS, but think carefully…

      • Trevor says:

        Yup, I wanted to use VS or Cape town or Vancouver and started collecting. now they are cancelling both routes… If you want to go only to the US frequently, maybe a good option, but then there are plenty others, and you don’t want to spread yourself too thin, so rather concentrate on 1 or 2 programs. If this fits your needs, add it to your armoury.

  • BA-Flyer says:

    Slightly off-topic, but watch out for extra fees with MBNA (who issue the Virgin card). I took advantage of £25 TopCashbBack when you deposit £10 as a new customer with William Hill. I got hit with a £3 cash advance fee and £1 interest on the fee. No doubt my fault for not reading the terms and conditions, but still a questionable description of a cash advance.

  • Michalis says:

    Hi Raffles.
    My amex gold year is coming to an end. I had the platinum BA amex with the voucher that I have downgraded to blue but the next year won’t be coming until may.
    I don’t thing the benefits of gold amex in the second year are worth the £125 fee, so I rang them but they wouldn’t bulge on the fee.

    What card would you recommend getting now until I can focus on the BA again (maybe – depending on how easy will end up being trying to redeem the voucher this year).

    I have a small number of points with Virgin and Emirates (both below 10k) besides decent balances with Amex and BA. Also if I were to cancel, I am still struggling to justify transferring those Amex rewards points to BA (I know you could redeem on partners) when I could use them with Emirates , Singapore etc.

  • Ian says:

    Forgive me my ignorance, but what happen if you book a reward flight with Virgin and then later have to cancel? Do I lose the miles or there is a charge for this?

    Thanks.

    • Matt says:

      If you’re not within 7 days of travel, you’ll get the Miles and Taxes back but have to pay a £30 cancellation charge. Within 7 days you lose the Miles. Unfortunately it used to be 24 hours but they are now being more restrictive.

      • Ian says:

        Thanks Matt. Because on their website the information seems to be confusing:

        First is says:

        Once tickets for a Reward Booking are issued, no name changes are allowed. If for any reason a flight Reward is cancelled by the Member outside 24 hours of departure, 100% of the Miles will be re-credited to the Member’s account. A cancellation fee of £30 for changes to flights originating in the UK.

        But then it says:

        If for any reason a flight Reward is cancelled by a member within 7 days prior to departure, no Miles will be refunded and a £30 administration fee will be charged to process the refund of any taxes, charges/sur-charges. If you change the original travel date (within 7 days of departure) and later decide to cancel your flights, you will forfeit the mileage used for the Reward.

        • Rob says:

          It is confusing because they went from 24 hours to 7 days and then backtracked. However, when they backtracked (possibly after a nasty article I wrote on HFP) the wording was messed up.

          Note that I do not know they have backtracked. One HFP reader was told on the phone they had gone back to 24 hours. When I looked at the wording I saw the same confusing mess you copied above.

  • Rob says:

    In the post it says you get an upgrade with the white card when you spend 10k. Can I check does that mean within 12 months? I’m pretty sure it does.

  • Richard says:

    I’m tempted by the black card mainly because of the Regus benefit, but it would hinge really on whether I can use up the miles on EDI-LHR flights before they stop doing them in September.
    Having done a test booking to check for availability, I’m a little bit suspicious of what it seems to be telling me – it’s offering me every single day up to the end of service, and it even looks like I could book right now for a reward flight this afternoon!
    Can anyone shed any light on whether that’s actually true? I’m wondering if there’s some nasty surprise lurking after the point where I’d have to give my (as yet non-existent) Flying Club number.

    • Rob says:

      The Little Red services are running at well under 50% occupancy so it is not surprising they are available. If you are a Virgin Gold they are reduced to just 2,500 miles return!

      • Think Square says:

        Ironically since they announced the end of Little Red, loads seem to have really perked up. I’ve been using them on the MAN and EDI routes a couple of times a week recently, and every time it’s been heaving.

    • Alan says:

      No, the availability really is that good! Combined with the fantastically cheap redemption rates it’s a real shame the service is stopping – it’s great to be able to directly connect to/from SQ or UA services out of LHR T2 too!

    • Richard says:

      Thanks for the replies! For someone in my specific circumstances, then, it sounds like a no-brainer 🙂

    • Colin JE says:

      Remember you can have the Regus Gold membership on Virgin Flyer Silver or higher.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.