At the time, Lloyds told us that you could continue to apply via telephone or in a branch for a limited period.
That period appears to be over. A reader tried to apply this week by telephone and in a branch and was rebuffed on both occasions. Apparently it no longer even appears as an option on the branch IT system.
On the upside, as Lloyds made some in-branch applicants watch two videos on ‘how to use a credit card sensibly’ before they would process the application, this may be for the best ……!
I am told, however, that we may not have seen the back of these cards for good. How Lloyds expects to compete with a £24 Mastercard earning 0.25 Avios per £1 when Virgin Atlantic now offers a free Mastercard earning 0.75 Flying Club miles per £1 is a different question.
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