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Last chance to receive 4,000 Clubcard points (9,600 Avios) with Tesco pet insurance

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Back in January I wrote about a very generous Tesco pet insurance deal.  As this offer is coming to an end soon, here is a reminder for those who didn’t see the original article and would love to get a big Avios bonus for getting their furry friends insured.

If you take out pet insurance from Tesco Bank before 1st March 2016 you will receive 4,000 Clubcard points.  This converts into 9,600 Avios or 10,000 Virgin Flying Club miles.

The offer is working OK.  People are receiving their 4,000 Clubcard points roughly 6 weeks after applying.

Here is how it works:

Simply enter the code TOPPET and your Clubcard number when getting a quote on the Tesco Bank website.

There are four different levels of pet insurance to choose from which you can compare on the website, but only Extra and Premier Cover will give you the 4,000 Clubcard points.

Out of curiosity I did a quote for my cat here in London and also checked what the price would be in Wales. The result is not surprising – just slightly annoying.

If we lived on a farm in Wales, Extra Cover with an excess of £60 would cost just £8 a month.  This would mean that, based on 1p per point of value for the 9,600 Avios, I would effectively be getting a years coverage for free.

In North West London surrounded by busy streets the same insurance costs £20 a month. 4,000 Clubcard points is still an attractive incentive to switch, as long as you are not currently paying something similar via another insurer.

The rules for the Tesco pet insurance promotion are:

  • You have never had any pet policy covering this pet that has been declared void or been cancelled by Tesco Bank.
  • You are the owner and keeper of the pet.
  • You and the pet on the policy live in the UK, Isle of Man or Channel Islands.
  • Your pet is at least 8 weeks old.
  • Your pet is not on the list of uninsurable breeds.
  • Your pet is not used for business, commercial breeding or for monetary gain.
  • And if you’re insuring a dog: Your dog is not trained to attack, used for commercial guard or security purposes, or for any form of racing.
  • If you cancel your policy within the first 30 days you will not receive the Clubcard points.

Unlike the recent life insurance deals where Tesco was giving you the Clubcard points in quarterly chunks, you will receive the points all at once here. This means even if you decide after a few months that the policy isn’t right for your needs, you can keep the full amount of Clubcard points.

It does not say how long Tesco will take to award your 4,000 points but readers who took out the policy after I first wrote about it said that the points arrived within 6 weeks.

Remember this offer is available until 1st March 2016 and is not available if you visit the Tesco Pet Insurance site from a link on a price comparison website.  You must go direct.

How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

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Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

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There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

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British Airways American Express

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You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

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The Platinum Card from American Express

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Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

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You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

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There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

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American Express Business Gold

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Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Category

Tesco Clubcard

Comments (47)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Mr(s) Entitled says:
    27 Feb27 February 07:13

    I took out the policy 6 Jan but as of yesterday I was still awaiting the points. Chaser email sent to Clubcard customer service.

    I can report that I had no problem with cancelling the policy when my cat tragically went missing.

    • Genghis says:
      27 Feb27 February 07:38

      I’d have waited for the points to hit your account before cancelling.

      • Nick says:
        27 Feb27 February 08:02

        So would I.

        • Mr(s) Entitled says:
          27 Feb27 February 08:17

          Why? I’ve a copy of the T&C’s, I have written proof from Tesco that my policy ran more than 30 days, and I can verify payments made for said policy.

          No point paying for a cat that is no longer with me. The pain of loss was great enough without adding the pain of needless financial loss on top!

          • Genghis says:
            27 Feb27 February 09:29

            Good luck in getting the points! You could call the pet bereavement counselling helpline. Shame there’s not a similar helpline for lost points.

          • James67 says:
            27 Feb27 February 09:59

            There is, it’s called HfP!

    • James67 says:
      27 Feb27 February 09:56

      Msybe Fakekitty went off in search of the points!

  • Bluejosh says:
    27 Feb27 February 08:28

    It’s not asking for my club card number anywhere in the process but is saying my club card discount had been applied. Is it just picking this up from my name/address etc and should I be concerned?

    • Jonny says:
      27 Feb27 February 08:35

      didn’t ask for mine (or anyone else’s as far as I can tell) – system managed to match me up and I got the points a week or so ago. Presume as long as name / address / email matches you’re fine

  • Michael says:
    27 Feb27 February 08:43

    OT: Did anyone else ever have problems getting paid back money of the VISA giftcards into their bank account? GoSpendit owe me a few hundred pounds since a few weeks and have not replied at all to a complaint I made over the phone, but only said it looks as of money was paid out OK. I asked them to refund several giftcards but money for one card only was refunded, though all cards were taken off my account with them.
    When can I take it to the financial Ombudsman? Is there a waiting period? Do people have any other suggestions in regards to this situation?

    • the_real_a says:
      27 Feb27 February 09:21

      Rather than me copy it out, the information is here http://www.fca.org.uk/consumers/complaints-and-compensation/how-to-complain

      However, make sure you have raised a formal complaint with Blackhawk and got a complaint number/reference. This ensures its dealt with by a senior team rather than some outsource worker in the tropics.

    • Genghis says:
      27 Feb27 February 09:22

      Did you pay by credit card? If so, gift card likely <£100 so cannot use S75 but I'd ask them to use their weight to assist in this matter.

      • Michael says:
        27 Feb27 February 19:55

        I did pay with a credit card in Tesco, but I do not have the receipts anymore as from previous statements. I often bought 2 x 50 £ cards though, would this then hit the S75 threshold?

    • John says:
      27 Feb27 February 13:11

      I’m so glad I got rid of all of mine in time. HMRC have just paid my entire balance of giftcards into my bank account 😀

  • Deb says:
    27 Feb27 February 08:51

    My points have hit my account, but my mums haven’t as of today, and policies were taken out same day different address different account will give it another week and chase.

  • Deb says:
    27 Feb27 February 08:54

    Well you are jumping the gun before you take complaint to FO you need to write to company a good old fashioned letter and give them a reasonable amount of time to look into your complaint. I would give them 2 weeks and send letter by registered post, that then shows you have tried to settle dispute with company. If you have then heard nothing phone FO.

  • Tilly71 says:
    27 Feb27 February 09:08

    Why would you cancel a policy before the bonus offer has been credited to your account, I think they have the right to not pay you the bonus as you havnt kept a policy going.

  • Mark says:
    27 Feb27 February 09:42

    Reminds me of the cold call I had this week about my Sky TV box and satellite maintenance (I dont have one) where I strung the poor sap on for half an hour, before saying “Even if I dont have a Sky box or satellite, can I still take advantage of this tremendous offer”. I think he smelt a rat though when he asked me to set a password and I told him it would be “SodofF” with caps at the beginning and end of the password.

  • Ralphy says:
    27 Feb27 February 09:52

    We have been lucky in that, several of my BA Household Account members that all have their own Tesco Clubcard and that fortunately live at different addresses have all been able to get their pets insured under this offer!

    • Genghis says:
      27 Feb27 February 10:04

      What are the chances that all the cats get run over on exactly the same day?

    • James67 says:
      27 Feb27 February 10:08

      How did you get them all on the same BA household account if they are all at different addresses?

      • TGLoyalty says:
        27 Feb27 February 10:27

        A/the parents home?

      • Ralphy says:
        27 Feb27 February 11:31

        Different family members have Clubcards at their own home addresses but for the BA Household Account they all happen to live with me.

        • Jonathan says:
          27 Feb27 February 17:16

          Does this only work if the said household members don’t use their own BAEC number on their own flight bookings? I’m assuming BA would catch on otherwise.

          • Rob says:
            27 Feb27 February 22:03

            BA has zero interest in whether you pretend relatives live at your house or not in order to fit them into a household account.

        • Peter K says:
          28 Feb28 February 19:31

          Linked to this so only a little OT… I added my family to BA exec and Avios.com as they regularly fly to oz but are not part of any FF scheme! Have joined them to my BA household account (NOT an avios.com one) .

          They have gained some avios via avios suitcase but combine my avios says their details do not match though have checked and they all do. Any idea why or how to go about dealing with this without ringing customer services? My family are happy to gain avios but not to put any legwork in.

          The accounts have been open less than 90 days but thought that rule only applied for combining avios from Iberia?

          • Rob says:
            28 Feb28 February 19:53

            Check for name, address, email and date of birth match. Try CMA from both BA.com and Avios.com.

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