Maximise your Avios, air miles and hotel points

Get 4,000 Clubcard points (9,600 Avios or 10,000 Virgin miles) with Tesco Pet Insurance

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Here’s a surprisingly attractive Tesco Bank offer for pet owners.

If you take out pet insurance before 1st March 2016, you will not only give your furry friend that bit of extra protection, you will also receive 4,000 Clubcard points.  This is worth 9,600 Avios or 10,000 Virgin Flying Club miles.

Simply enter the code TOPPET and your Clubcard number when getting a quote on the Tesco Bank website.  Although, having said that, I couldn’t actually find a box anywhere on the Pet Insurance website to put my Clubcard number ….

There are 4 different levels of pet insurance to choose from which you can compare on the pet insurance website, but only Extra and Premier Cover will give you the 4,000 Clubcard points.  

As this is potentially worth over £100 of Avios or Virgin miles or over £100 of value via a different Clubcard Boost deal, this is a deal which you should take a serious look at.

Out of curiosity I did a quote for my cat here in London and also checked what the price would be in Wales. The result is not surprising – just slightly annoying.

If we lived on a farm in Wales, Extra Cover with an excess of £60 would cost just £8 a month.  This would mean that, if I managed to get £100 of value from the 4000 points, I would effectively be getting a years coverage for free.

In North West London surrounded by busy streets the same insurance costs £20 a month.  4,000 bonus points is still a very attractive incentive to switch, however, if you are currently paying something similar via another insurer.

The rules for the Tesco pet insurance promotion are:

  • You have never had any pet policy covering this pet that has been declared void or been cancelled by Tesco Bank.
  • You are the owner and keeper of the pet.
  • You and the pet on the policy live in the UK, Isle of Man or Channel Islands.
  • Your pet is at least 8 weeks old.
  • Your pet is not on the list of uninsurable breeds.
  • Your pet is not used for business, commercial breeding or for monetary gain.
  • And if you’re insuring a dog: Your dog is not trained to attack, used for commercial guard or security purposes, or for any form of racing.
  • If you cancel your policy within the first 30 days you will not receive the Clubcard points.

Whilst Tesco does not make this too obvious, the policy is only available for cats and dogs.

Unlike the recent Tesco Bank life insurance deals where Tesco was giving you the Clubcard points in quarterly chunks, it seems as if you will receive these points all at once.  This means even if you decide after a few months that the policy isn’t right for the needs of your pet, you will keep the full amount of Clubcard points.

It does not say how long Tesco will take to award your 4,000 points.  It will clearly take longer than 30 days as that is the cut-off period, but realistically I think you should expect to wait three months.  If you cancel before they arrive it is unlikely that you would ever receive them.

This offer is available until 1st March 2016 and is not available if you visit the Tesco Pet Insurance site from a link on a price comparison website.  Those Clubcard points are funded by the commission they are saving.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (85)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Deb says:

    It’s one offer per HOUSEHOLD not per PET.

  • Tilly71 says:

    Points will be awarded in a future statement, not the next statement so be careful if your thinking of cancelling after 30 days as we not get the points for three months atleast.

    • Mr(s) Entitled says:

      Provided one complies with the T&C’s I don’t see how they cannot award the points. The policy must be held for 30 days. It makes no mention of holding until the points post.

  • Deb says:

    Even if I pay out 3 months payments I can live with paying £15 for 4000 points and I am on grandfather rates for conversion so worth12,800 ( I think) to me.

  • Peter K says:

    Agree about not insuring a made up cat. That would be considered insurance fraud surely! Not worth a potential criminal record for a few Avios.

    • Mr(s) Entitled says:

      I would think you would need to make a claim to constituent an offence liable to warrant a criminal conviction.

      I’ll await the ‘10,000 CC points for making a claim’ bonus before I pursue this further.

    • Jonny says:

      surely its only insurance fraud if you fraudulently claim?

  • Gordon says:

    I trid to run this on three different computers and not once did a box appear to enter the clubcard number

  • Deb says:

    Good job my cats are real then but the female is cheaper than the male!

  • Oly says:

    Theres an option to insure “Bengal Tiger” 😀

    • Oly says:

      p.s. Just insured my beloved friend “Fakekitty” for a mere £5.02 per month, in full health and chipped etc living in Manchester

      • dirtyneedlebluesky says:

        Same here…… Will be devastating when I have to report her sad demise!

        BTW – no CC field. Via the web chat facility they confirmed everything was linked to my account.

  • Gavin says:

    I got a British tortoiseshell 3 yr old chipped neutered indoor for £4.65 I think but I guess an element of premium is post code related.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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