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Last chance to receive 4,000 Clubcard points (9,600 Avios) with Tesco pet insurance

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Love Clubcard, don’t collect Avios?  You should be reading our sister site, Shopper Points (, which covers the latest Clubcard and Nectar offers without any distracting frequent flyer talk!  Why not check it out now?

Back in January I wrote about a very generous Tesco pet insurance deal.  As this offer is coming to an end soon, here is a reminder for those who didn’t see the original article and would love to get a big Avios bonus for getting their furry friends insured.

If you take out pet insurance from Tesco Bank before 1st March 2016 you will receive 4,000 Clubcard points.  This converts into 9,600 Avios or 10,000 Virgin Flying Club miles.

The offer is working OK.  People are receiving their 4,000 Clubcard points roughly 6 weeks after applying.

Here is how it works:

Simply enter the code TOPPET and your Clubcard number when getting a quote on the Tesco Bank website.

There are four different levels of pet insurance to choose from which you can compare on the website, but only Extra and Premier Cover will give you the 4,000 Clubcard points.

Out of curiosity I did a quote for my cat here in London and also checked what the price would be in Wales. The result is not surprising – just slightly annoying.

If we lived on a farm in Wales, Extra Cover with an excess of £60 would cost just £8 a month.  This would mean that, based on 1p per point of value for the 9,600 Avios, I would effectively be getting a years coverage for free.

In North West London surrounded by busy streets the same insurance costs £20 a month. 4,000 Clubcard points is still an attractive incentive to switch, as long as you are not currently paying something similar via another insurer.

Clubcard vouchers

The rules for the Tesco pet insurance promotion are:

  • You have never had any pet policy covering this pet that has been declared void or been cancelled by Tesco Bank.
  • You are the owner and keeper of the pet.
  • You and the pet on the policy live in the UK, Isle of Man or Channel Islands.
  • Your pet is at least 8 weeks old.
  • Your pet is not on the list of uninsurable breeds.
  • Your pet is not used for business, commercial breeding or for monetary gain.
  • And if you’re insuring a dog: Your dog is not trained to attack, used for commercial guard or security purposes, or for any form of racing.
  • If you cancel your policy within the first 30 days you will not receive the Clubcard points.

Unlike the recent life insurance deals where Tesco was giving you the Clubcard points in quarterly chunks, you will receive the points all at once here. This means even if you decide after a few months that the policy isn’t right for your needs, you can keep the full amount of Clubcard points.

It does not say how long Tesco will take to award your 4,000 points but readers who took out the policy after I first wrote about it said that the points arrived within 6 weeks.

Remember this offer is available until 1st March 2016 and is not available if you visit the Tesco Pet Insurance site from a link on a price comparison website.  You must go direct.

Love Clubcard, don’t collect Avios?  You should be reading our sister site, Shopper Points (, which covers the latest Clubcard and Nectar offers without any distracting frequent flyer talk!  Why not check it out now?

Comments (47)

  • Tilly71 says:

    This offer has been thoroughly abused, there is next to no chance a similar offer will come back in the future so good luck to everyone who took part.

    • Calton says:

      So have numerous offers in the past but they keep coming back…

    • Susan says:

      Has it though? Tesco are getting insurance premiums for at least two months – has it even been confirmed that cancelling gives a refund on the annual policy? If people were claiming on the accidental death clause for this rather frightening epidemic of squished moggies then I could see there would be clear fraud unless said squished moggy could be produced but when it’s a simple cancellation of policy within the T&Cs…

      • Will says:

        Just got my policy and says is an annual contract with a 0% loan payable monthly, I didn’t see this on the application website. If I cancel after a month or two then seems I still owe for the year. Are we simply all assuming Tesco will tear up the contract or is it likely they would risk upsetting bad customers who are just collecting club card points for avios by making them defaulters on the loan?

  • Rob says:

    Does this then work out at very good value? Are we effectively paying £8-20 for 10,000 Avios?

    • Nick_C says:

      0.2p per Avios sounds like good value to me. If you use Avios + cash don’t you save 0.66 p per Avios point used?

      £20 for £40 worth of Clubcard vouchers also sounds like a pretty good deal.

    • harry says:


  • Justin says:

    When do you cancel in order to only pay 1 month? Sorry i am being stupid. But surely 30 days will go into the next month

  • Thomas says:

    Anyone else still waiting for Avios credit from last Clubcard Statement ?

  • Aidan says:

    I can’t see where to enter club card number, can anyone help please?

  • Gavin says:

    Hoping my pet points post soon, I applied a bit later from when it was posted.

    OT – I just transferred 27k Starpoints to BAEC – many thanks for highlighting this one back in December Rob. If it wasn’t for this site it would be much harder to sustain my long distance relationship!